AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of Japa & diasporaProof of funds · 71 articles
The indicative 2026/27 living-cost figure is AUD 29,710 for a student, with add-ons for family and schooling. Where it comes from and what to check.
The subclass 600 visa sets no fixed amount to show. How to judge what is enough, the evidence that helps, and the financial gaps that lead to refusal.
A bank reference letter confirms you hold an account in good standing. What it says, who signs it, what it costs, and why it never replaces statements.
Some visa routes accept a loan, but only on strict terms. Why 'rented' funds get refused, and what the UK rules say about loans and false documents.
Campus France Nigeria explained: the NGN 80,000 and ₦50,000 fees, the Etudes en France steps, the calendar and how to prepare for the interview.
IRCC sets no fixed seasoning period, but your bank letter shows a six-month average balance and funds must still be there when your visa is issued.
IRCC's proof-of-funds table, last updated 7 July 2025: CAD 15,263 for one person up to CAD 40,392 for seven. Who counts, who is exempt, what to send.
IRCC's living-cost figure outside Quebec is CAD 23,448 a year for study permit applications from 1 September 2026. How a GIC fits that figure.
How a student GIC pays out in Canada: the first release on arrival, 12 monthly payments, and what happens if you are refused or leave early.
Which Canada PNP streams ask Nigerians for settlement funds, when a job offer waives them, and the federal Express Entry rule that still applies.
Canada's SDS and Nigeria Student Express closed on 8 Nov 2024. What the regular stream asks for now, and why the GIC still counts as proof.
Which Canadian study programmes still let a Nigerian student's spouse get an open work permit since January 2025, and what money evidence matters.
Refused a Canada study permit over money? How to read the officer's notes, close the funds gap and decide between reapplying and court review.
No minimum is set for a Canada visitor visa. What bank statement period to show from Nigeria, how trip cost is judged, and why ties count.
Cyprus student entry permit from Nigeria: the €7,000 statement rule, who can sponsor you, tuition deposits, the €140 fee and airport cash.
How the Czech study visa funds figure is calculated from the subsistence minimum, the CZK totals for a semester and a year, and accepted proof.
Yes, a dollar or pound domiciliary account can back a visa application if the statement shows your name, the currency and the balance over time.
How a UAE university sponsors your student residence visa, what it asks you to pay first, the refundable visa deposit, and the checks after you land.
Migri's student income rule explained for Nigerians: €800 a month, €9,600 in your own account, six-month statements, tuition and longer permits.
Embassies do not ban fintech statements, but they test who regulates the provider and whether the record can be checked. What that means for you.
Locked money is not always counted the same as cash you can spend. How UK, Canadian, Australian and German rules treat each, and how to choose.
France asks students for at least €877.5 a month. How Nigerians show it with own funds, a parent sponsor or a scholarship, and the Campus France step.
Germany's 2026 blocked account figure for student visas is €11,904, or €992 a month. What it covers, how it is released and the alternatives.
The Chancenkarte for Nigerians: the 6-point system, the €1,091-a-month funds rule for 2026, and what counts as proof while you search for work.
How a Verpflichtungserklärung from a sponsor in Germany can replace the €11,904 blocked account for a student visa, and when each route suits.
The UK wants 28 days, Canada reads six months of history, Germany locks the money and the US sets no period. The rules side by side, with sources.
Which blocked-account providers are active, what they charge for a year, the documents you need and how long to allow before a German visa appointment.
How Nigerian students open a Canada student GIC: which banks offer it, the online steps, sending the wire from Nigeria and getting the certificate.
What evidence of funds Hungary asks for in a study residence permit, the three-month statement rule, and how a Stipendium Hungaricum award changes it.
The evidence an Irish degree applicant needs, how an education bond replaces part of the bank balance, sponsor papers, and the money test for later years.
Ireland's €10,000 living-costs rule, the six-month bank statement, the €6,000 tuition payment and what makes Nigerian applications fall short.
Italy's 2026/27 means-of-subsistence figure of €10,179.85, the forms of financial proof accepted, and why Universitaly pre-enrolment comes first.
UK and Canadian rules both allow joint accounts in set cases. Who must be on the account, what the other holder should write, and what to attach.
A big credit just before you apply is not banned, but it must be explained. Why officers query it and the documents that answer the question.
How the EMGS student pass process works, the first-year EMGS and immigration charges, insurance and medical rules, and what financial proof is asked.
Nigerians get a 30-day visa on arrival in Rwanda with the fee waived for African Union nationals. Then a residence permit. Plus a labelled cost example.
The IND's 2026 monthly amount for students, how the university-led MVV application handles funds, and the deposit route many applicants use.
The amount UDI expects for a Norwegian study permit in 2026/27, how the university deposit account works, and the deadlines and refund rules to know.
The routes Nigerians use to fund a German blocked account, how Form A applies, and how to stop bank charges leaving the deposit short of €11,904.
Poland's visa-stage and residence-permit money figures for students, the PLN 2,500 return-journey rule, and what a Polish embassy accepts as proof.
The D7 passive-income threshold for 2026 is tied to Portugal's €920 minimum wage. Here is what a Nigerian applicant, spouse and children must show.
Portugal's study visa asks for €920 for each month of stay in 2026, tied to the minimum wage. What Nigerians can show, and how VFS handles it.
Official living-cost figures for the UK, Canada, Australia, Germany and the US, how long funds must sit, and the source and date for every number.
UK and Canadian rules both ask for proof that links you to the person paying. Which documents do that for parents, spouses and other relatives.
Under Qatar's labour law the employer sponsors you and recruitment fees to workers are banned. What a Nigerian should pay, and fees that signal a scam.
Who pays for a Saudi work visa, what the employer must cover by law, the Wafid medical, and how to check a Nigerian recruitment agency first.
What the South African High Commission in Nigeria lists for a study visa: bank evidence, medical scheme cover, registrar's undertaking and repatriation.
How many months of bank statement South Africa wants from Nigerians, how it must be stamped, what a host must send, and the VFS submission order.
How Nigerian students enter Ghana, the student residence permit papers, ECOWAS immigration rates, and how to budget fees without a visa bank statement.
Migrationsverket's 2026 monthly maintenance figure, how many months you must cover, why tuition comes first, and which Nigerian accounts do not count.
The Turkish Embassy in Abuja's financial evidence list, the sponsor letter for students, and the residence permit you apply for after arriving in Türkiye.
Who issues UAE visit visas to Nigerians, the USD 4,000 statement rule for the five-year visa, airline visa fees, and the tickets and insurance to carry.
The Graduate route has no maintenance requirement on GOV.UK. Here is what Nigerian graduates pay instead: the £937 fee and the health surcharge.
The £1,270 savings rule for Health and Care Worker applicants in Nigeria, the lower fees, no health surcharge, and why no recruiter may charge you.
The £1,270 maintenance rule for Skilled Worker applicants in Nigeria, the 28-day window, dependants' amounts and when your sponsor can certify instead.
The £29,000 minimum income for UK partner visas, the £16,000 plus 2.5 times savings formula, and the six-month evidence periods, for Nigerian partners.
Since January 2024 most UK master's students cannot bring dependants. Who still can, and the £845 or £680 a month each dependant must show.
UK rules accept a deposit only if the money can be withdrawn immediately. What that means for a Nigerian fixed deposit, and how to evidence it.
UKVI converts naira to pounds at the OANDA spot rate on your application date. How to size a naira balance with a buffer so it still clears the line.
The monthly living-cost figures for London and the rest of the UK, the nine-month cap, and how to add unpaid tuition to reach the total you must hold.
Student and points-based routes look at 28 days ending within 31 days of applying; visitor visas set no fixed number of months. Here is how each works.
What the Home Office accepts as proof of money, from bank statements and letters to loans, and the rules on names, dates, translations and banks.
How to read the money paragraphs in a UK refusal letter, and when to reapply, ask for administrative review or appeal. Visitors usually have no review.
There is no single US figure: each school sets the I-20 amount from its own one-year cost of attendance. How to find it and what documents schools accept.
The funding questions Nigerian students commonly face at the F-1 interview, what the officer checks against the DS-160 and I-20, and how to prepare.
What Form I-134 is, when a US-based relative uses it for a Nigerian student or visitor, and the evidence the sponsor usually attaches to it.
Bank letters, statements, sponsor forms, I-134s, loans and scholarships: what US schools accept for the I-20, how old it can be, and what is refused.
The J-1 funding figure sits on your DS-2019 and is set by your programme sponsor. Plus the insurance minimums every J-1 holder must keep.
Officers and schools need to know a statement is real and unaltered. How they check today, what a verifiable statement adds, and its limits.
Branch, app, email or chat: the routes Nigerian banks offer for stamped and ordinary statements, what the CBN lets them charge, and what to ask.
Wrong dates, names that do not match, unexplained deposits, the wrong account holder and currency shortfalls. What each rule says and how to avoid it.
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