AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of Banking how-tosDollar apps · 53 articles
The order to sell, withdraw and request closure of a Bamboo account, the fees and minimums that affect the last withdrawal, and what to keep.
How to reach Bamboo, what to send so a query is resolved first time, and where to escalate to the SEC if a complaint is not settled.
What Bamboo's help centre shows about cards in October 2026, the difference between paying in with a dollar card and spending from Bamboo, and options.
What Bamboo's own help centre says it charges to fund in naira or dollars and to withdraw, plus how to check trading costs before you buy.
The deposit routes Bamboo lists for Nigerian users, what each costs, how the naira-to-dollar conversion appears and how to avoid slow deposits.
Steps, fees, minimums and timings for taking money out of Bamboo in naira or dollars, as Bamboo's help centre stated them in October 2026.
How to reach Chaka safely, what to put in a support request, how to make it a formal complaint and when to escalate to the SEC.
The usual ways to pay into Chaka, what to check on the funding screen before you send money, and how to avoid deposits that go missing.
What the Risevest deal did to Chaka, what its founders said would stay the same, the Hisa confusion, and how to check Chaka still works for you.
The sell-then-withdraw sequence on Chaka, what to check on the withdrawal screen, why payouts slow down and what to do if one goes missing.
Why a Cleva account, card or verification gets held, the fixes you can try yourself, what to send support and how to avoid a repeat.
Where Cleva's help lives, what to send to resolve a card or wallet problem in one go, and how to escalate a complaint that is not settled.
Cleva Classic USD card costs from Cleva's own pricing and help pages: $3 to create, $0.80 per transaction, 2% plus $0.80 abroad, $3,000 per payment.
What Cleva says it charges to receive dollars, convert to naira and pay out to a Nigerian bank, with dates, sources and the gaps to check.
Cleva explained for Nigerians: the dollar account, other currencies, the card, conversion to naira, limits, and who the app suits.
How Nigerian freelancers route Upwork and Deel earnings into a Cleva USD account: details to copy, name rules, fees, limits and reviews.
Steps to open a Cleva USD account from Nigeria, the identity details Cleva's terms say it may request, business requirements and approval tips.
Converting a Cleva dollar balance to naira and paying it to a Nigerian bank: the steps, what Cleva says about fees, timing and delays.
How to route Upwork, Deel and direct client payments into a Geegpay, now Raenest, account: which details to share, name rules and records.
Why a Grey account gets restricted or verification stalls, what you can fix yourself, what to send support, and how to escalate if it drags on.
What Grey actually does for Nigerians: foreign account details, naira conversion, withdrawals, virtual cards, and who it suits best.
Every Grey contact channel listed on its own pages as at October 2026, which to use for what, what to include, and how to escalate a complaint.
Grey's published fees as at October 2026 for receiving USD, GBP and EUR, converting to naira, withdrawing, and the card, with worked examples.
How Grey's pound and euro accounts work for Nigerians: sort code and IBAN details, which payment routes cost what, and withdrawing to a bank.
What Grey's own guides say about Upwork, PayPal and Fiverr payouts for Nigerians: the steps, what each platform decides, fees and timing.
Step-by-step: signing up to Grey from Nigeria, the identity checks, where to find your USD account and routing numbers, and what to check first.
How to create a Grey virtual Mastercard, what Grey says it costs, where it works, the cross-border charge on non-USD sites, and what to check.
A side-by-side of published deposit, conversion, withdrawal and card fees, limits and regulation for Grey, Cleva and Raenest (formerly Geegpay).
Converting a Grey balance to naira and sending it to your Nigerian bank: the steps, how the rate is shown, the ₦35 fee, limits and timing.
What Bamboo says about its SEC registration as a digital sub-broker, where its brokerage accounts sit, what SIPC covers and what it does not.
Chaka's licence history from the 2020 SEC block to the 2021 digital trading licence, what Risevest's ownership means, and how to verify status now.
Cleva's legal structure in its own words: the company, its partners, what is not stated, and the questions to weigh before holding money there.
What Grey says about its registrations, its banking partners, how customer funds are held, deposit insurance and security, and what that means in Nigeria.
Raenest's stated licences, registrations and banking partners as at October 2026, what its FDIC note means, and how to judge it for your money.
Risevest's subsidiary RV Fund Management got an SEC fund and portfolio manager licence in 2026. What that covers, its history and what to ask.
Trove bought UCML Securities, now Innova Securities, an SEC-licensed broker-dealer, in 2026. What that means for your account and what to check.
Why Raenest verification stalls or an account gets restricted, what you can correct yourself, what to send, and the escalation route if it drags on.
What Raenest Business offers Nigerian companies as at October 2026: global accounts, payments, invoices and cards, plus what to prepare and check.
Raenest's published support channels as at October 2026: in-app chat, email, help centre, security reporting, socials, and how to escalate.
Raenest's published fees for deposits, conversion to naira, naira transfers and its dollar card, with worked examples and what to check.
What Raenest (formerly Geegpay) offers Nigerians: foreign accounts, a dollar card, conversion to naira, its licences and who it suits.
Steps to open a Raenest USD account from Nigeria: sign up, verify your identity, create the account details and link Upwork or Fiverr.
The Raenest virtual USD card: $3 to create, $0.70 per transaction, KYC-based limits up to $20,000 a day, and where Visa acceptance applies.
Steps, costs and timing for cashing out from Raenest to a Nigerian bank: convert to naira at 0.7%, capped at $2.70, then transfer.
Closing a Risevest account from Nigeria: sell or wait out plans, withdraw everything, keep records, then ask support in writing to close.
How to reach Risevest support, write a complaint that gets resolved, and escalate to the SEC and FCCPC if it does not, with a template.
What Risevest charges to fund, manage and withdraw, what its public pages confirm, how exchange-rate spreads cost you, and what to check.
Funding Risevest from a Nigerian account: naira or dollar deposits, how the conversion is shown, what the rate costs and what to check.
Withdrawing from Risevest: sell a plan to your wallet, choose naira or dollars, check the rate, then track the transfer. Steps and costs.
How to contact Trove (hello@troveapp.co), what to include, how account migration to Innova Securities affects complaints, and how to escalate.
What Trove charges to trade, fund and withdraw: what its public pages confirm, the costs to look for and a worked example of total cost.
Funding Trove from Nigeria: naira or dollar deposits into Trove Vault, how the conversion is shown, which portfolio gets the money and checks.
Cashing out of Trove: selling first, moving cash to your Vault, choosing naira or dollars, and what to check on timing and fees before you confirm.
You can add the other type later — many of our customers hold both.
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