AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of All diasporaHold and swap currencies · 82 articles
Which limits apply, what your bank and the ATM may charge, and why you should decline the ATM's offer to convert for you.
A foreign bank questioning a payment from Nigeria wants a paper trail, not a story. The documents that answer each kind of inflow, and how to send them.
Only CBN-licensed bureaux may trade. What ID a visitor needs, the cash and transfer rules, the receipt to insist on, and how to check a licence.
Yes, through a Nigerian bank, if the sender already holds the currency or has an eligible purpose. The CBN rules, the documents and what a wire costs.
Your account number and your BVN number are separate records. Since 1 May 2026 the BVN one can change only once. What can be done remotely.
How banks abroad handle foreign cheques by negotiation or collection, why naira cheques are rarely accepted, and better ways to be paid from Nigeria.
Move the balance out first, send signed written instructions with ID, clear cards and debts, and keep records. The CBN lists closure as fee-free.
CBN rules let visitors change unused naira back with proof of the first conversion. What to keep, where to go, and the cash declaration rules.
The legal ways to buy foreign currency with naira in 2026: banks, licensed BDCs and eligible purposes under the CBN's FX Manual, with the limits.
How children abroad can find out which Nigerian banks a late parent used, what banks will tell family, and the papers that open the door.
Carried dollars out of Nigeria and want them in your bank abroad? The declarations at both ends, the source-of-funds questions and the papers to keep.
Deposit insurance, access rules and failure risk compared for dollars in a Nigerian domiciliary account and dollars in a bank where you live.
What the CBN Foreign Exchange Manual 2026 says about dollar cash from domiciliary accounts, how export and remittance money differs, and bank charges.
Whether you can transfer dollars from your Nigerian domiciliary account to another person's, what banks check, and where the naira-pricing rule bites.
A practical method for planning naira commitments at home alongside rent and bills abroad: anchor, buffer, separate pots and a monthly review.
Your emergencies can happen in two currencies. How to split an emergency fund between your local currency and naira, with a worked example.
Why bureaus abroad rarely want naira, what CBN rules let visitors do before leaving Nigeria, and the simplest options for notes you already hold.
Your Nigerian card has expired and you live abroad. The routes banks offer: courier, branch pickup by someone you trust, or a virtual card in the app.
Where foreign Visa and Mastercard cards work in Nigeria, the CBN's 2025 directive, merchant set-ups, and the fees your own bank adds.
Resetting a Nigerian banking app PIN or password when you cannot get SMS codes on your Nigerian number: in-app routes, online banking and diaspora desks.
Wiring dollars or pounds from abroad into your Nigerian dom account: the SWIFT details, why remittance apps pay naira, how inflows are treated.
Account balance, foreign card, naira card or cash on landing: how each works in Nigeria in 2026 and what to set up before you fly.
Consulting for a Lagos firm from Leeds or Houston? How the company pays you abroad, the papers its bank wants, and the withholding tax it may deduct.
Whether your former Nigerian employer owes you a gratuity, how to claim it from abroad, and how it differs from your RSA pension.
Size your naira holdings against what you will actually spend in Nigeria: family support, property, visits. A method and a worked example.
A parent died in Nigeria leaving money or property. The court grant you need first, how tax treats inherited assets, and how to move your share abroad.
Joint account rules in Nigeria, why each holder needs a BVN or NRBVN, mandates, NDIC cover and what changes when one of you lives abroad.
If you share a Nigerian bank account with a parent and they die, can you keep using it from abroad? What banks do, and the papers they ask for.
Why Nigerian banks ask for KYC updates, what they accept from customers abroad, how to spot a fake request, and what happens if you ignore it.
You sold a plot back home. How capital gains are taxed from 2026, the documents a bank wants before converting a large sum, and the FX routes.
Your bank abroad has held or queried a big payment from Nigeria. What usually happens next, what to send, what not to do, and when to escalate.
Deposit insurance covers ₦5m at banks and ₦2m at microfinance banks. Beyond that, fraud, dormancy and inflation are the risks to plan for.
Why Nigerian banks wait for probate or letters of administration before paying out, and how heirs living abroad can get the grant.
How relatives in Nigeria can pay a foreign hospital through a bank using Form A, the documents banks list for medical payments, and the charges to expect.
The account holder is the legal owner. What that means if the relative falls out with you, owes money or dies, and safer ways to hold naira.
Who holds your money and under what licence, whether each currency has real local details, and how conversion is shown before you approve it.
Can a child born abroad to Nigerian parents have a Nigerian bank account? What kids' accounts ask for, and how a foreign birth certificate is treated.
Holding naira saves repeated conversion costs but exposes you to depreciation and inflation. How to size a buffer that does not cost you more.
How parents in Nigeria can move money legally for a deposit abroad, the transfer limits that apply, and the paperwork mortgage lenders ask for.
Naira deposits pay more interest; dollars hold value against the naira. How currency risk works, shown with labelled examples. Information, not advice.
Where a naira salary can land, how Nigeria's 2026 tax residence tests may apply, PAYE, double tax treaties and the practical side of converting pay.
The simple sum that shows what a naira balance is really worth after a year of inflation, worked through with September 2026 figures, for savers abroad.
No: a foreign account receives its own currency, so naira has to be converted first. Where that conversion happens, at what rate, and who does it.
How NDIC pays insured deposits when a Nigerian bank closes, why some depositors are missed, and how to file a claim from abroad.
NDIC covers up to ₦5 million per depositor at commercial banks. What its pages say, what they leave out on foreign currency, and how to protect a balance.
How taking another citizenship affects Nigerian citizenship and a Nigerian bank account, and the KYC updates banks usually ask for afterwards.
What a next-of-kin record does and does not do on a Nigerian account, why it still matters, and how to update it with your bank from abroad.
When former National Housing Fund contributors living abroad can get their money back from FMBN, which documents are asked for, and how to apply remotely.
Why Nigerian banks restrict accounts of customers abroad, how to find out the reason, the documents usually asked for and the remote channels to use.
Which ID Nigerian banks accept from dual citizens, what proves your Nigerian origin, and how one BVN has to match both of your identities.
What a Nigerian bank reference letter states, how to request one from abroad, what it may cost, and when it needs authenticating before use overseas.
App downloads, email requests and stamped statements: how to get a Nigerian statement from abroad, what it may cost and what visa offices look for.
How spending abroad on a Nigerian naira credit card is converted, billed and repaid in naira, which rate applies, and the charges to expect.
How dollar debit cards from Nigerian banks are funded from a domiciliary account, where they work abroad, and the limits and fees banks publish.
Do Nigerian banks still issue hardware tokens? How soft tokens work, what they cost on banks' own pages, and how to replace one from abroad.
Moved abroad with a Nigerian RSA? What PenCom rules say about keeping the account, how benefits are paid, and the yearly proof-of-life check.
A naira account statement is in naira. What a dollar statement means, what visa offices and banks abroad actually ask for, and how to present one.
Whether Nigerian banks sell foreign currency to customers who live abroad, how the non-resident account rules treat naira, and the documents banks ask for.
Pre-2023 ₦200, ₦500 and ₦1,000 notes after the redesign and the Supreme Court order: what the CBN has said, and what to do with notes you kept abroad.
Yes, increasingly. The NRBVN route through NIBSS, what banks with diaspora accounts ask for, and the CBN non-resident accounts that started in 2025.
Card, cash, a relative's transfer or an account opened from abroad: how each option works for visitors home who must pay a Nigerian business in naira.
How POS cash-out works, the charges agents report, the CBN's daily and weekly limits, and the safety checks to make before money changes hands.
What a Post No Debit (PND) is, the usual triggers from missing BVN or NIN to disputes, and how to clear each one without visiting a branch.
How long before a Nigerian account goes inactive or dormant, what counts as activity, how reactivation works from abroad, and the 10-year CBN rule.
Can you use a Nigerian bank balance as proof of funds when renewing a visa abroad? What UK and Canadian rules say, and how to present the statements.
What the CBN's PTA and BTA travel allowances are for, the 2026 limits and cash split, and why they are not a route for family to fund you abroad.
Sort codes, routing numbers, IBANs and SWIFT codes: what local receiving details mean, which payments they work for, and how incoming money is held.
Money can leave Nigeria to you legally, but only through a few doors. Which route fits your case, and what the sender in Nigeria must bring to the bank.
How Nigerian insurers settle claims for policyholders living abroad, the 60-day rule under NIIRA 2025, and which account details to give.
The legal routes for a friend or relative in Nigeria to repay you while you live abroad, which currency to agree, and the records that protect both sides.
You won a case in Nigeria and live abroad. How judgment sums are usually paid, what paperwork protects you, and the FX limits on moving naira out.
Refund to your card, a chargeback, a relative's account or your own naira account: the routes when a Nigerian seller owes you money and you live abroad.
You left Nigeria with savings in naira. The legal ways to convert and move them, why non-resident accounts do not take local naira, and the papers.
Your Lekki flat earns rent in naira; you live in Birmingham. How rent becomes foreign currency, when a CCI helps, and the tax papers a bank may ask to see.
What a source-of-funds letter should say for a sale, a gift or an inheritance from Nigeria, who should sign it, and the documents that must go with it.
Nigeria runs on bank transfers. How foreign cards, naira cash and transfers compare on a visit, and the fees and limits behind each one.
Why your Nigerian bank should have your foreign address, the proof banks list for it, and how to get documents certified or notarised abroad.
How a dollar salary from a Nigerian company reaches a domiciliary account and then an account abroad, and the legal-tender and tax points to check.
Where virtual USD cards from Nigerian apps are accepted, what they cost on the apps' own pages, and the usual reasons a payment gets declined.
Why the rate you get is not the rate you see, why waiting for a better rate rarely pays off, and how need-based conversion works. Information, not advice.
Nigerian banks sell foreign currency for eligible purposes with documents, not on demand. What the 2026 FX Manual allows, and what it does not.
Your dollars sit in a Lagos dom account and you are in Toronto. Outward wire rules, the daily limit, what cash-deposited balances cost, and dollar cards.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
Ideal customer profiles
Generated from your website by VerifiedLead.ai
Pick the ones that look right. Your Sales agent works these first, and you can change them at any time after opening.
We ask this because you have not given us a website. It helps us set the right limits from day one.
Which of these represents you?
Officers listed against this company on the UK register.
We have sent a six-digit code to your email address. Enter it below to confirm the address is yours.
Wrong address? Go back and change it — nothing is created until this step passes. We never ask for a code by phone or email; anyone who does is not us.
Last step. Each time you sign in we email you a six-digit code — we never send codes by SMS.