AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of SafetyRecover money · 40 articles
Your recall came back empty. How to get the receiver identified, file a police report and pursue the money through the courts in Nigeria.
A dud cheque leaves you a debt and some evidence. Re-presenting, a demand letter, the Dishonoured Cheques Act and a civil claim, in order.
Banks can pull back a transfer for system errors, some fraud cases and court orders. For a simple mistake, they usually need the receiver's consent.
Paid cash in at a branch or a deposit machine and nothing showed up? The evidence to keep, how reconciliation works and when to escalate to the CBN.
What EFCC and SEC have said about CBEX, how to put your loss on record, and how to spot the recovery agents who target CBEX victims a second time.
How long a Nigerian bank has to refund a failed ATM, POS, web, transfer or USSD transaction under CBN rules, and where the published rules disagree.
Paid by card and the goods never came, or the charge was wrong? How a chargeback works on Verve, Mastercard and Visa debit cards, and the time limits.
A shop took your money twice. What the FCCPA and CBN rules say, the evidence that settles it quickly, and where to complain if the merchant stalls.
You paid an artisan or builder upfront and they disappeared. How to tell a broken contract from fraud, and the practical route for each in Nigeria.
Thinking of court to get a wrong transfer back? The small claims and magistrate routes, cost against amount, freezing orders and how garnishee works.
Charged wrongly at a POS? The slip details that matter, how to raise a dispute with your bank, and who answers for the agent.
Charged twice paying online? Whether to go to the merchant, the payment gateway or your bank, and how the payment reference speeds up the refund.
What Part 19 of the Nigerian Civil Aviation Regulations says about refunds, care and compensation for cancelled or delayed flights, and how to complain.
Behind a wrong-transfer recall: why instant transfers are effectively final, what a lien does, and when consent or a court order is needed.
There is no published banking deadline for reporting a mistaken transfer, but every hour counts. The practical window, and the card and cheque time limits.
Your bank wants you to sign an indemnity before it chases a wrong transfer. What that promise means, when banks use one, and what to read before signing.
A loan app took more than your agreement says. How to check the terms, what the FCCPC digital lending rules require, and how to demand the excess back.
Paid an Instagram seller who then blocked you? Who to report to, in what order, and an honest view of your chances of getting the money back.
Sent money to an account that has been closed or gone dormant? What happens to the transfer, how dormancy works in Nigeria and how to get the money back.
Why app balances freeze or transfers sit on "processing", what to check first, and the complaint ladder from in-app chat to the CBN.
Why an interbank transfer shows pending, how banks query NIBSS for the true status, and when a stuck transfer must be completed or reversed.
How you paid decides your route: card disputes through your bank, transfers through the seller, the FCCPC and small claims. Steps and evidence.
What to do in the first hours after paying a fake house agent, from bank fraud desk and police to LASRERA and a civil claim, and what each can achieve.
You were debited but the order failed. Why the merchant and your bank, not the gateway, hold the money, and how to get it back step by step.
What a pending reversal status means, how failed transfers and card payments are settled back, the timelines published, and when to escalate.
Which station to use, what your statement should say, what the extract shows, and why a police report helps a wrong-transfer claim without forcing it.
How forfeiture, restitution and disgorgement work in Nigeria after a scheme collapses, and why victims usually recover part of their money, slowly.
Ajo and esusu have no regulator to call, so recovery runs through the police, your market or trade association and the courts. Records decide the outcome.
What a bank can lawfully do with a scammer's account, from holds and Post No Debit to court orders, and why the balance left decides what you get back.
When salary lands in an old or wrong account, the employer's bank owns the recall. What to ask HR for, how recall works, and getting paid meanwhile.
Why no private "recovery expert" can pull money back from a bank account, how the second scam works, and the real routes that cost you nothing.
Yes, if you move within minutes. How bank fraud desks place holds, the exact details to give, and what happens after the call.
Why a cancelled subscription keeps charging your card, how to stop the stored card being used, and how to ask the merchant, then your bank, for a refund.
Why a transfer leaves your account but does not arrive, how to check with the session ID and *565*5#, the CBN reversal rules and the escalation path.
Why a credit can vanish after you have handed over goods, the few lawful reasons a bank takes money back, and how to contest it with evidence.
The order of steps after sending to the wrong NUBAN: your bank first, then the receiving bank, consent, a police report or court. Realistic timelines.
Block the card first, then dispute in writing. The reason codes your bank uses, the evidence it needs, and the timelines banks and the CBN publish.
A debit you do not recognise is usually a card token, a mandate or a fee. How to read the narration, find the source and raise a dispute.
A USSD transfer is an ordinary interbank transfer, so the same wrong-transfer rules apply. What the bank can do, and what it will not tell you.
When the person who got your money by mistake will not return it: the lien route, a police report and a civil claim, and what each one costs you.
You can add the other type later — many of our customers hold both.
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