AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of SafetyScam patterns · 61 articles
Police recruitment applications are free, the Police Service Commission says. How fake form-fee and slot-sale scams work and how to check an intake.
How ATM skimmers and hidden PIN cameras work, a 30-second physical check before you insert your card, and what to do if you suspect a skimmer.
How the ATM 'helper' trick works, from shoulder-surfing your PIN to swapping cards, and the exact steps to take in the first minutes after.
The common ride-hailing tricks in Nigeria, from off-app rides to wrong plates and 'app not working, pay cash', and the in-app checks that protect you.
The swap, stolen-goods and meet-up tricks used on Jiji listings, and how Jiji's own safety advice and Safe Deal work for buyers.
Why 'your BVN will be blocked' calls are a scam, what real BVN restrictions look like, and the questions that expose the caller in seconds.
The CBEX collapse of April 2025 in order: the crash, the fees demanded to withdraw, what SEC and EFCC said, and the loss estimates.
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How to search SEC Nigeria's register of capital market operators, read the record, and what SEC registration does and does not protect.
Checks for an unfamiliar Nigerian online store: domain age, CAC name, a real address, what the padlock does and does not prove, and outside reviews.
Title documents, a land registry search, neighbours, utility bills and agent registration: the checks that stop fake-landlord rent fraud in Nigeria.
Why 'send crypto, get double back' giveaways are always fake: celebrity impersonation, fake transaction feeds, and why crypto transfers are not reversed.
Task apps that pay you to like videos or rate products start with small payouts, then ask for deposits. Here is how the scheme ends and how to get out.
Selling online in Nigeria? The overpayment refund, the 'my courier will collect' story and the fake credit alert, and how to sell without losing out.
A caller or visitor says they must upgrade your bank account. Banks do not collect PINs, OTPs or cards for upgrades. How to confirm who is real.
Emails about CAC penalties or tax fines that ask you to pay or click a link. The official domains, how to check your real status, and where to report.
A letter says your funds are held at the CBN and need a clearance fee. The CBN holds no accounts for individuals. Here is how to tell.
Before donating to a viral appeal: call the hospital yourself, search the charity on CAC, check the photos are not recycled, and pay the bill directly.
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A trading site says pay tax or a fee before you can withdraw? The money is almost certainly gone. Why real platforms deduct fees, and what to do next.
How to check a $100 note using its official security features: ribbon, bell, watermark, thread and raised print, and why the pen test misleads.
A caller says you are under investigation and must pay to clear your name. The EFCC says its officials take no payments. What to do.
Paid a motor premium to an agent? How to confirm on askNIID and with NAICOM that the policy exists, and how fake third-party papers are sold.
A job offer that asks you to pay for training, forms, medicals or a uniform is a scam. The common fronts in Nigeria, and how to check a company first.
A caller says they have your child or relative and demands money now. How to check the person is safe within minutes, why not to pay, and whom to call.
Found a loan app on Telegram or in an ad? Check the FCCPC register, avoid APK files outside the app store, and never pay an upfront fee. The signs, in order.
The six security features the CBN lists for naira notes, how to feel and see each one, and the checks a printed fake usually fails.
A call says a pension will stop unless you pay or share a PIN to 'verify'. How real PenCom and PFA verification works, the red flags, and where to report.
Roadside POS withdrawals go wrong through card retention, PIN capture and the 'network issue' double charge. How each trick works and how to stay safe.
A shortlet found on Instagram or WhatsApp can be a stolen photo set with no flat behind it. How the trick works and the checks to make before you pay.
A WhatsApp message with a "new" account for school fees is a classic trick. How it works, why schools announce changes formally and how to check.
Buying a virtual dollar card from a Telegram or WhatsApp vendor risks a card that never arrives or gets frozen. Why, and the licensed routes instead.
A WhatsApp link promising an FG grant usually wants your data and endless shares. How the fake form works and how real schemes are announced.
Fake bank 'support' accounts reply to complaints within minutes. How to confirm the official handle on X and Facebook before you send a single detail.
Groups selling 'sure' fixed games and VIP tips use simple maths and edited screenshots. How the trick works, what the law says and what to do.
No one can guarantee forex profits. How account management and mentorship scams work, what the SEC says about unregistered operators and what to check.
Free data links promise gigabytes from MTN, Airtel, Glo or T2. What they actually do with your number and phone, and where real offers appear.
A demand to pay a fine, fee or customs charge in iTunes, Apple or Steam gift cards is always a scam. Why scammers want cards and what to do if you paid.
You 'won' a phone or cash on Facebook or TikTok but must pay delivery first. How the trick works and how real promotions run under FCCPC rules.
A lawyer emails about a 'late client' with your surname, or a lottery you never entered. The 419 pattern, and why real estates never contact strangers.
Texts saying your account will be blocked unless you update KYC through a link are phishing. How real updates happen and how fake pages look.
Some loan apps ask for contacts, SMS, photos and location. What each permission lets them do, what the rules now say, and how to switch access off.
Offered quick cash to 'lend' your BVN or app login? How agents take loans in your name, and the debt, credit report and BVN watchlist consequences.
The rise and December 2016 freeze of MMM Nigeria, the maths behind its promised monthly return of 30%, and the pattern later schemes repeated.
No prophet, herbalist or 'chemical' can multiply cash. How the switch and the 'last payment' work, and what the Advance Fee Fraud Act says about it.
Someone wants a fee to speed up your NELFUND loan or scholarship. NELFUND says no payment comes before disbursement. Here is how to check.
Got a text with a link to 'link your NIN and avoid SIM barring'? How the scam works, the official NIN-SIM channels and the NIMC numbers for reporting.
How one plot gets sold to several buyers in Nigeria, how omo onile demands work, and the registry, survey and family checks that expose it.
Why no bank needs your OTP on a call, what the caller has already started on their screen, and what to do if you read the code out.
How fake DHL or NIPOST texts lead to card-harvesting pages, what DHL says about genuine messages, and how to check a tracking number yourself.
How an online friend steers you to a fake trading platform, why the profits on screen are invented and why withdrawals always need one more fee.
A worked naira example of a 30%-a-month scheme: how payouts outrun deposits, why early withdrawals prove nothing and how fast it must grow.
How a swapped QR sticker sends your payment to a stranger, why posters with codes can lead to fake sites, and the payee check to do before you approve.
Why a friend's urgent request for recharge card PINs or airtime is often a hacked account or spoofed number, and how to confirm before you send.
The stages of a 'foreign lover' romance scam, from daily messages to shipping and customs fees, and the checks that expose a fake partner.
How sextortion blackmail with intimate photos runs, why paying rarely ends it, and the reporting steps through the police, platforms and the law.
How 'connection' agents charge registration, agent and meeting fees for a rich partner who never exists, and the signs that end the chain early.
Why the WhatsApp six-digit code is the key to your account, how hijackers ask for it, how to take your account back and how to stop a repeat.
What the card number, expiry date and CVV let someone do online, why no refund or reversal ever needs them, and what to do if you shared them.
How fake airtime credit texts and 'please send it back' calls work, and how to check your real balance and recharge history before you send anything.
How fake hospital, accident and police calls pressure parents into paying fast, and a two-minute check to run before you send any money.
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