Pryme
Sign up
Pryme Personal

Money with a heartbeat.

Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.

Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.

HomeEvery currency, every Box and every card on one screen.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Savings BoxesFlexible, Fixed, Investment and Interest-free, side by side.
Create a BoxPick the type, name the goal. Eva works out what to move, and when.
LoansSpaces credit and Salary Advance. Draw only what you need.
Invite friendsThree friends, ₦50,000 each, and ₦20,000 lands with you.
YouEva’s voice, your plan, your address and every security control.
Duress signalA word that looks normal on screen while your people are alerted.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Swap at the live rateOr name the rate you want and she swaps the moment it lands.
One card, every currencySpend from whichever balance suits, and freeze it from the app.
What Eva may do without askingStanding permissions, a voice, and a record of every rule you have given her.
Receipts anyone can verifyRegular or certified statements, e-signed and checkable by whoever receives them.
Open a personal account How we keep your money safe
Pryme app: Home
Pryme app: Chat with Eva
Pryme app: Savings Boxes
Pryme app: Create a Box
Pryme app: Loans
Pryme app: Invite friends
Pryme app: You
Pryme app: Duress signal
Pryme app: Chat with Eva
Pryme app: Swap at the live rate
Pryme app: Multicurrency card
Pryme app: What Eva may do without asking
Pryme app: Receipts and statements
MoneyAgentsApprovalAgentsEvery currencyYour approval

Open an account. Get money to spend.

Global money. Intelligent growth.

We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.

One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.

Open Personal or Business Account Already with us? Log in
Open a Business account Download the app for Personal Open an account from anywhere
Pryme app home: every currency on one balance
Personal · the app in your hand
Salary landed₦920,000 from John Doe Ltd · Naira account
Done
Move ₦100,000 to your Rent Box?Keeps ₦127.9m liquid · earns 18% p.a.
Approve
Paid Ikeja Electric₦18,400 · token sent by SMS
Done
Swap $200 → ₦310,000?Rate locked at ₦1,550 for 30 s
Approve
Held a ₦150,000 transferNew payee · unusual hour · needs you
Review
Received $2,400From a client · USD account
Done
Swap $200 → £—?Rate locked for 30 s
Approve
Paid the light bill at home₦18,400 · Ikeja Electric
Done
Keep $1,000 liquid, save the rest?$1,400 → Flexible Box
Approve
Held a £2,000 transferNew payee · needs you
Review
Eva is live
500,000+customers, personal and businessScan to get the app
Get the appScan with your phone camera
Regulated partnersEvery currency held with a licensed institution in its market
Solid AllianzeCBNNDIC
Scan to get the app
Get the appScan with your phone camera
Instant settlementOur own core ledger: swaps land at once, every receipt verifiableScan to get the app
Get the appScan with your phone camera
Agents with a mandatePowered by Pryme Intelligence. Nothing moves without youFlip
Pryme Intelligence
Eva, the assistant that runs a Pryme accountEvayour assistant
The Chief of Staff agent on a Pryme Business AccountDanielChief of Staff
The Finance agent on a Pryme Business AccountBenFinance
PrymeBruceCare
Inside a mandate you write. Every action logged.
Multi-currency30 currencies on one balanceFlip
Locked rates30 s
🇺🇸 1 USD—
🇬🇧 1 GBP—
🇪🇺 1 EUR—
The rate you see is the rate you get.
10 years2016 to today, one trunkScan to get the app
Get the appScan with your phone camera
Business Account

Open an account. Get customers.

Your competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.

The Pryme Business home page: three currency balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into
Spaces · Nigeria

We hand the customer the money. It can only be spent with you.

You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.

The business · Pryme Business
johndoe.mypryme.com · Spaces

Spaces Showing 30 days

Spaces is onshoppers near you can see your shop
Spaces brought you · 30 days ₦2,578,550.00 104 sales from 71 shoppers ▼ 4% on the period before
Where the money came from
91% shoppers who had been in before 9% first visit to your shop
21 of 71 came back more than once Average basket ₦24,793.75 Biggest shopper ₦142,300.00
24 Jul returningnew to you 22 Aug
Money on its way to you confirmed at the counter · on its way to your Naira account
Confirmed at the counter ₦47,150.002 sales today · final the moment they paid
Sales of 23 Aug₦90,9503 sales · confirmed
Sales of 24 Aug₦196,2005 sales · confirmed
Sales of 25 Aug₦47,1502 sales · confirmed
nothing for you to do · it arrives on its own
Lands in your NGN account ₦334,300.0010 sales in flight
The shopper · Pryme app
4:34
‹
BorrowLoans
SpacesSalary Advance
Spaces credit₦21,450 available
Repay ₦78,550
₦78,550 in use₦100,000 limit
Hold 25% · repay 2 more early to drop to 20%

₦100,000 from day one · agreement v2.1 · 12 Aug · View

Near youCategories 9Your loans 9
🛒Grocery / Retail4 places
🍽Eateries / Restaurants4 places
💊Pharmacies3 places
🎬Movies & Cinema3 places
🚌Transport3 places
💇Spa’s & Saloons3 places
Say “Hey Pryme”🎤
HomeBoxes CardsYou
Freeto join, nothing monthly. You are in the app the day you switch it on.
You get paidthe sale settles into your Naira account. Nobody to chase.
Zero riskwe carry the credit, whether or not the shopper repays us.
You growfaces that had never been to your shop — and most come back on their own.
The account

One account. Every currency you trade in.

Pryme Business4 currencies · one ledger
Base
₦127,328,879.23NGN · Nigerian Naira
$1,240.00USD · US Dollar
£480.00GBP · Pound Sterling
€310.00EUR · Euro
  • A named Naira account with Solid Allianze MFB — NDIC insured, your business name on it.
  • Real details abroad. A US account number, a UK sort code, an IBAN for the euro area.
  • Every currency has its own statement — regular or certified, with a code anyone can verify.
Swapping · in the app
4:34
‹···
Current account · NGN ₦127,328,879.23
SwapBoth balances move at once, on one ledger
Fill it inAsk Eva
$1 = ₦1,650.00
FromNGN ▾
250,000Available ₦127,328,879.23
ToUSD ▾
151.52after swap $1,391.52
Rate$1 = ₦1,650.00
Fee—
You get$151.52
NowWhen it hits

Eva waits for your rate and asks before she moves anything.

Target rate
$1 =1,585.00₦
Set the watch
Pryme Pay

Take money on your site, or on a checkout of your own.

No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.

Pay from your bank app

We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.

Get the account number
  • Card details are never asked for, so they cannot leak.
  • The account is used once, then it closes.
  • Held with a licensed bank, insured by the NDIC.
Transfer exactly this amount

To this account, from any bank app. We watch it, and the page updates itself.

Send exactly₦26,767.50Copy
BankSolid Allianze MFB
Account number0000 000 000Copy
Account namePRYME / JOHNDOE‑ORD1042
Watching the account — nobody has to confirm anything.
Payment received

₦26,767.50 from GTBank · John D., matched to order ORD‑1042.

OrderORD-1042
Settled intoJohn Doe Trading Ltd · Naira account 0000 000 000
Receiptsent to the buyer
Get your receiptRun it again
Your checkout, your brand.On the site you already have, in your colours, on your own domain — or on a page we host for you.
A link for anything you sell.One price, one buyer, one link — sent on WhatsApp, Instagram or email, and paid the same way.
It lands already reconciled.Matched to the order, receipt issued, and in your books before you have looked at it.
Business Account

A team you did not have to hire.

Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.

CS Chief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised — and keeps all three moving.

Booked a meeting with John Doe Foods for Thursday 11:00.
FI Finance Watches the money

Keeps the books as you trade and tells you the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SA Sales Chases what is owed

Goes back to the buyers who went quiet, with the receipt already attached.

Recovered ₦410,000 across three overdue invoices.
SU Customer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Build on Pryme

Our rails, under your product.

Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.

Read the API
Pryme Business

One business account. Every currency you trade in.

Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.

The Pryme Business home page: Naira, dollar and pound balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into

A team you did not have to hire

Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.

CSChief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised, and keeps all three moving.

Booked the quarterly review with your auditor for Thursday.
FIFinance Watches the money

Keeps the books in every currency you hold and flags the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SASales Chases what is owed

Goes back to the buyers who went quiet, with the invoice and the receipt already attached.

Recovered $12,400 across three overdue invoices.
SUCustomer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Open a business account

Ten years, one trunk

The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.

2016E-commerce

An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.

2018OjirehPrime Card

A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.

2020Microfinance bank

PrymeSolid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.

2023Multicurrency

More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.

2026Agentic operations

Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.

Questions

The things people ask us first.

What is Pryme?

Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.

Can I hold dollars, pounds and euros in a Pryme account?

Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.

What is Spaces?

Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.

What do the agents on a Pryme Business Account do?

Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.

How does Pryme Pay work?

Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.

What are Savings Boxes?

Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.

Who holds my money, and is it protected?

Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.

Can I build on Pryme?

Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

What is Pryme?

Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.

Can I open a Pryme account from outside Nigeria?

Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.

Which currencies can I hold with Pryme?

Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.

How do I send money to Nigeria with Pryme?

Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.

What does the assistant do?

Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.

What is Pryme Rails?

Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

The Ledger

Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger

Scroll for more
Home · The Ledger · Sending money to Nigeria: the real cost, explained
Explainers · UK, US, Canada, Europe

NRBVN: the BVN for Nigerians abroad

The Non-Resident BVN lets Nigerians abroad get a Bank Verification Number online. Who can apply, documents, the $50 fee, timing and what it is for.

PE
Pryme editorialPayments · 16 Oct 2026 · 6 min read

Part of the guideSending money to Nigeria: the real cost, explained

The short answer

The Non-Resident Bank Verification Number (NRBVN) lets Nigerians living abroad, and people of Nigerian descent, get a BVN online without travelling to Nigeria. It was launched by the Central Bank of Nigeria and NIBSS in May 2025; you apply on the NIBSS portal with a passport, proof of foreign residence and a liveness check, pay a $50 processing fee, and approved numbers are issued within about 72 hours. With it you can open Nigerian accounts, including domiciliary accounts, remotely.

Every Nigerian bank account is tied to a Bank Verification Number (BVN), the biometric identity that links a person to all their accounts. Until 2025, getting one meant enrolling in person, which for many Nigerians abroad meant waiting for a trip home or paying a third party. The NRBVN changed that. This article explains how it works. For how a Nigerian account fits into sending money home, see our guide to the real cost of sending money to Nigeria.

What the NRBVN is

The NRBVN is a BVN issued remotely to people who live outside Nigeria. The Central Bank of Nigeria (CBN) and the Nigeria Inter-Bank Settlement System (NIBSS), which runs the BVN database, launched the platform in May 2025. The CBN describes it as voluntary, and its stated aims are wider access to Nigerian financial services for the diaspora, stronger know-your-customer checks and less identity fraud.

Domestic BVNNRBVN
Who it is forPeople in NigeriaNigerians abroad and people of Nigerian descent
Where you enrolAt a bank branch or approved agentOnline, from anywhere
BiometricsCaptured in personLiveness check matched to your documents
CostFree$50 processing fee (as of 2025)
Time to issueVaries by bankWithin about 72 hours of approval

Who can apply and what you need

The portal offers three applicant types: Nigerian without a BVN, Nigerian with a BVN, and Nigerian by descent. Reports of the launch list these documents:

  • Identity. A Nigerian passport, valid or expired. A valid passport is preferred.
  • Proof of foreign residence. For example a foreign passport, residence permit or green card.
  • Proof of address. A utility bill in your country of residence.
  • Supporting documents where asked. A work permit or proof of employment, proof of tax paid in your country of residence, or foreign bank statements.

You will also enter your name, address and date of birth, verify your phone number with a one-time code and your email address with a link, and complete a liveness test that matches your face to your documents. Requirements can be updated, so check the portal before you start.

Before you start

  • Make sure your name is spelled the same way on your passport, residence document and utility bill. Mismatches are a common reason for checks to fail.
  • Use a recent utility bill, ideally from the last three months.
  • Scan documents in colour, in good light, with all four corners visible.
  • Have an authenticator app installed on your phone and a card that can pay in dollars. Set aside about half an hour, in a quiet, well-lit room for the liveness check.

How to apply, step by step

  1. Go to the official NIBSS NRBVN portal. Reach it from the NIBSS or CBN websites rather than a link in a message.
  2. Register with your email address and click the verification link.
  3. Create a password and set up two-factor authentication with an authenticator app by scanning the QR code.
  4. Choose your applicant type.
  5. Enter your details, upload your documents and complete the liveness check.
  6. Pay the $50 fee by Visa or Mastercard through the payment gateway on the portal. It is non-refundable.
  7. Wait for screening. If approved, the BVN is issued within about 72 hours.

The fee, and what it is for

The NRBVN carries a $50 fee, paid in dollars by card. When reports of the charge drew criticism in July 2025, the CBN said the $50 is not a price for the BVN itself, which stays free for people enrolling in Nigeria, but a processing cost for remote biometric checks, due diligence, identity authentication, data handling and the technology for overseas enrolment. It added that diaspora Nigerians had previously paid at least $200 to enrol from abroad.

Worked example: the fee against a single trip

At the official rate of about ₦1,332 per dollar on 8 October 2026, the $50 fee is about ₦66,600. When the platform launched in May 2025, Nairametrics estimated it at about ₦80,000, because the naira was weaker then. Either way, it is a small fraction of a return flight to Lagos or Abuja, and a quarter of the $200 or more that the CBN says diaspora Nigerians previously paid to enrol from abroad.

What you can do with it

  • Open Nigerian accounts remotely, including naira accounts and domiciliary accounts in dollars, pounds or euros, subject to each bank's own checks.
  • Hold naira yourself and pay bills, school fees or rent directly, rather than sending money to a relative to pay them. See paying bills in Nigeria from abroad.
  • Receive transfers in your own name and choose when to convert, which matters because remittances through transfer operators are paid out in naira. Our article on CBN rules on remittance payouts explains how.
  • Use one identity across banks, so that higher account tiers and limits are available as you verify further.

An NRBVN does not make a transfer cheaper by itself, and banks may still ask for their own documents. It removes the biggest practical barrier: having to be in Nigeria to prove who you are. If you already have a BVN from before you moved, the portal has a separate "Nigerian with BVN" option; check whether you need to apply at all before paying the fee.

Where Pryme fits

Pryme's naira accounts are provided by Solid Allianze Microfinance Bank, licensed by the CBN and insured by the NDIC up to the applicable limit. Verification is tiered; an account can be opened from any country, and the documents each tier asks for are shown in the app before you apply. Pryme Financial Ltd is a financial technology company, not a bank, and outside Nigeria its activities are carried out through regulated partners.

A Pryme multicurrency account holds naira alongside pounds, dollars and euros, so you can receive in one currency and convert with Swap when it suits you. For the full picture of sending money home, see our guide to sending money to Nigeria.

Questions people ask

How much does the NRBVN cost?

The application carries a $50 processing fee, paid by card on the official portal and non-refundable. The CBN says it covers remote biometric and due diligence checks; enrolling for a BVN inside Nigeria remains free.

How long does it take to get an NRBVN?

After you submit your documents and pay, the application is screened. If approved, the BVN is issued within about 72 hours, according to reports of the launch.

Can someone of Nigerian descent born abroad get a BVN?

Yes. The NRBVN portal has a "Nigerian by descent" option alongside options for Nigerians with and without an existing BVN. You will need documents showing your identity and foreign residence.

Do I need an NRBVN if I already have a BVN from Nigeria?

Usually your existing BVN still identifies you, and the portal has a separate option for Nigerians who already hold one. Check with your bank or NIBSS whether you need to apply before paying the fee.

Can I open a Nigerian domiciliary account from abroad with an NRBVN?

That is one of its main uses. With an NRBVN you can apply to open naira and domiciliary accounts remotely, subject to each bank's own checks and documents.

Sources

  1. Kola King: Step-by-step guide on how Nigerians abroad can obtain BVN · accessed Oct 2026
  2. Nairametrics: How the new CBN diaspora NRBVN works (May 2025) · accessed Oct 2026
  3. Gazette: CBN says $50 fee is for processing BVN for Nigerians in diaspora · accessed Oct 2026
  4. Prime Business Africa: CBN clarifies NRBVN charges for Nigerians in diaspora · accessed Oct 2026
  5. TechEconomy: Dollar to naira exchange rate, 8 October 2026 · accessed Oct 2026
  6. Kola King: CBN revised IMTO guidelines (January 2024) · accessed Oct 2026

This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.

More from this guide

Guides · Global

Sending money to Nigeria: the real cost, explained

What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.

PEPryme editorial · Personal16 Oct 2026 · 13 min
Explainers · Global

CBN rules on remittances: how money is paid out in Nigeria

How the Central Bank of Nigeria's rules decide how money sent from abroad is paid out: naira-only payouts, the $200 cash limit, and the May 2026 changes.

PEPryme editorial · Payments16 Oct 2026 · 6 min
Explainers · Global

Money transfer scams targeting the diaspora

The money transfer scams that target Nigerians abroad, how to spot them, what protection you have in the UK, US, Canada and Europe, and what to do fast.

PEPryme editorial · Safety16 Oct 2026 · 6 min