AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of CanadaHold and swap currencies · 64 articles
A relative in Nigeria can sometimes be added to a Canadian account, but the bank must verify them and you share control. The checks, risks and options.
Canadian cards add a foreign transaction fee on naira spending, on top of the network rate. How it is charged on a Nigeria trip and ways to cut it.
How to choose a holding currency for savings in Canada: currency risk, the cost of converting both ways, interest, and how CDIC treats each currency.
Your Canadian bank restricted your account after money moved to or from Nigeria. Why it happens, how to respond, and the complaint route to OBSI.
Which proofs of a Canadian address Nigerian banks accept for diaspora and domiciliary accounts, how to get them certified in Canada, and common snags.
Why Canadian banks question money traced to crypto sales in Nigeria, and the records that answer them: purchase history, exchange statements, bank trail.
A USD wire from Nigeria credited in CAD usually means it was sent to a CAD account. Why it happens, whether it can be undone and how to stop it.
An incoming wire from Nigeria held for review? Why Canadian banks ask questions, what enhanced checks look like, and the evidence that usually settles it.
Nigerian banks want a recent foreign address document, often notarised. Which Canadian bills, statements and letters fit their published lists.
CDIC covers eligible deposits in foreign currency, including US dollars, at member institutions. What counts, the limit per category, and what does not.
How to close a Nigerian bank account remotely from Canada, move the balance first, and keep the records the CRA and your Canadian bank may want.
Norbert's Gambit uses a dual-listed ETF to swap CAD for USD at close to market rates. The steps, the real costs and when it is worth doing.
Converting CAD to USD at your bank? How the cost is built into the exchange rate, how to measure the spread yourself, and what to compare.
Are gains on US dollars or euros held in a Canadian account taxable? The CRA's $200 rule, conversion rates, interest and when T1135 comes in.
Flying from Lagos to Canada with cash? The CBSA CAD 10,000 reporting rule, form E677, the penalties for not reporting, and the Nigerian exit rules.
Bringing US dollar notes from Nigeria to a Canadian bank? The FINTRAC large cash rule, CBSA reporting at the border, and the documents to keep ready.
The outward wire process from a Nigerian domiciliary account to Canada: 2026 CBN rules, documents, the charges banks publish and steps to follow.
A payment from the UK or Europe reaches a Canadian bank as an international wire. Where the fees and the conversion happen, and how to keep more of it.
Leftover naira after a trip home? Why Canadian exchange counters rarely deal in it, what that means for your notes, and the practical alternatives.
Your Canadian bank wants to know where a wire from Nigeria came from. How to document salary, business income, rent or savings so the answer is quick.
Nigerian banks' own pages list domiciliary accounts in dollars, pounds and euros. Here is what that means for Canadian dollars sent home, and the options.
When family in Nigeria needs to help with an urgent bill in Canada: the legal routes, which are quickest, and what slows each one down.
The informal swap looks simple: naira to an account in Lagos, Canadian dollars by e-Transfer. Here are the legal, fraud and banking risks on both ends.
Earning in pounds or euros while living in Canada? Where you can hold them, what converting really costs, and the CRA rules on foreign currency income.
The ways a Nigerian in Canada can keep a naira balance: a Nigerian bank account as a non-resident, a remittance app wallet or a multicurrency account.
A simple way for Nigerians in Canada to split money across Canadian dollars, US dollars and naira, based on when and where each bill falls.
Some Canadian banks pay interest on US-dollar savings. How the interest is taxed for a resident, how CDIC treats the deposit, and what to compare.
Yes. Canadian banks report incoming international transfers of $10,000 or more to FINTRAC. What the report contains and what it does not mean.
Inherited money or property in Nigeria? Probate or letters of administration first, then the transfer route, and why Canada does not tax most inheritances.
What CBN rules allow individuals to send out of Nigeria, the 2026 FX Manual limits, cash declaration on both sides, and what crosses the line.
You can usually keep Canadian accounts after moving to Nigeria, but CRA says you must tell the bank you are non-resident. What changes, and what to watch.
How to receive US dollars from Nigeria into a Canadian bank without the bank converting them to CAD, and what the sender must enter.
A landlord in Canada with a flat in Lagos: how to collect rent in naira, when to convert and transfer, and the records the CRA expects you to keep.
How LemFi's NGN wallet lets someone in Nigeria pay you naira by bank transfer, what its help pages confirm, and what to check in the app.
What NDIC deposit insurance covers, what happens when a Nigerian bank fails, and the risks of a large balance you cannot watch from Canada.
The routes for bringing naira savings to Canada, what each costs, the CBN and Canadian rules that apply, and the documents banks ask about the money.
Moving home with CAD savings: wire or carry, which Nigerian account to receive into, the reports on both sides and the records to keep for later.
Paying school fees, bills and allowances at home often? When holding a naira balance beats converting each time, and the trade-offs, with a worked example.
There is little direct naira-CAD trading, so most conversions pass through US dollars. Two conversions mean two spreads, and that is the gap.
Keeping naira savings while living in Canada? How a weaker naira cuts their CAD value, how interest offsets it, and a worked example with the arithmetic.
Saving naira in Canada for a return to Nigeria? How inflation, interest rates and the exchange rate decide what that money will buy.
Nigerian banks mark accounts inactive or dormant after months without a customer transaction. What counts, the published timelines, and how to stay ahead.
Yes, usually from a domiciliary account by SWIFT. The details your Canadian bank must give, the fees on both sides and how to trace a slow wire.
Your Nigerian dollar card stopped working in Canada. Why banks block international use, how to get it back, and other ways to spend your dollars.
Brought a Nigerian USD card to Canada? Where it works, how CAD purchases are converted and charged, and the ATM and spending limits banks state.
Retired in Canada with a Nigerian RSA? How PFAs pay retirement benefits, the verification you must keep up from abroad, and moving the money to Canada.
Sold a house or land in Nigeria? How to convert the naira, the documents a Canadian bank will want, and the tax points to check on both sides.
You can use money saved in Nigeria for a Canadian down payment. Move it early, in your own name, and keep the trail a lender will ask to see.
How Nigerians in Canada open a naira account remotely: BVN or NRBVN first, then the ID, address proof and certification that banks list.
Working remotely from Canada for a company in Nigeria? How salary can reach you in naira or US dollars, what each FX choice costs, and the CRA side.
Remita links Nigerian banks for government and institutional payments. What we could confirm about foreign cards, and what to do when yours is declined.
What PayPal's own Nigeria terms say about sending, receiving and withdrawing, why the answer sits inside the account, and the routes that do work.
How large family wedding gifts reach Canada from Nigeria, whether CRA taxes them, what banks report, and the paperwork to keep ready.
How dividends or drawings from a Nigerian business reach Canada: tax withheld, CCI, the bank documents, and how CRA expects you to report.
How a Nigerian insurance claim or court award reaches you in Canada, the papers your Canadian bank will ask for, and where delays come from.
Why refunds from Nigerian schools and agents to Canada stall, the routes that work, and what to agree in writing before anyone pays out.
How Nigerian scholarship and grant money reaches a student in Canada: tuition paid to the school, allowances to you, and the delays to plan for.
Canadian rules let people who live abroad open accounts, but the bank must check original ID and may want them in a branch. What that means for family.
The paper trail a Canadian lender can follow for funds from Nigeria: source, account history, conversion and the wire itself, and how to fix gaps.
A parent on a super visa can usually open a basic Canadian account with a Nigerian passport and either a second ID or a confirming customer. How it works.
How Canadian banks offer US dollar chequing and savings accounts, what TD and RBC list, the ID you need, fees to watch and CDIC cover.
A TFSA can hold US-dollar investments, but your room is counted in Canadian dollars at the rate on the day. How that works and where it trips people up.
Nigerian merchants may take Canadian cards if their processor allows it. The FX fee you pay, and why some bill payments count as cash advances.
Naira cards may be limited or blocked abroad, and carrying cash has rules. How visiting parents and relatives can pay their way in Canada safely.
You can add the other type later — many of our customers hold both.
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