AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of United Arab EmiratesBusiness operations and agents · 38 articles
How functional currency works under IAS 21, how naira transactions are translated into AED, and what UAE corporate tax takes from your accounts.
How a UAE procurement team can use the CAC public search to vet Nigerian suppliers, what an AI agent can flag, and what still needs a person.
How an AI agent can track overdue invoices in two currencies, draft reminders and match payments, with a person approving before anything is sent.
What an AI agent can prepare in a Nigerian payroll run for a UAE company, the statutory rules it must apply, and the decisions a person must keep.
How an AI agent matches dirham and naira transactions across two banking systems, which exceptions it should raise, and what a person still signs off.
An AI agent can sort invoices and draft UAE VAT return figures. These are the checks a finance lead must make before anything is filed with the FTA.
Setting payment ceilings, dual control and an audit trail for Lagos staff who spend company money, run by a head office in Dubai or Abu Dhabi.
The Nigerian deadlines behind a subsidiary's audit timetable: the tax return six months after year end, the AGM, CAC filings and FRC auditors.
What the UAE Corporate Tax Law says about audited financial statements, how it affects Qualifying Free Zone Persons, and what to check for your company.
How Nigerian courts decide whether someone working for a UAE business is a contractor or an employee, and what misclassification can cost.
Which Nigerian costs a UAE company can deduct, what the Corporate Tax Law excludes, and the evidence and conversion records each naira expense needs.
What a Nigerian employer of record does for a UAE business, the two contracts involved, what it costs to check, and when a subsidiary makes more sense.
What a UAE employer must put in writing for staff working in Nigeria, the Labour Act minimums behind it, and how to handle governing law.
How a UAE company can run expense claims for staff in Nigeria: receipts, approvals, the reimbursement currency and the exchange rate in the books.
How naira cash, receivables and payables create realised and unrealised exchange differences in dirham accounts, and how UAE corporate tax follows them.
Lending to a Nigerian subsidiary from the UAE: why the CCI matters, withholding tax on interest, the 30% EBITDA interest cap and repayment.
How fraudsters redirect payments between UAE and Nigerian businesses, the callback and approval controls that stop it, and what to do within hours.
A month-end close for a UAE business with dirham and naira accounts: reconciliations, cut-off, IAS 21 revaluation and the review pack.
How to set up books for a UAE company and its Nigerian entity: functional currency, chart of accounts, currency settings and rate records.
Whether a UAE employer should deduct National Housing Fund contributions from Nigerian staff after the 2025 tax reforms, and how to remit if staff opt in.
What the Nigeria Revenue Service's e-invoicing rollout means for a Lagos subsidiary of a UAE group: who is in scope, when, and what group finance must change.
When the Contributory Pension Scheme applies to a UAE employer's Nigerian staff, the 10% and 8% minimums, the 7-day remittance rule and PFA choice.
When a UAE supplier of services must register for Nigerian VAT, when the Nigerian customer self-accounts instead, and how the 7.5% is collected.
Who registers with NSITF and ITF when a UAE business employs people in Nigeria, the published contribution rates, and how to stay compliant.
Setting up rent, electricity and internet payments for a Lagos office from a UAE company, with the receipts and records your books will need.
Three ways a UAE company pays people in Nigeria: its own Nigerian company, an employer of record, or contractors. The duties and money flow for each.
Who deducts Nigerian PAYE when the employer is in the UAE, which state collects it, the 2026 tax bands and the 10th-of-the-month deadline.
When Lagos-based employees, an office or an agent give a UAE company a taxable presence in Nigeria, and the facts that tip the balance either way.
Why a Certificate of Capital Importation decides whether a Nigerian subsidiary can send dividends to its UAE parent, and the 10% withholding tax.
When a UAE business buys services from a Nigerian supplier, who accounts for the 5% VAT, how imports affect registration, and what to keep on file.
Arm's length rules in the UAE and Nigeria, the UAE documentation and disclosure thresholds, and the intercompany charges that draw questions.
UAE corporate tax records must be kept for seven years after the tax period ends. Which records matter most when money moves to and from Nigeria.
The UAE's eInvoicing model, the Ministerial Decisions behind it, and what UAE firms with Nigerian customers and suppliers should prepare for.
The FTA's mandatory and voluntary VAT thresholds, what counts towards them, and how sales and services exported to Nigeria fit in.
Why auditors, tax authorities and counterparties in both countries ask for proof of cross-border payments, and what a verifiable document adds.
For UAE VAT the FTA points to the UAE Central Bank rate, not the CBN or a bank. For the accounts, IAS 21 sets the test. How to choose and document it.
The Wage Protection System covers your UAE-employed staff. People working from Nigeria sit outside it and need a Nigerian payroll route of their own.
Goods and services exported from the UAE to Nigeria can be zero-rated for UAE VAT, but only with the right evidence on file. What to keep, and why.
You can add the other type later — many of our customers hold both.
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