AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of SafetyRights and law · 29 articles
What the Advance Fee Fraud Act 2006 makes a crime, the prison terms it sets, and what a victim can realistically expect from a prosecution in Nigeria.
What the Nigeria Data Protection Act 2023 requires of a bank after a data breach, how to complain to the NDPC, and the compensation routes open to you.
What Nigerian courts have said about a bank's duty of care over unauthorised debits and forged instructions, and what that means if you bring a claim.
When a bank employee takes money from your account: how liability works, how to report it inside and outside the bank, and what recovery looks like.
Who licenses betting and promotions in Nigeria after the 2024 Supreme Court ruling, the terms operators rely on to refuse payouts, and where to complain.
Issuing a cheque that bounces for lack of funds can be a crime in Nigeria. What the Dishonoured Cheques Act covers, the defence and the penalties.
Naming a scammer on social media can expose you to a defamation claim or a Cybercrimes Act complaint. How to warn others while staying on safe ground.
Loan apps check BVN and ID, and BVN rules set 18 as the minimum age. What happens when a minor borrows, and the legal risk of faking an age.
Banks owe you confidentiality, but it has exceptions. When a bank can release your statement, when a court order is needed, and what the NDPA adds.
The rights the CBN's 2019 Consumer Protection Regulations give bank customers, with section numbers: disclosure, fair terms, data and complaints.
How children's and teen accounts work in Nigeria: who operates them, the documents banks ask for, which come with a card, and what changes at 18.
Identity theft, impersonation, computer fraud, phishing-style messages and forgery: what the Cybercrimes Act makes criminal and the penalties in its text.
Owing money does not make threats lawful. What section 24 of the Cybercrimes Act covers after the 2024 amendment, and how to report debt threats.
Helping an ageing parent with money without taking it over: mandates, joint accounts, power of attorney, what ends on death, and signs of exploitation.
Screenshots, chats and alerts are computer evidence under section 84 of the Evidence Act 2011. How to make them count in a Nigerian court.
Being denied money or having your salary taken can be economic abuse under the VAPP Act and state laws. What the law says and where to get help.
NDIC deposit insurance does not pay for scams. The insurance cover you can ask about, the exclusions to read, and where your real claim usually lies.
The Investments and Securities Act 2025 made running a Ponzi scheme a specific crime. The penalties the SEC has described, and who else can be charged.
Who can withdraw from a joint account depends on the mandate you signed. Either-to-sign, both-to-sign, and what to ask about death now.
Recording a scam call you are on can help the police and your bank. What the law says on using the recording, and the limits on sharing it online.
State Limitation Laws set how long you have to sue for unpaid money. Why six years is not safe to assume, and what restarts the clock.
The elements of obtaining by false pretence, how it differs from an unpaid debt, the penalty under the 2006 Act, and the evidence police ask for.
What section 13 of the Cybercrimes Act says about identity theft and impersonation, the penalty, and the order in which to report a fake profile.
What the Police Act 2020 says on stop and search, what senior officers have said about phone searches, and how to record and report an abuse.
Three ways to let someone else operate your Nigerian bank account: a mandate change, a third-party authority or a power of attorney, and what banks check.
No general scam compensation fund exists in Nigeria. What exists instead: the Investors' Protection Fund, court-ordered restitution and bank disputes.
Why bank statements need a Section 84 foundation in Nigerian courts, what the certificate must say, who should sign it, and where litigants go wrong.
How the Federal Government's whistleblowing policy works, what it pays (2.5% to 5% of recoveries), what it excludes and how far its protection goes.
Courts, investigating agencies and regulators can reach your bank records through legal process; landlords and employers need your consent.
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