AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of BusinessBank accounts and payments · 39 articles
What a Nigerian business needs to accept foreign Visa and Mastercard payments: gateway approval, naira or dollar settlement, fees and chargebacks.
Banks open business accounts in the exact name on your CAC record. Why that matters, what goes wrong with trading names, and how to fix it.
What to ask your bank for when a tender board or embassy wants a business statement: stamped or verifiable, which period, and what gets checked.
How bulk payments to staff and suppliers work in Nigeria: preparing the file, the approval chain, charges and what to do with failed lines.
Why Nigerian banks restrict business accounts for KYC refresh, how often records are reviewed, and the documents to submit to lift a restriction.
The headline charges a Nigerian business account can attract under the CBN Guide to Charges in force since 2020, and what the 2026 draft proposes.
What a foreign-owned Nigerian company needs before a bank opens its account: CAC, NIPC registration, business permit and signatory KYC.
Most Nigerian business current accounts pay no interest on the balance. What does earn a return: savings, fixed deposits and sweeps, and the tax on it.
Sole, joint and 'any two' mandates explained for Nigerian business accounts, how to set limits and the paperwork to change signatories.
What the CBN Guide says about SMS alert charges, what banks charge per message, how it adds up on a busy business account, and email alerts.
The CBN ceiling for corporate instant transfers, why your bank's own cap is usually lower, and how a company raises its daily limit.
A bank business account needs CAC papers, but a personal account can take trade payments. Here are the tier limits and the risks before you rely on it.
For two years the CBN suspended its processing fee on large corporate cash deposits, then it abolished the deposit limit from January 2026.
The board resolution, the CAC filing when a director changes, and the bank mandate forms you need to add or remove a signatory in Nigeria.
How companies get a cheque book, the ₦10 million clearing cap on a single cheque, next-day clearing, and what a cheque costs under CBN rules.
How a lawyer's client account and an escrow arrangement hold money for a large deal, what to put in writing, and the SCUML rules that apply to law firms.
The resolution, the cheques and debits to clear first, the final statement and the closure letter, plus what the CBN says banks may charge.
How company and staff cards work in Nigeria, what limits banks publish, the CBN card charges, and the controls that stop expense leaks.
When a company account goes inactive or dormant, the documents banks ask for to wake it, and how to reclaim money already sent to the CBN.
The old ₦50 EMTL hit the receiver. From January 2026 a ₦50 stamp duty is paid by the sender on transfers of ₦10,000 or more. What a business pays.
What CBN rules say about unauthorised transactions, when a business is treated as negligent, and the deadlines that decide whether you get money back.
There is no national minimum: each bank sets its own. Access Bank lists ₦50,000 to open a corporate account and GTBank ₦500,000 for GT Business.
When separate accounts for tax, payroll and float pay off, and what each extra account costs you in fees, transfers and reconciliation time.
The registration certificate, bye-laws and committee resolution a bank needs for a cooperative account, and what the Co-operative Societies Act says.
The CAC incorporated trustees documents, the trustees' resolution and the free SCUML certificate a bank asks for to open an NGO or church account.
How a partnership registers with CAC (business name or LLP) before a bank will open its account, and how partners set the signing mandate.
The CAC business name certificate, status report, Tax ID, ID, BVN and utility bill banks ask for, and how the account name is shown.
The CAC certificate, status report, memart, board resolution, directors' IDs and BVN, TIN and SCUML papers banks ask for when a company opens an account.
What to have ready for a Pryme Business Account by entity type, what the account holds, and the five agents that come with it.
Why banks place a PND on business accounts (KYC gaps, BVN issues, court or EFCC orders, suspicious inflows) and the steps and timelines to lift one.
The CBN caps the POS merchant service charge at 0.5% per local card sale, up to a fixed maximum. Worked examples and what the 2026 draft proposes.
How POS settlement works in Nigeria, the T+0 and T+1 patterns banks and fintechs publish, and how to trace a batch that has not arrived.
Bank versus fintech POS terminals for a merchant (not an agent): what each asks for, what it costs, and how settlement differs.
A channel-by-channel cost table for Nigerian shops, who pays each charge, and a worked month comparing card POS sales with bank transfers.
The routes for dollar, pound and euro payments into a Nigerian business account, what banks ask for, and the Form NXP and repatriation rules for exporters.
How Nigerian businesses separate takings by branch or department with extra accounts and virtual account numbers, and how to choose between them.
How maker-checker (initiator and approver) controls work on Nigerian business accounts, how to set them up, and the channels that can bypass them.
How merchant USSD codes work in Nigeria, the steps a customer follows to pay, what it costs each side, and how and when the money settles.
What to do in the first hour after a staff member sends money to the wrong account: the bank recall process, NIBSS references, police and CBN escalation.
You can add the other type later — many of our customers hold both.
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