AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of South AfricaSend money home · 34 articles
How to pay a Nigerian account by SWIFT from Absa Online Banking, the fee schedule last recorded for Absa, and what the Nigerian bank needs.
Section 22 and refugee permit holders can use licensed money transfer firms that accept their documents. Which firm says so, and the limits.
South African banks report every payment abroad under a balance of payments category. How to choose the right reason for family support or gifts.
FNB Global Payments step by step: Forex tab, once-off or saved recipient, SWIFT code, BoP reason. What FNB says about fees and where to check them.
Foreign nationals do not use the resident SDA. What the Reserve Bank's manual says, the R5,000 and R25,000 money transfer limits, and what banks ask.
Hello Paisa shows its Nigeria fee and rate only in the app. How to read the quote, find the hidden margin and work out the real cost of a send.
Registering, limits, paying at a till and choosing a payout point: how Hello Paisa says its Nigeria transfers work, and what its pages leave unclear.
Mama Money pays cash in Nigeria through Western Union. The ID and tracking number the receiver needs, and the CBN's $200 cash cap in 2026.
Mama Money shows its Nigeria fee and rate in the app. How the cost is made up, what the World Bank recorded, and how to read your quote.
Register with ID and a selfie, add a Nigerian bank, wallet or cash recipient, pay by EFT or at a till. Mama Money's steps, limits and timings.
Mama Money says bank payouts to Nigeria average 5 hours and can take up to 48. What drives the delay, and what to check before you chase it.
Remittance apps can usually pay a Nigerian microfinance bank account in naira. SWIFT is another matter. What works, what fails and what to ask first.
Mukuru's tiers: an ID number for Lite, an uploaded ID and selfie for Core, proof of income for foreign residents on Max. Checked Oct 2026.
Mukuru publishes no Nigeria fee table. Where its fee and rate appear, how to read the quote, what refunds keep back and how to compare. Checked Oct 2026.
Register, order by app, WhatsApp, USSD or Mobi site, pay with the order number, then your recipient is paid. Mukuru's own steps, checked Oct 2026.
Nedbank Money app steps for a payment to Nigeria, the BOP38 email route, the recipient details Nedbank asks for and the limits it states.
The exact account name, 10-digit NUBAN, bank SWIFT code, address and currency a South African bank needs to pay a Nigerian account.
Why Nigerian banks return payments from South Africa when names do not match, the common mismatches, and how to correct and resend without losing more.
One transfer shared by a relative, or one per person? How fees, limits and onward charges in Nigeria change the answer, with a worked example.
Payslips, statements and permits: the source-of-funds documents SA banks and transfer services ask foreign nationals for, and why the SARB rules matter.
Transfer fees, the exchange rate gap and intermediary bank charges: how each one shrinks a payment from South Africa, and how to find which hit you.
Above the R1 million allowance, SA residents need SARS approval to send money abroad. Who qualifies, the documents and how to apply on eFiling.
Money transfer apps now pay Nigeria in naira. A bank SWIFT can still send dollars into a domiciliary account; here is what that route needs.
Apps take orders at weekends, but SA bank SWIFT runs on business days and Nigerian banks may hold credits. Which routes pay out fastest, and when.
Cash at a till with Mama Money, Hello Paisa or Mukuru: where you can pay, which ID each accepts, the limits, and how your recipient in Nigeria is paid.
Informal cash agents in Johannesburg operate outside South African exchange control. The rule, the risks and the licensed cash options instead.
Money a South African resident sends to family in Nigeria uses the single discretionary allowance. The 2026 figure, and when SARS tax compliance applies.
Steps, details and worked costs for a Standard Bank SWIFT payment to Nigeria. Its 2026 guide: 0.62% online, R180 min, R830 max, plus R125.
Students on an SA study visa can send money home, but with lower limits and source-of-funds checks. The SARB rules, provider limits and documents.
Absa and Nedbank publish no SWIFT delivery time for Nigeria. What slows a payment, how to speed it up, and when to ask for a trace.
Why payments from South Africa to Nigeria bounce, from name mismatches to dollars sent to a naira account, and the steps to trace and resend.
Why South African banks hold outward payments to Nigeria for review, the documents that usually release them and how to avoid the next hold.
Sent money from South Africa to the wrong Nigerian account? How SWIFT recalls and app cancellations work, what the Nigerian bank needs, and limits.
Compare a provider's rand to naira rate with the mid-market rate to find the hidden margin. The formula, a worked example and World Bank data.
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