AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
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The exact details a payer abroad needs to send you dollars, pounds or euros, which ones to avoid mixing up, and how to share them safely.
The legal ways to buy dollars, pounds or euros in Nigeria, through banks, licensed BDCs and apps, what documents you need and what to avoid.
Why banks and bureaux quote one rate to buy dollars and another to sell, what the gap costs you in naira, and how to read a rate board correctly.
The CBN's new Foreign Exchange Manual took effect on 1 June 2026. What changed for domiciliary accounts, travel allowance, tuition and remittances.
Nobody can time the naira. A practical way to decide when to convert dollars, pounds or euros: by when you need the money, not by guesses.
Domiciliary accounts and multicurrency accounts both hold foreign money. How they differ on opening, receiving, cash, conversion and cost.
Why $500 sent from abroad can arrive as less. The sending fee, intermediary charges, receiving fees and conversion spread, and how to cut each one.
The usual reasons money from abroad is late, held or sent back, what to ask the sender and your bank, and how to stop it happening again.
A practical way for Nigerians to decide what share of their money to hold in dollars or other currencies, based on what you will spend it on.
Yes, Nigerians may hold foreign currency in an account with an authorised institution. What the law says, where the limits are and what to avoid.
How Nigerians in the UK, US, Canada and elsewhere can open a Nigerian bank or app account without flying home, and the documents you need.
The ways to receive money in Nigeria from family, employers or clients abroad, what each costs and how long it takes, and how to avoid problems.
How to choose between US dollars, British pounds and euros as a Nigerian: match the currency to where your money comes from and where it goes.
A multicurrency account holds naira, dollars, pounds and euros side by side. How it works, what it is for and what to check before you open one.
What the rules say about withdrawing dollars, pounds or euros in cash from a Nigerian domiciliary account, what happens in practice, and alternatives.
A monthly method for Nigerians paid in dollars, pounds or euros: what to convert, what to keep, tax set-asides, and how to smooth irregular income.
How diaspora Nigerians can fund a build at home without losses: stage payments, who holds the money, checking costs, receipts, and the currency question.
The US$10,000 declaration rule for travellers leaving or entering Nigeria, what counts as cash, what happens if you do not declare, and safer options.
How Nigerians receiving support from relatives in the UK, US or Europe can decide whether to receive foreign currency or naira, and what each choice costs.
When Nigerian freelancers should quote foreign clients in dollars or pounds, when naira makes sense, and how to protect your rate from exchange moves.
How the Nigeria Tax Act treats foreign income earned by freelancers living in Nigeria from 2026: residence, the tax bands, records and setting money aside.
A step-by-step plan for Nigerians relocating abroad: costs in the destination currency, timing conversions, proof of funds and a landing buffer.
Before you japa: keeping Nigerian accounts active, updating your details, BVN and NRBVN, non-resident accounts, tax status and paying bills at home.
A money guide for returnees: what to keep abroad, how and when to move savings into naira, declaring cash, tax residence, and setting up at home.
What the I-901 SEVIS fee is, how much F-1 and J-1 applicants pay, how to pay it in dollars from Nigeria, and the other US study costs to plan for.
How Nigerian students and parents pay UK tuition deposits and balances in pounds, what to check first, and how to avoid paying the exchange rate twice.
How Nigerians working remotely for UK, US or European firms get paid, contract terms to check, how tax works from 2026, and handling the currency.
A plan for Nigerian students and parents funding rent, food and transport abroad: monthly budgets, when to convert, and how to send support without waste.
How Nigerians can pay for hotels, food, transport and online bookings abroad: naira cards, cash, foreign-currency balances, and how to plan the money.
The UK maintenance amounts for students in and outside London, the 28-day rule, the 31-day statement window, and a worked example in naira.
What a corporate domiciliary account is, the difference between export and ordinary dom accounts, what the 2026 FX manual changed, and how SMEs use them.
What the CBN Act and CBN circulars say about pricing goods and services in foreign currency inside Nigeria, and how SMEs can price in naira safely.
How Nigerian agencies and service firms can ask foreign clients for deposits and milestone payments, set terms in the right currency and avoid unpaid work.
What FOB and CIF mean, who pays freight and insurance, when risk passes to you, and how the choice changes your import costs in naira.
What Form NXP is, when you register it, the 90 and 180 day repatriation deadlines from the CBN's 2026 manual, and how to avoid late penalties.
A simple treasury policy for Nigerian SMEs that earn foreign currency: how much to hold, when to convert, and how to avoid guessing the exchange rate.
The payment methods foreign buyers use to pay Nigerian exporters, how export proceeds come back, and how to choose terms that protect you.
A plain checklist of the documents a Nigerian importer needs, from proforma invoice and Form M to SONCAP and PAAR, and what each one is for.
What a Nigerian business should put on an invoice to a client abroad: currency, payment details, terms, tax lines and the details that get you paid.
How letters of credit, bills for collection, deposits and open account terms share risk between a Nigerian importer and a foreign supplier.
What the NEPC exporter certificate is, the documents each type of business needs, and how registration fits with Form NXP and your bank.
The steps, documents and payment options a Nigerian importer needs before money leaves for a supplier abroad, explained in plain words.
A practical method for Nigerian SMEs to price imported stock in naira: landed cost, replacement cost, FX buffers, quote validity and review rules.
How fake supplier emails divert import payments from Nigerian businesses, the warning signs, and the checks that stop money going to fraudsters.
How VAT works when a Nigerian agency, consultant or tech firm sells services to clients abroad, what zero-rating means and why it matters for refunds.
You can add the other type later — many of our customers hold both.
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