AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
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How Nigeria's Bank Verification Number began in 2014, the 2015 enrolment deadline, the watch-list, NIN linkage and the BVN for Nigerians abroad.
Dated timeline of the CBN cashless policy: the 2012 Lagos pilot, nationwide rollout in 2014, 2019 charges, 2022 withdrawal limits and the eNaira.
How the CBN Monetary Policy Committee schedules its meetings, what happens on the day, and the dates and rate outcomes of the 2024 and 2025 meetings.
NIBSS data on Nigeria's electronic payments by channel for Q1 2025 vs Q1 2024: NIP, mobile money, POS, cheques, NQR, eBills Pay and direct debit.
How many digital money lenders the FCCPC has approved, airtime and data lenders, the DEON 2025 fees and penalties, and how to read the register.
EFInA data on who is left behind in Nigerian finance: urban vs rural, women vs all adults, young people, informal workers and financial health.
Every change to Nigeria's cash withdrawal limits and charges, from the 2012 Lagos pilot to the 2022 caps and the rules in force from 1 January 2026.
Every change to Nigeria's Monetary Policy Rate from 2008 to the September 2026 reset to 23%, with dates, size of each move and the corridor.
Every CBN Monetary Policy Committee meeting from January 2022 to September 2026: MPR, corridor, cash reserve ratio, liquidity ratio and outcome.
What the Bank Verification Number records, how enrolment and matching work, how banks use it for KYC, and how the BVN watch-list flags fraud.
How NERC's Multi-Year Tariff Order turns gas prices, exchange rates, inflation and losses into your price per kWh, and how bands and states change it.
How FAAC shares oil, tax and VAT revenue each month: the vertical and state formulas, 13% derivation and what the 2025 tax laws changed.
All 39 commercial, merchant and non-interest banks on the CBN's lists as of October 2026, with holding companies and how licence tiers work.
All five payment service banks on the CBN's supervised list as of October 2026, what a PSB may and may not do, and how to check one yourself.
Every category of institution NDIC insures as of October 2026, the five insurance funds behind them, and what is and is not covered for MMO users.
The Bank Verification Number in one page: what it is, who runs it, how many Nigerians have one, how to check or update it, and the CBN rules behind it.
How Nigeria’s four main card schemes compare: who owns each, where the cards work, the AfriGo figures to date, and how to choose a debit card.
Every CBN banking licence category explained, with the 2024 minimum capital for each and how many institutions the CBN lists showed in October 2026.
The flat 10% capital gains tax is gone. How gains are taxed from 2026, the share-sale threshold, home and chattel exemptions and a worked example.
CIT at 0% for small companies and 30% for others, the 15% minimum effective rate, the 4% development levy and the deduction caps, with section numbers.
The 4% development levy on company assessable profits under section 59 of the Nigeria Tax Act 2025: who is exempt, how it is shared and a worked example.
Abia State reference: tax authority, Tax ID and PAYE registration, NBS revenue data, minimum wage and electricity, as of October 2026.
Adamawa State reference: tax authority, Tax ID and PAYE registration, NBS revenue data, minimum wage and electricity, as of October 2026.
Akwa Ibom State reference: tax authority, Tax ID and PAYE registration, NBS revenue data, minimum wage and electricity, as of October 2026.
Two full letters: a complaint to your Nigerian bank and an escalation to the CBN Consumer Protection Department, with timelines and evidence lists.
Copy-and-fill letters asking a Nigerian bank for a stamped statement, a statement for a visa or embassy, or a business account statement.
A full board resolution template for a Nigerian company opening a bank account, with signatory mandate wording, a sole-director version and a checklist.
IRCC open data on Nigerians in Canada: new study permits, work permits and permanent resident admissions each year from 2015 to July 2026.
Federal government instruments Nigerians abroad can buy: the FGN US Dollar Bond, Eurobonds and naira savings bonds, with terms from DMO documents.
Every year of World Bank data on personal remittances received by Nigeria, in US dollars and as a share of GDP, with the dips, peaks and caveats explained.
What Nigerian airlines owe you under NCAA Part 19: delay care at 2 and 3 hours, 25% or 30% cancellation compensation, baggage payments and how to complain.
The eight rights and six duties in the CBN Bank Customers' Bill of Rights, the two-week complaint rule, and what the draft 2.0 regulations propose.
What the joint CBN–NCC exposure draft of February 2026 proposes for failed, over-bought and wrong-number airtime and data, with timelines and thresholds.
Bank of Industry loan products for MSMEs as of October 2026: amounts, rates, tenors and fees by product, documents asked for, and where sources differ.
How Development Bank of Nigeria money reaches small businesses through 84 lenders, the MSME limits it uses, and its lending figures to 2025.
Nigeria's replacement for pioneer status: the 5% yearly tax credit on qualifying capital spending, thresholds, the three-agency process and fees.
What the CBN allows when your BVN name or date of birth is wrong: a one-off date-of-birth change, marriage and spelling fixes, and the five-day deadline.
Where Nigerians abroad can renew a passport without a biometric visit, the rollout dates since November 2024, the app steps, fees and documents needed.
Steps to change your name, date of birth, address or phone on your NIN, the documents usually needed, the 2025 NIMC fees and how to keep your BVN in step.
You can add the other type later — many of our customers hold both.
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