AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of Banking how-tosGTBank · 45 articles
The exact *737# strings for your own airtime, airtime for someone else and data bundles, the daily recharge cap GTBank lists, and what to do if it fails.
The *737*6*1# balance code, the ₦10 per-enquiry charge GTBank lists, and cheaper ways to see your balance through GTWorld and alerts.
Why *737# fails: a phone number GTBank does not hold, network trouble, PIN issues, limits or a blocked profile, and how to fix each one.
Create your first 737 PIN with *737*5# and your debit card digits, what GTBank says (and does not say) about resets, and what to do without a card.
The *737*1# and *737*2# transfer strings, how the PIN and token step works, the daily limits GTBank publishes and the charges to expect.
Why a GTBank account goes on post-no-debit, from missing BVN or NIN to fraud reviews and court orders, and who to contact to lift each kind.
What to do when an ATM swallows your GTBank card, at a GTBank or another bank's machine, when to block it, and what a replacement costs under CBN rules.
The *737*51*10# card hotlist string, the GTWorld Block Card option, four other routes GTBank lists, and how to get a replacement afterwards.
What GTBank asks a limited company or business name to bring: CAC papers, TIN, director IDs and BVNs, address proof, references, and the online form.
Why a GTBank card fails online: inactive card, wrong PIN, limits, foreign merchants, dollar balance, billing address and OTP problems, with fixes for each.
What the CBN allows banks to charge for maintaining naira and foreign-currency cards, what the 2026 draft proposes, and how to check a GTBank card debit.
How to take cash from a GTBank ATM without a card using *737*3*Amount#, the charge GTBank lists, and what its pages leave out about limits and expiry.
The ATM, phone menu, internet banking and branch routes GTBank lists for updating your number, why *737# depends on it, and what to update after a SIM swap.
How to ask GTBank for a cheque book, the *737*6*4# status check, what the CBN says banks may charge, and how collection usually works.
How to close a GTBank account: the written request, clearing the balance and card, whether online closure exists, and why closing differs from going dormant.
How to log a GTBank complaint properly, how long to wait, and how to take an unresolved case to the CBN Consumer Protection Department.
The GTConnect phone lines, complaint email and head office numbers GTBank lists on its own site, and how to avoid fake support accounts.
The 737 transfer limits GTBank publishes, how token type changes what you can send, how account tier caps you, and how to ask for a higher limit.
What happens when your GTBank debit card expires, how to request a replacement, what the CBN allows banks to charge, and what still works meanwhile.
What a GTBank dollar card needs (a domiciliary account first), how it is funded, which charges the CBN allows, and where to confirm GTBank's fee.
The documents GTBank lists for a dollar, pound or euro account, how money can go in and out, and the questions to ask about balances and charges.
How to get a stamped GTBank statement for a visa application, what embassies look for, the CBN ceiling on statement charges and timing tips.
The reversal timelines GTBank and the CBN publish for ATM, POS, web and transfer failures, the proof to keep, and how to dispute a debit.
How Form A works for foreign tuition under the CBN's 2026 FX Manual, the documents a bank such as GTBank asks for, the US$25,000 cap and timing.
What GTBank's GAPS and GAPS-Lite do, who each suits, what you need to register, and how reviewers and approvers control batches.
The three ways to authorise GTBank internet and app transactions (soft token, GT eToken app, hardware token), their limits, activation and loss.
Why the CBN requires BVN and NIN on every account, the routes to link them at GTBank, and what happens to accounts left unlinked.
Whether a GTBank naira card works for foreign payments, the US$40,000 quarterly cap GTBank announced in August 2026, and how to check today's figure.
How to open a GTBank account with *737*0# or the app, what the basic account allows, the branch visit GTBank requires and how to upgrade.
Why GTBank OTPs fail to arrive (DND, SIM swaps, number changes, roaming), the *737*7# soft token and eToken alternatives, and updating your number.
Who can get a GTBank POS, how to request one through your account officer, what GTBank's 737 FAQ says about fees, and what to confirm before you sign.
When a GTBank account turns inactive or dormant, the form and ID GTBank asks for, the route for Nigerians abroad, and why there is no fee.
The details a sender abroad needs for a SWIFT transfer to GTBank, when money-transfer operators are the better route, and how currency choice affects you.
What to do in the first hour after a wrong GTBank transfer, what the bank can and cannot do, the documents involved and when to escalate to the CBN.
Who can hold a GTBank Smart Kids Save account, the documents needed, the ₦1,000 minimum, the interest GTBank shows, and what changes at 13 and 18.
What GTBank charges per SMS alert since May 2025, why it shows up as a monthly debit, what the CBN rules say, and how to move to email-only alerts.
The ₦50 stamp duty GTBank deducts on transfers of ₦10,000 or more, why the sender pays since January 2026, the exemptions and when to query it.
How to request a GTBank statement in GTWorld, by internet banking or by email, what the CBN fee rules allow, and when you need a stamped copy instead.
GTBank's SWIFT code GTBINGLA, what a sender abroad must fill in, why Nigerian banks have no IBAN, and where a sort code request really comes from.
The CBN fee bands for transfers to other banks, VAT on the fee, the ₦50 stamp duty, what GTBank's 737 FAQ lists, and the 2026 draft changes.
How to tell a routine GTBank charge from fraud, the narrations that confuse people most, when to block your card and how to lodge a dispute.
What the CBN's three KYC tiers mean for a GTBank account, the ID and address documents to bring, where to submit them, and how the limits change.
Every *737# string on GTBank's own 737 FAQ, from transfers and balance to data, OTP, cardless cash and bills, with the charge GTBank lists for each.
The two charges on a GTBank *737# transaction: GTBank's own fee and the network's ₦6.98 USSD charge, how each is applied, and what the CBN rules say.
Why the GTWorld app loops at login, rejects your fingerprint or fails after an update, the fixes to try in order, and when to call GTConnect instead.
You can add the other type later — many of our customers hold both.
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