Pryme
Sign up
Pryme Personal

Money with a heartbeat.

Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.

Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.

HomeEvery currency, every Box and every card on one screen.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Savings BoxesFlexible, Fixed, Investment and Interest-free, side by side.
Create a BoxPick the type, name the goal. Eva works out what to move, and when.
LoansSpaces credit and Salary Advance. Draw only what you need.
Invite friendsThree friends, ₦50,000 each, and ₦20,000 lands with you.
YouEva’s voice, your plan, your address and every security control.
Duress signalA word that looks normal on screen while your people are alerted.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Swap at the live rateOr name the rate you want and she swaps the moment it lands.
One card, every currencySpend from whichever balance suits, and freeze it from the app.
What Eva may do without askingStanding permissions, a voice, and a record of every rule you have given her.
Receipts anyone can verifyRegular or certified statements, e-signed and checkable by whoever receives them.
Open a personal account How we keep your money safe
Pryme app: Home
Pryme app: Chat with Eva
Pryme app: Savings Boxes
Pryme app: Create a Box
Pryme app: Loans
Pryme app: Invite friends
Pryme app: You
Pryme app: Duress signal
Pryme app: Chat with Eva
Pryme app: Swap at the live rate
Pryme app: Multicurrency card
Pryme app: What Eva may do without asking
Pryme app: Receipts and statements
MoneyAgentsApprovalAgentsEvery currencyYour approval

Open an account. Get money to spend.

Global money. Intelligent growth.

We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.

One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.

Open Personal or Business Account Already with us? Log in
Open a Business account Download the app for Personal Open an account from anywhere
Pryme app home: every currency on one balance
Personal · the app in your hand
Salary landed₦920,000 from John Doe Ltd · Naira account
Done
Move ₦100,000 to your Rent Box?Keeps ₦127.9m liquid · earns 18% p.a.
Approve
Paid Ikeja Electric₦18,400 · token sent by SMS
Done
Swap $200 → ₦310,000?Rate locked at ₦1,550 for 30 s
Approve
Held a ₦150,000 transferNew payee · unusual hour · needs you
Review
Received $2,400From a client · USD account
Done
Swap $200 → £—?Rate locked for 30 s
Approve
Paid the light bill at home₦18,400 · Ikeja Electric
Done
Keep $1,000 liquid, save the rest?$1,400 → Flexible Box
Approve
Held a £2,000 transferNew payee · needs you
Review
Eva is live
500,000+customers, personal and businessScan to get the app
Get the appScan with your phone camera
Regulated partnersEvery currency held with a licensed institution in its market
Solid AllianzeCBNNDIC
Scan to get the app
Get the appScan with your phone camera
Instant settlementOur own core ledger: swaps land at once, every receipt verifiableScan to get the app
Get the appScan with your phone camera
Agents with a mandatePowered by Pryme Intelligence. Nothing moves without youFlip
Pryme Intelligence
Eva, the assistant that runs a Pryme accountEvayour assistant
The Chief of Staff agent on a Pryme Business AccountDanielChief of Staff
The Finance agent on a Pryme Business AccountBenFinance
PrymeBruceCare
Inside a mandate you write. Every action logged.
Multi-currency30 currencies on one balanceFlip
Locked rates30 s
🇺🇸 1 USD—
🇬🇧 1 GBP—
🇪🇺 1 EUR—
The rate you see is the rate you get.
10 years2016 to today, one trunkScan to get the app
Get the appScan with your phone camera
Business Account

Open an account. Get customers.

Your competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.

The Pryme Business home page: three currency balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into
Spaces · Nigeria

We hand the customer the money. It can only be spent with you.

You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.

The business · Pryme Business
johndoe.mypryme.com · Spaces

Spaces Showing 30 days

Spaces is onshoppers near you can see your shop
Spaces brought you · 30 days ₦2,578,550.00 104 sales from 71 shoppers ▼ 4% on the period before
Where the money came from
91% shoppers who had been in before 9% first visit to your shop
21 of 71 came back more than once Average basket ₦24,793.75 Biggest shopper ₦142,300.00
24 Jul returningnew to you 22 Aug
Money on its way to you confirmed at the counter · on its way to your Naira account
Confirmed at the counter ₦47,150.002 sales today · final the moment they paid
Sales of 23 Aug₦90,9503 sales · confirmed
Sales of 24 Aug₦196,2005 sales · confirmed
Sales of 25 Aug₦47,1502 sales · confirmed
nothing for you to do · it arrives on its own
Lands in your NGN account ₦334,300.0010 sales in flight
The shopper · Pryme app
4:34
‹
BorrowLoans
SpacesSalary Advance
Spaces credit₦21,450 available
Repay ₦78,550
₦78,550 in use₦100,000 limit
Hold 25% · repay 2 more early to drop to 20%

₦100,000 from day one · agreement v2.1 · 12 Aug · View

Near youCategories 9Your loans 9
🛒Grocery / Retail4 places
🍽Eateries / Restaurants4 places
💊Pharmacies3 places
🎬Movies & Cinema3 places
🚌Transport3 places
💇Spa’s & Saloons3 places
Say “Hey Pryme”🎤
HomeBoxes CardsYou
Freeto join, nothing monthly. You are in the app the day you switch it on.
You get paidthe sale settles into your Naira account. Nobody to chase.
Zero riskwe carry the credit, whether or not the shopper repays us.
You growfaces that had never been to your shop — and most come back on their own.
The account

One account. Every currency you trade in.

Pryme Business4 currencies · one ledger
Base
₦127,328,879.23NGN · Nigerian Naira
$1,240.00USD · US Dollar
£480.00GBP · Pound Sterling
€310.00EUR · Euro
  • A named Naira account with Solid Allianze MFB — NDIC insured, your business name on it.
  • Real details abroad. A US account number, a UK sort code, an IBAN for the euro area.
  • Every currency has its own statement — regular or certified, with a code anyone can verify.
Swapping · in the app
4:34
‹···
Current account · NGN ₦127,328,879.23
SwapBoth balances move at once, on one ledger
Fill it inAsk Eva
$1 = ₦1,650.00
FromNGN ▾
250,000Available ₦127,328,879.23
ToUSD ▾
151.52after swap $1,391.52
Rate$1 = ₦1,650.00
Fee—
You get$151.52
NowWhen it hits

Eva waits for your rate and asks before she moves anything.

Target rate
$1 =1,585.00₦
Set the watch
Pryme Pay

Take money on your site, or on a checkout of your own.

No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.

Pay from your bank app

We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.

Get the account number
  • Card details are never asked for, so they cannot leak.
  • The account is used once, then it closes.
  • Held with a licensed bank, insured by the NDIC.
Transfer exactly this amount

To this account, from any bank app. We watch it, and the page updates itself.

Send exactly₦26,767.50Copy
BankSolid Allianze MFB
Account number0000 000 000Copy
Account namePRYME / JOHNDOE‑ORD1042
Watching the account — nobody has to confirm anything.
Payment received

₦26,767.50 from GTBank · John D., matched to order ORD‑1042.

OrderORD-1042
Settled intoJohn Doe Trading Ltd · Naira account 0000 000 000
Receiptsent to the buyer
Get your receiptRun it again
Your checkout, your brand.On the site you already have, in your colours, on your own domain — or on a page we host for you.
A link for anything you sell.One price, one buyer, one link — sent on WhatsApp, Instagram or email, and paid the same way.
It lands already reconciled.Matched to the order, receipt issued, and in your books before you have looked at it.
Business Account

A team you did not have to hire.

Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.

CS Chief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised — and keeps all three moving.

Booked a meeting with John Doe Foods for Thursday 11:00.
FI Finance Watches the money

Keeps the books as you trade and tells you the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SA Sales Chases what is owed

Goes back to the buyers who went quiet, with the receipt already attached.

Recovered ₦410,000 across three overdue invoices.
SU Customer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Build on Pryme

Our rails, under your product.

Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.

Read the API
Pryme Business

One business account. Every currency you trade in.

Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.

The Pryme Business home page: Naira, dollar and pound balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into

A team you did not have to hire

Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.

CSChief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised, and keeps all three moving.

Booked the quarterly review with your auditor for Thursday.
FIFinance Watches the money

Keeps the books in every currency you hold and flags the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SASales Chases what is owed

Goes back to the buyers who went quiet, with the invoice and the receipt already attached.

Recovered $12,400 across three overdue invoices.
SUCustomer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Open a business account

Ten years, one trunk

The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.

2016E-commerce

An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.

2018OjirehPrime Card

A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.

2020Microfinance bank

PrymeSolid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.

2023Multicurrency

More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.

2026Agentic operations

Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.

Questions

The things people ask us first.

What is Pryme?

Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.

Can I hold dollars, pounds and euros in a Pryme account?

Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.

What is Spaces?

Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.

What do the agents on a Pryme Business Account do?

Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.

How does Pryme Pay work?

Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.

What are Savings Boxes?

Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.

Who holds my money, and is it protected?

Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.

Can I build on Pryme?

Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

What is Pryme?

Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.

Can I open a Pryme account from outside Nigeria?

Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.

Which currencies can I hold with Pryme?

Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.

How do I send money to Nigeria with Pryme?

Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.

What does the assistant do?

Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.

What is Pryme Rails?

Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

The Ledger

Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger

Scroll for more
Home · The Ledger · Banking reference
Data & reference

BVN in Nigeria: key facts, enrolment figures and rules

The Bank Verification Number in one page: what it is, who runs it, how many Nigerians have one, how to check or update it, and the CBN rules behind it.

PR
Pryme researchReference desk · 17 Oct 2026 · 4 min read
The short answer

The Bank Verification Number (BVN) is an 11-digit biometric identity number that links one person to all their accounts across Nigerian banks. It is run by NIBSS for the banking industry under CBN rules, and NIBSS reported 70,421,184 BVNs as of 5 October 2026.

BVN key facts (as of October 2026)

What it is
A unique identity number issued to a bank customer at biometric enrolment and linked to every account that person holds in Nigerian banks
Length
11 digits
Operated by
Nigeria Inter-Bank Settlement System Plc (NIBSS), on behalf of the banking industry
Regulated by
Central Bank of Nigeria (CBN)
Launched
2014
Biometrics captured
All ten fingerprints and a facial image
BVNs issued
70,421,184 as of 5 October 2026 (NIBSS counter, updated weekly)
Where to enrol in Nigeria
Any bank branch (some banks also enrol at agent or partner locations)
Enrolment from abroad
Non-Resident BVN (NRBVN), launched by the CBN in May 2025
Where to update details
At your bank branch, according to NIBSS

NIBSS describes the BVN as a uniform identity accepted across all Nigerian banks, used to verify customers, protect accounts from unauthorised access and identify customers who have been placed on the industry watch-list.

BVN enrolment over time

NIBSS publishes a running total rather than a full time series, so the table below shows only the figures we could confirm from NIBSS pages on 17 October 2026. The two figures come from different parts of the same NIBSS page: the live counter and an older line of descriptive text that has not been updated.

FigureValueSource and date
BVN count (live counter)70,421,184NIBSS BVN page, “as of October 5, 2026, updated weekly”
Unique BVNs in database (descriptive text)“over 38 million”NIBSS BVN page, undated text

How enrolment, checking and updating work

Enrolling

  1. Visit a branch of your bank with an acceptable means of identification.
  2. Fill in and submit the BVN enrolment form.
  3. Have your fingerprints and facial image captured. You receive an acknowledgement slip with a transaction ID.
  4. NIBSS states that the BVN is generated within 24 hours and you receive an SMS.

Checking your BVN

The commonly used USSD code is *565*0#, dialled from the phone number registered with your bank. A small network charge may apply. You can also ask your bank, and many bank apps show your BVN in the profile section.

Updating details

NIBSS says updates to customer information are done at bank branches. Changes to a name, date of birth or phone number usually require supporting documents such as a sworn affidavit, a newspaper publication for name changes, or a marriage certificate. Your bank will tell you which documents it needs.

The rules behind the BVN

DateCBN document or eventWhat it covers
2014BVN launch and enrolment circulars (including the 21 Oct 2014 clarification circular)Industry-wide biometric enrolment of bank customers
26 May 2015Process for linking the BVN to accounts on core banking applicationsHow banks attach a BVN to every account a customer holds
19 Aug 2015Framework for enrolment of Nigerian bank customers in the diasporaEnrolment options for customers abroad
24 Apr 2017BVN enrolment for customers of other financial institutions (OFIs)Extends BVN to microfinance banks, finance companies and other OFIs
11 Sep 2017BVN requirement for mobile money wallet holdersLinks wallet limits to BVN status
19 Oct 2017Regulatory Framework for BVN Operations and Watch-ListRules for placing fraud-linked BVNs on an industry watch-list
12 Oct 2021Revised Regulatory Framework for BVN Operations and Watch-ListUpdated watch-list and BVN operations rules (current framework)
1 Dec 2023Circular on Tier 1 wallets and accounts and profiling of customer accountsRequires accounts and wallets to be profiled against BVN/NIN by KYC tier
May 2025Non-Resident BVN (NRBVN) launchedRemote BVN enrolment for Nigerians living abroad

The watch-list in brief

Under the CBN’s BVN watch-list framework, a bank can report a customer whose BVN is linked to confirmed fraud, and the BVN is then flagged across the industry. NIBSS states that banks are prompted at account opening and during credit checks if a customer has been blacklisted by any Nigerian bank. A customer who believes they were wrongly listed should raise it first with the bank that placed them on the list, then escalate to the CBN if needed.

Common questions about BVN use

  • Is a BVN the same as a NIN? No. The NIN is issued by NIMC for national identity; the BVN is a banking-industry identity. See BVN vs NIN.
  • Who can ask for it? Licensed banks and other regulated institutions need it to open and operate accounts. Read is it safe to share your BVN? before giving it to anyone else.
  • Can someone take money with only my BVN? A BVN on its own does not authorise a debit, but it can be used in social engineering. Never share it alongside one-time codes, PINs or passwords.
  • I live abroad. The NRBVN lets you enrol remotely. See NRBVN explained.

How we put this together

Figures and process steps are from NIBSS’s BVN and NRBVN pages, read on 17 October 2026. Rule dates are from the CBN circulars index on the same date; the CBN’s PDF server did not allow automated download, so the summaries of what each circular covers are based on their titles and NIBSS’s own description of BVN operations. The NRBVN launch date is from Channels TV reporting of May 2025. The USSD code is the one in common use across banks; NIBSS does not publish it on the BVN page we reviewed.

Questions people ask

How many digits is a BVN?

Eleven.

How do I check my BVN?

Dial *565*0# from the phone number linked to your bank account, check your bank app profile, or ask your bank.

How many Nigerians have a BVN?

NIBSS reported 70,421,184 BVNs as of 5 October 2026.

Can I change my BVN details online?

NIBSS says updates are done at bank branches. Some banks let you start a request in the app, but you will usually need documents.

Sources

  1. NIBSS: Bank Verification Number (BVN) · accessed 17 Oct 2026
  2. NIBSS: Non-Resident BVN (NRBVN) · accessed 17 Oct 2026
  3. CBN: Revised Regulatory Framework for BVN Operations and Watch-List (12 Oct 2021) · accessed 17 Oct 2026
  4. CBN: Circular on Tier 1 wallets and accounts and profiling of customer accounts (1 Dec 2023) · accessed 17 Oct 2026
  5. CBN: Circulars index · accessed 17 Oct 2026
  6. Channels TV: CBN launches Non-Resident BVN for Nigerians in diaspora (May 2025) · accessed 17 Oct 2026

This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.

More on Banking reference

Data & reference

Card schemes in Nigeria: Verve, AfriGo, Visa and Mastercard

How Nigeria’s four main card schemes compare: who owns each, where the cards work, the AfriGo figures to date, and how to choose a debit card.

PRPryme research · Reference desk17 Oct 2026 · 4 min
Data & reference

CBN bank licence types: commercial, merchant, non-interest, PSB

Every CBN banking licence category explained, with the 2024 minimum capital for each and how many institutions the CBN lists showed in October 2026.

PRPryme research · Reference desk17 Oct 2026 · 4 min
Data & reference

CBN Guide to Charges: the bank fee caps Nigerians should know

The main fee caps in the CBN Guide to Charges for transfers, ATM use, account maintenance and cards, plus how to challenge a charge you think is wrong.

PRPryme research · Reference desk17 Oct 2026 · 4 min