AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of ItalyInvest and save at home · 38 articles
How to pay a builder in Nigeria from Italy stage by stage, tie each payment to a checked milestone and keep the paper trail clean.
Postal savings bonds are issued by CDP and sold by Poste Italiane. What we could confirm, what to check on the information sheet, and naira alternatives.
How to open a CSCS-linked broker account from Italy, the documents and notarised ID, funding in naira, Nigerian gains tax and Italian reporting.
The routes to Nigerian T-bills from Italy (bank, dealer or app), the documents banks want, the 10% withholding tax and Italian reporting.
You open a CSCS account through a Nigerian stockbroker, not directly. The documents CSCS lists, the BVN step, notarised ID from Italy and timelines.
Nigeria deducts 10% on dividends; Italy then charges 26% on the gross amount, with no treaty relief. A worked example and how to declare it.
Yes: NGX lists diaspora investors as eligible. Minimum ₦5,000, maximum ₦50m, a CSCS account, BVN and a DMO-appointed broker. Italian tax explained.
How a resident of Italy buys FGN bonds: the ₦50m auction minimum, FGN Savings Bonds from ₦5,000, CSCS accounts, funding and Italian reporting.
Can you cash in a fondo pensione when you leave Italy for Nigeria? The riscatto rules, advances, tax rates of 9% to 23% and what to ask your fund.
Governor's consent is the state's approval of a land transfer. What the Land Use Act says, Lagos fees, what can go wrong without it and the steps.
Whether Italian succession tax applies when you inherit a house or land in Nigeria, what decides it, and the IVIE and quadro RW reporting that follows.
How heirs in Italy get Nigerian shares moved into their name: the grant, the registrar's transmission, CSCS and the Italian paperwork.
Moving back to Nigeria does not cancel INPS pension rights. How non-EU workers keep them, how Citibank pays abroad and the yearly proof-of-life check.
Why Italian mortgages are built around Italian property, what lenders ask about foreign purchases, and the realistic ways to finance a Nigerian home.
When an Italian tax resident's gain on Lagos land is taxable in Italy, how it is computed, and how Nigerian tax on the same sale is credited.
How IVAFE applies to Nigerian accounts, T-bills, bonds, shares and funds held by Italian tax residents. Fixed charge, rate, credits and examples.
Why a naira account and a dollar domiciliary account at one bank are tested together for IVAFE, and when the fixed €34.20 charge applies.
IVIE on a house or land in Nigeria. Who pays, the rate and base for non-EU property, the small-amount rule, exemptions and a worked example.
How to have a Lagos land title searched from Italy: the Lands Registry search, the e-GIS portal, charting by a surveyor, who can act for you and fees.
Letting a Nigerian property from Italy: appointing a manager, rent rules under Lagos law, receipts, tax in both countries and records that hold up.
How an Italian tax resident declares interest from a Nigerian fixed deposit: 26% substitute tax in quadro RM, the IRPEF option, RW and IVAFE.
High naira yields can shrink once converted back to euros. A worked example of how depreciation eats returns, and what dollar instruments change.
The only Nigeria-only ETF in the US closed in 2024. What remains for an investor in Italy: Africa funds, NGX-listed ETFs and the KID rule.
What the 2017 Nigeria diaspora bond was, why it was not offered publicly in Italy, what has happened since and how Italy taxes such bonds.
Nigerian Eurobonds are dollar bonds listed in London. What the DMO says about who they are for, how Italian banks handle access, and the 12.5% tax rate.
Whether you can invest in Nigerian mutual funds from Italy, how fund managers onboard non-residents, how redemptions are paid and Italian reporting.
The documents Nigerian brokers ask diaspora clients for: passport, a second ID, BVN, a Nigerian bank account, notarised copies and proof of address.
If you live in Italy, the discount you earn on Nigerian T-bills is taxable there. How the rate works, where it goes on the return and what Nigeria takes.
Off-plan purchases in Lagos carry developer, title and delivery risk. Checks on the company, the land, payment stages and the contract before you pay.
How much a worker in Italy can deduct for supplementary pension contributions, the first-job bonus allowance, and how benefits are taxed.
What Nigerian property, accounts and investments go in quadro RW on your Italian return, how to value them, the IVIE and IVAFE link and what to check.
Penalties for leaving Nigerian accounts or property out of quadro RW, how ravvedimento operoso reduces them, and a worked example.
Moving to Italy does not release your Nigerian RSA. What PenCom allows instead: retirement or 50, voluntary contributions and the yearly I am alive check.
Who PenCom's Micro Pension Plan is for, why it rarely fits a Nigerian employed in Italy, and the foreign currency RSA route PenCom points to.
Euro deposits in Italy versus naira savings at home: interest, tax at 26%, IVAFE, deposit protection and currency risk, with a worked example.
Gains on NGX shares sold by an Italian resident are taxed at 26% in Italy and declared in quadro RT. Losses, Nigerian tax and a worked example.
Italy has no social security agreement with Nigeria, so INPS and RSA periods cannot be added together. What that means for both pensions.
The once-a-year PFA transfer rule, why data recapture comes first, and how to compare and move your RSA while you live in Italy.
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