AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of BusinessSector guides a · 50 articles
How to work out the true cost of one loaf: ingredients, gas or diesel, labour, packaging, overheads and the wastage most bakers forget.
Daily credit limits, return rules, route sheets and driver remittances: the controls that stop bread credit to shops turning into bad debt.
An order book, payment checks against your account, delivery proof and a returns log: the records a boutique selling on Instagram and WhatsApp needs.
Price from landed cost, track sell-through, mark down on a schedule and deal with dead stock: a practical pricing method for Nigerian boutiques.
Feed, fingerlings, water and labour for one catfish grow-out cycle, with a labelled 1,000-fish example and the cost per kilo to beat.
A separate account, pledge records, staged contractor payments and regular reports: how to run a church building fund that members can trust.
Two-person counting, sealed bags, same-day deposit and a monthly report: the records that keep church offerings safe and volunteers protected.
Pastors' and church workers' salaries are taxable under the 2025 tax law. How PAYE, pension, group life cover and NSITF apply to a church as employer.
How private clinics in Nigeria set tariffs with HMOs, submit claims that get paid, and track ageing so capitation and fee-for-service money arrives.
How a Nigerian private clinic should keep its books, how VAT treats medical services under the 2025 Act, and what PAYE and pension mean for staff.
A working system for a Nigerian clinic: expiry tracking, keeping cold-chain drugs at 2°C to 8°C, reorder levels and regular stock counts.
Mobilisation advances, stage valuations, retention and withholding tax all cut into each payment. How to plan a builder's cash flow around them.
How retention is deducted and released, the rate most often found on Nigerian building projects, and how to claim variations so you get paid.
Daily rates, attendance records, payment by transfer and Employees' Compensation cover from day one: how to pay construction site labour properly.
Bye-laws, guarantors, set-off against savings and shares, and referral to the Director of Cooperatives: how a cooperative recovers a bad loan.
Member ledgers, interest worked out the way the bye-laws say, the reserve fund and annual audited accounts: the records a Nigerian cooperative must keep.
Cooperatives register with the state, not CAC. The steps, documents, member minimums and fees published by Kano, Bauchi and Lagos as at 2026.
Business name, company or cooperative: how to register a farm, what NIRSAL Microfinance Bank lends, and what lenders ask farmers to show.
Keep records by enterprise, not for the whole farm: inputs, labour, yields and sales per crop or livestock unit, kept six years for tax and loans.
Who buys catfish in bulk, how to price by size and weight, cash versus transfer at the pond, and the sales records that protect your margin.
How a Nigerian hotel or shortlet closes each day: posting room revenue, matching F&B, cash, POS and transfers, and keeping deposits out of revenue.
What a Nigerian law firm's fee note must show, why professional-fee WHT for resident payees is now 5% not 10%, VAT at 7.5%, and retainers.
What the Rules of Professional Conduct say about client money, why law firms must register with SCUML, and the ledgers that keep a firm safe.
Ways Nigerian chambers structure associate pay, the PAYE, pension and minimum-wage rules that apply, and how to budget chambers running costs.
CAC registration, the NIPOST courier licence, state rules on motorcycles, compulsory motor insurance, goods-in-transit cover and staff insurances.
Daily remittance for cash-on-delivery riders, fuel logs that catch waste, a maintenance reserve per vehicle, and what the Labour Act says on deductions.
Build a delivery price from fuel, maintenance, depreciation, rider pay, insurance and overhead, then adjust for empty return trips and margin.
Signatory mandates, approval limits and records for a Nigerian NGO, plus SCUML registration, CAC statements of affairs and audit expectations.
How a Nigerian NGO budgets a grant, retires advances, reports budget against actual in the donor's format and handles foreign-currency grants.
Stock-linked records for a community pharmacy: purchases by batch and expiry, daily sales, gross margin, VAT on medicines and PCN licence records.
What a Nigerian pharmacy should agree with distributors before buying on credit: payment days, limits, security, returns and near-expiry clauses.
Job cards, materials stock and job costing for a Nigerian printing press, plus deposits, VAT, capital allowances on machines and the records to keep.
How a Nigerian printing press should cost paper, plates, machine time and finishing, and how big the deposit must be before a job runs.
Why a Nigerian estate agent should keep client money in a separate account, the 14-day remittance rule in Lagos, and the SCUML duties that apply.
What it takes to register a real estate agency with LASRERA in Lagos, what the rules require once licensed, and where other states stand.
What Lagos rules say about agency fees on rent and sales, who should pay the agent, and how to invoice commission with VAT and withholding tax.
A closing routine for Nigerian restaurants: reconciling the till, managing waiter floats, matching transfers to bills and handling shortages lawfully.
How to calculate food cost percentage for a Nigerian restaurant, per plate and per month, what a target range looks like, and how to act on it.
Common pay structures for cooks, waiters and casual staff in Nigerian restaurants, the minimum wage, and what the law means for any service charge.
The records a Nigerian salon needs, how to separate retail and back-bar stock, and how to work out the real margin on services after commission.
A copyable chair rental agreement for Nigerian salons covering rent, deposit, products, client ownership and notice, with notes on each clause.
How a Nigerian private school should separate fees, payroll and development money into accounts, and who should initiate and approve payments.
How a Nigerian private school can invoice each pupil per term, set instalment rules, match every payment and handle arrears fairly.
What a teacher costs a Nigerian private school each term once PAYE, pension and NSITF are added, and how to fund 12 months from three terms.
How shortlet operators should record bookings, deposits and costs, and how consumption tax, personal income tax or company tax may apply.
Float, cash drops, blind counts, shortages and what the Labour Act says about deducting a till shortage from a cashier's wages.
How to measure shrinkage, set your own targets, and control theft, expiry and till losses in a Nigerian supermarket or mini-mart.
Credit terms, returns of expired and damaged stock, withholding tax and a weekly payment calendar for Nigerian supermarkets and mini-marts.
A job book, a fabric and materials stock list, deposits tracked properly and records kept for six years: bookkeeping for Nigerian tailors.
Cost a sewing job from fabric, labour, finishing and overheads, then set deposit, fitting and collection terms customers accept in writing.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
Ideal customer profiles
Generated from your website by VerifiedLead.ai
Pick the ones that look right. Your Sales agent works these first, and you can change them at any time after opening.
We ask this because you have not given us a website. It helps us set the right limits from day one.
Which of these represents you?
Officers listed against this company on the UK register.
We have sent a six-digit code to your email address. Enter it below to confirm the address is yours.
Wrong address? Go back and change it — nothing is created until this step passes. We never ask for a code by phone or email; anyone who does is not us.
Last step. Each time you sign in we email you a six-digit code — we never send codes by SMS.