AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of Banking how-tosEcobank, FCMB and Fidelity · 51 articles
How to set or reset your Ecobank *326# PIN, the usual reasons the code fails, and who to contact at Ecobank Nigeria when nothing works.
Step-by-step Ecobank *326# transfers to Ecobank and other banks, what to have ready, what it costs, and what to do when a USSD transfer fails.
Why an Ecobank account gets a Post No Debit restriction, how to find out the reason, the documents usually needed, and how to escalate if it drags.
How Ecobank cash-out without a card works (Xpress Cash token, Xpress Point, branch OTP) and every route Ecobank lists to block a lost card.
The contact routes Ecobank Nigeria publishes itself: 0700 500 0000, its contact centre email, live chat, and how to avoid fake Ecobank handles.
Which Ecobank cards exist for spending abroad, what its own pages say about fees and limits, and what to confirm before you travel.
How to open and receive into an Ecobank Nigeria domiciliary account, and how to get the right SWIFT and correspondent details before a sender pays.
Where to add your BVN and NIN to an Ecobank account, what the Xpress Account limits mean, and what to bring when you upgrade.
Why the Ecobank Mobile app fails to log in, activate or send codes, the fixes to try in order, and when to switch to *326# or call the bank.
How to open an Ecobank Xpress Account on the app, *326# or at an Xpress Point, what it asks for, its limits and how to move to a full account.
What an Ecobank Xpress Point agent does, how to apply, what Ecobank publishes on tariffs and settlement, and the questions to ask before you sign.
How Ecobank Rapidtransfer pays out across its African network, what the receiver needs, the limits and fees Ecobank states, and what it does not cover.
What to do the moment you send money to the wrong account from Ecobank: who to call, what to give them, how recovery works and when to escalate.
Ways to get an Ecobank statement in Nigeria (app, *326#, e-statement, ATM, branch), when you need a stamped copy for a visa, and what to ask about fees.
What Ecobank Nigeria publishes about transfer, agent, remittance and account charges, what it does not, and how to see every fee on your own account.
What Ecobank publishes about transfer limits on the Xpress Account, app and *326#, why your limit depends on your tier, and how to raise it.
The Ecobank *326# functions Ecobank itself names, from transfers and statements to PIN change, Xpress Account opening and loans, plus safe-use rules.
How to approach an FCMB *329# PIN reset, the common reasons the code fails, what to check on your phone and when to call FCMB instead.
The FCMB *329# transfer string, how to register and create your PIN, what the session costs, and what to do when a USSD transfer fails.
Why FCMB puts a Post No Debit (PND) or restriction on an account, who to contact, the documents that usually clear it and when to escalate.
How cardless ATM withdrawal works on FCMB, what we could and could not confirm, and every route to block a lost FCMB card or USSD profile fast.
Closing an FCMB account: the written request, clearing the balance and any loan, returning cards and cheques, what it costs and what to keep afterwards.
FCMB's published phone lines, email, WhatsApp and X handles, how to tell a real FCMB account from a fake one, and how to escalate a complaint.
Your options for paying abroad from FCMB: naira card, dollar card from a domiciliary account, what the international cap is and what we could verify.
FCMB's SWIFT code, the details a foreign sender needs, typical documents for an FCMB domiciliary account and what to confirm before money is sent.
How to link your BVN and NIN to an FCMB account, what each tier needs, why mismatched names cause restrictions, and how to upgrade with the right papers.
Why the FCMB Mobile app fails to log in, rejects a new phone, never sends the OTP or freezes, and the fixes to try before you call FCMB.
The routes to open an FCMB account from your phone, the documents and numbers you need, which tier you start on and how to raise it afterwards.
How to apply for an FCMB POS terminal as a merchant or agent, the documents to prepare, the costs to ask about and how settlement works.
What to do the moment you send money to the wrong account from FCMB: who to call, the indemnity form, the receiving bank's role and CBN timelines.
How to get an FCMB account statement in the app, by email or as a stamped embassy copy, what the CBN allows banks to charge and what visa officers want.
What FCMB can charge for transfers, SMS alerts, debit cards and statements under the CBN Guide to Charges, plus the ₦50 stamp duty on transfers.
How FCMB transfer limits are set by your KYC tier and channel, what is and is not published, and how to raise your daily limit safely.
FCMB's USSD code is *329#. Here is every function we could confirm, where each list comes from, and how to check the live menu on your own phone.
How to change or reset your Fidelity *770# PIN, what the lock-out rules are, and what each *770# error usually means, from Fidelity's own FAQ.
The exact *770# transfer strings Fidelity publishes, the ₦20,000 per-transaction and ₦100,000 daily caps, the PIN step and what a transfer costs.
Why a Fidelity Bank account goes on Post No Debit, how to find the reason, which documents usually clear it, and where to escalate if it drags on.
Login lock-outs, OTP delays, new-device checks, PIN errors and token sync problems on the Fidelity Bank app, with the fix Fidelity itself gives for each.
How Fidelity's cardless cash-out works on *770# and its ATMs, and every route to block a lost or compromised Fidelity card, including the USSD strings.
Closing a Fidelity Bank account: the request letter, clearing the balance and any loan, handing back cards and cheques, and why closure costs nothing.
Every official Fidelity Bank contact: True Serve phone lines, WhatsApp, Ivy chat, email, diaspora desk and head office, plus how to spot fake handles.
What Fidelity says about using naira cards abroad, its dollar card fees and $5,000 limits, the 2% and 3% charges, and the virtual card's $100 cap.
Fidelity Bank's SWIFT code is FIDTNGLA. Here is how to receive dollars, pounds and euros, the correspondent banks, and what a domiciliary account needs.
How to link your BVN and NIN to a Fidelity account, the CBN rule behind it, and the documents and limits for Tier 1, Tier 2 and Tier 3.
The online routes Fidelity Bank offers for personal, business and diaspora accounts, the documents for each tier, and what happens after you get a number.
How to request a Fidelity Bank POS terminal, the business documents you need, what Fidelity does and does not publish about cost, and the questions to ask.
Sent money to the wrong account from Fidelity? Report it to True Serve at once: the details to give, how the other bank is involved and when to escalate.
Getting a Fidelity Bank statement for yourself, a landlord, a loan or a visa: the app and online banking route, a stamped copy, and the CBN fee rules.
What Fidelity Bank publishes on transfer fees, card issuance and upkeep, alerts and the ₦50 stamp duty, with the CBN limits behind each charge.
Fidelity's *770# caps, the deposit and balance limits on Tier 1, 2 and 3, the corporate online limit, and how to raise what you can send.
Every short code Fidelity Bank publishes for *770#, from balance and transfers to card blocking and cardless cash, with the limits that apply.
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