Pryme
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Pryme Personal

Money with a heartbeat.

Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.

Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.

HomeEvery currency, every Box and every card on one screen.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Savings BoxesFlexible, Fixed, Investment and Interest-free, side by side.
Create a BoxPick the type, name the goal. Eva works out what to move, and when.
LoansSpaces credit and Salary Advance. Draw only what you need.
Invite friendsThree friends, ₦50,000 each, and ₦20,000 lands with you.
YouEva’s voice, your plan, your address and every security control.
Duress signalA word that looks normal on screen while your people are alerted.
Chat with EvaTell her the goal. She handles the steps and asks before anything moves.
Swap at the live rateOr name the rate you want and she swaps the moment it lands.
One card, every currencySpend from whichever balance suits, and freeze it from the app.
What Eva may do without askingStanding permissions, a voice, and a record of every rule you have given her.
Receipts anyone can verifyRegular or certified statements, e-signed and checkable by whoever receives them.
Open a personal account How we keep your money safe
Pryme app: Home
Pryme app: Chat with Eva
Pryme app: Savings Boxes
Pryme app: Create a Box
Pryme app: Loans
Pryme app: Invite friends
Pryme app: You
Pryme app: Duress signal
Pryme app: Chat with Eva
Pryme app: Swap at the live rate
Pryme app: Multicurrency card
Pryme app: What Eva may do without asking
Pryme app: Receipts and statements
MoneyAgentsApprovalAgentsEvery currencyYour approval

Open an account. Get money to spend.

Global money. Intelligent growth.

We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.

One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.

Open Personal or Business Account Already with us? Log in
Open a Business account Download the app for Personal Open an account from anywhere
Pryme app home: every currency on one balance
Personal · the app in your hand
Salary landed₦920,000 from John Doe Ltd · Naira account
Done
Move ₦100,000 to your Rent Box?Keeps ₦127.9m liquid · earns 18% p.a.
Approve
Paid Ikeja Electric₦18,400 · token sent by SMS
Done
Swap $200 → ₦310,000?Rate locked at ₦1,550 for 30 s
Approve
Held a ₦150,000 transferNew payee · unusual hour · needs you
Review
Received $2,400From a client · USD account
Done
Swap $200 → £—?Rate locked for 30 s
Approve
Paid the light bill at home₦18,400 · Ikeja Electric
Done
Keep $1,000 liquid, save the rest?$1,400 → Flexible Box
Approve
Held a £2,000 transferNew payee · needs you
Review
Eva is live
500,000+customers, personal and businessScan to get the app
Get the appScan with your phone camera
Regulated partnersEvery currency held with a licensed institution in its market
Solid AllianzeCBNNDIC
Scan to get the app
Get the appScan with your phone camera
Instant settlementOur own core ledger: swaps land at once, every receipt verifiableScan to get the app
Get the appScan with your phone camera
Agents with a mandatePowered by Pryme Intelligence. Nothing moves without youFlip
Pryme Intelligence
Eva, the assistant that runs a Pryme accountEvayour assistant
The Chief of Staff agent on a Pryme Business AccountDanielChief of Staff
The Finance agent on a Pryme Business AccountBenFinance
PrymeBruceCare
Inside a mandate you write. Every action logged.
Multi-currency30 currencies on one balanceFlip
Locked rates30 s
🇺🇸 1 USD—
🇬🇧 1 GBP—
🇪🇺 1 EUR—
The rate you see is the rate you get.
10 years2016 to today, one trunkScan to get the app
Get the appScan with your phone camera
Business Account

Open an account. Get customers.

Your competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.

The Pryme Business home page: three currency balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into
Spaces · Nigeria

We hand the customer the money. It can only be spent with you.

You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.

The business · Pryme Business
johndoe.mypryme.com · Spaces

Spaces Showing 30 days

Spaces is onshoppers near you can see your shop
Spaces brought you · 30 days ₦2,578,550.00 104 sales from 71 shoppers ▼ 4% on the period before
Where the money came from
91% shoppers who had been in before 9% first visit to your shop
21 of 71 came back more than once Average basket ₦24,793.75 Biggest shopper ₦142,300.00
24 Jul returningnew to you 22 Aug
Money on its way to you confirmed at the counter · on its way to your Naira account
Confirmed at the counter ₦47,150.002 sales today · final the moment they paid
Sales of 23 Aug₦90,9503 sales · confirmed
Sales of 24 Aug₦196,2005 sales · confirmed
Sales of 25 Aug₦47,1502 sales · confirmed
nothing for you to do · it arrives on its own
Lands in your NGN account ₦334,300.0010 sales in flight
The shopper · Pryme app
4:34
‹
BorrowLoans
SpacesSalary Advance
Spaces credit₦21,450 available
Repay ₦78,550
₦78,550 in use₦100,000 limit
Hold 25% · repay 2 more early to drop to 20%

₦100,000 from day one · agreement v2.1 · 12 Aug · View

Near youCategories 9Your loans 9
🛒Grocery / Retail4 places
🍽Eateries / Restaurants4 places
💊Pharmacies3 places
🎬Movies & Cinema3 places
🚌Transport3 places
💇Spa’s & Saloons3 places
Say “Hey Pryme”🎤
HomeBoxes CardsYou
Freeto join, nothing monthly. You are in the app the day you switch it on.
You get paidthe sale settles into your Naira account. Nobody to chase.
Zero riskwe carry the credit, whether or not the shopper repays us.
You growfaces that had never been to your shop — and most come back on their own.
The account

One account. Every currency you trade in.

Pryme Business4 currencies · one ledger
Base
₦127,328,879.23NGN · Nigerian Naira
$1,240.00USD · US Dollar
£480.00GBP · Pound Sterling
€310.00EUR · Euro
  • A named Naira account with Solid Allianze MFB — NDIC insured, your business name on it.
  • Real details abroad. A US account number, a UK sort code, an IBAN for the euro area.
  • Every currency has its own statement — regular or certified, with a code anyone can verify.
Swapping · in the app
4:34
‹···
Current account · NGN ₦127,328,879.23
SwapBoth balances move at once, on one ledger
Fill it inAsk Eva
$1 = ₦1,650.00
FromNGN ▾
250,000Available ₦127,328,879.23
ToUSD ▾
151.52after swap $1,391.52
Rate$1 = ₦1,650.00
Fee—
You get$151.52
NowWhen it hits

Eva waits for your rate and asks before she moves anything.

Target rate
$1 =1,585.00₦
Set the watch
Pryme Pay

Take money on your site, or on a checkout of your own.

No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.

Pay from your bank app

We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.

Get the account number
  • Card details are never asked for, so they cannot leak.
  • The account is used once, then it closes.
  • Held with a licensed bank, insured by the NDIC.
Transfer exactly this amount

To this account, from any bank app. We watch it, and the page updates itself.

Send exactly₦26,767.50Copy
BankSolid Allianze MFB
Account number0000 000 000Copy
Account namePRYME / JOHNDOE‑ORD1042
Watching the account — nobody has to confirm anything.
Payment received

₦26,767.50 from GTBank · John D., matched to order ORD‑1042.

OrderORD-1042
Settled intoJohn Doe Trading Ltd · Naira account 0000 000 000
Receiptsent to the buyer
Get your receiptRun it again
Your checkout, your brand.On the site you already have, in your colours, on your own domain — or on a page we host for you.
A link for anything you sell.One price, one buyer, one link — sent on WhatsApp, Instagram or email, and paid the same way.
It lands already reconciled.Matched to the order, receipt issued, and in your books before you have looked at it.
Business Account

A team you did not have to hire.

Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.

CS Chief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised — and keeps all three moving.

Booked a meeting with John Doe Foods for Thursday 11:00.
FI Finance Watches the money

Keeps the books as you trade and tells you the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SA Sales Chases what is owed

Goes back to the buyers who went quiet, with the receipt already attached.

Recovered ₦410,000 across three overdue invoices.
SU Customer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Build on Pryme

Our rails, under your product.

Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.

Read the API
Pryme Business

One business account. Every currency you trade in.

Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.

The Pryme Business home page: Naira, dollar and pound balances on one account, the money actions, five agents working and a live stream of what they have done
Business · the page your team signs into

A team you did not have to hire

Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.

CSChief of Staff Runs the week

Knows what is stuck, who is waiting and what you promised, and keeps all three moving.

Booked the quarterly review with your auditor for Thursday.
FIFinance Watches the money

Keeps the books in every currency you hold and flags the moment something does not add up.

Flagged a duplicate — invoice DP‑11908 was already paid in July.
COCompliance Keeps you inside the rules

Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.

Screened 412 payments overnight and refused two of them.
SASales Chases what is owed

Goes back to the buyers who went quiet, with the invoice and the receipt already attached.

Recovered $12,400 across three overdue invoices.
SUCustomer Support Answers your customers

Replies, follows up on what they asked for and hands you only the ones that need you.

Resolved 4 conversations — two deliveries, one refund.
Every agent prepares and proposes. You are the only one who can approve.
Open a business account

Ten years, one trunk

The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.

2016E-commerce

An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.

2018OjirehPrime Card

A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.

2020Microfinance bank

PrymeSolid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.

2023Multicurrency

More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.

2026Agentic operations

Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.

Questions

The things people ask us first.

What is Pryme?

Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.

Can I hold dollars, pounds and euros in a Pryme account?

Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.

What is Spaces?

Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.

What do the agents on a Pryme Business Account do?

Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.

How does Pryme Pay work?

Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.

What are Savings Boxes?

Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.

Who holds my money, and is it protected?

Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.

Can I build on Pryme?

Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

What is Pryme?

Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.

Can I open a Pryme account from outside Nigeria?

Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.

Which currencies can I hold with Pryme?

Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.

How do I send money to Nigeria with Pryme?

Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.

What does the assistant do?

Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.

What is Pryme Rails?

Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.

The Ledger

Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger

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Home · The Ledger · GTBank
Banking how-tos

Buying airtime and data with GTBank *737#

The exact *737# strings for your own airtime, airtime for someone else and data bundles, the daily recharge cap GTBank lists, and what to do if it fails.

PE
Pryme editorialBanking desk · 19 Oct 2026 · 5 min read
The short answer

Dial *737*Amount# to buy airtime for the GTBank-registered line you are dialling from, *737*Amount*PhoneNumber# to top up another number, and *737*4# for a data bundle menu. GTBank's Bank737 features page, as at October 2026, gives a daily recharge limit of ₦10,000 for airtime and data, and the purchase must be made from the phone number registered on your GTBank account.

The three strings you need

GTBank publishes its airtime and data codes on two official pages: the Bank737 features list and the Bank 737 service page on gtbank.com. Both agree on the airtime strings. In each case you dial from the phone number GTBank holds on your account, because that number is how *737# recognises you. There is no separate sign-up; the 737 FAQ says no registration is required beyond dialling from the registered number.

What you wantString to dialNotes from GTBank
Airtime for your own line*737*Amount#For example *737*500# for ₦500
Airtime for another number*737*Amount*PhoneNumber#Number of the person receiving the airtime
Data bundle, self or another number*737*4#Opens a menu of networks and bundles
Airtime advance (salary accounts)*737*8*1#Only for salary account holders GTBank has prequalified

Because the data string opens a menu rather than taking a bundle code, the bundle names and prices you see come from the network at the time you dial. GTBank does not publish a bundle price list on its 737 pages, so treat whatever the menu shows as the price for that moment, and compare it with the network's own bundle menu if you buy data often. Our guide to stopping airtime and data waste explains how to compare bundles by cost per gigabyte.

How a typical purchase runs

  1. Dial the string from the phone number registered on your GTBank account.
  2. Choose the account to debit if you have more than one.
  3. Confirm the amount and, for a third-party top-up, the recipient number on screen.
  4. Authenticate. GTBank's 737 FAQ says transactions are confirmed with the last four digits of your active naira Mastercard or with the 4-digit 737 PIN you created with *737*5#.
  5. Wait for the network's confirmation SMS and your GTBank debit alert.

Limits GTBank lists

The Bank737 features page states a daily recharge limit of ₦10,000 for airtime and data together (as at October 2026, undated page). It also says the service covers Glo, MTN, Airtel and Etisalat (the page has not been updated for later network name changes, so ask GTConnect if your network is not listed), and that the phone used to buy must be registered with GTBank. If you need more than ₦10,000 of airtime or data in a day, the 737 channel will not do it; the GTWorld app or internet banking are the usual alternatives, and their limits are set separately.

Worked example: staying inside the daily cap

Example only. Tolu buys ₦2,000 of airtime for herself in the morning with *737*2000#, then a ₦5,000 data bundle through *737*4# at lunchtime. That is ₦7,000 used. In the evening she tries to send ₦5,000 of airtime to her brother with *737*5000*08012345678#. Because ₦7,000 + ₦5,000 = ₦12,000, the request would take her above the ₦10,000 daily cap, so she can send at most ₦3,000 through 737 until the next day.

When airtime or data does not arrive

GTBank's 737 pages do not set out a specific procedure or timeline for undelivered airtime, so the steps below are the practical sequence most customers follow, not a GTBank-published rule.

  1. Check whether you were debited. Look for the debit alert or dial *737*6*1# for your balance (GTBank lists a ₦10 charge per balance enquiry in its 737 FAQ, as at October 2026).
  2. Check the recipient number. A mistyped number in *737*Amount*PhoneNumber# sends airtime to whoever owns that line, and recovering it depends on the network and the recipient.
  3. Give it a short while. Network delays happen, especially at month end. If nothing arrives after a few hours, raise it.
  4. Contact GTBank with the date, time, amount, recipient number and any reference in your alert. GTBank lists GTConnect on +234 700 4826 66328, +234 1 448 0000, +234 802 900 2900 and +234 803 900 3900, and the email gtbankmailsupport@gtbank.com for complaints.
  5. If the bank does not resolve it, the CBN asks you to complain to the bank first and allow two weeks before escalating to its Consumer Protection Department.

Keep the debit alert. It is the evidence the bank and the network will ask for. Our explainer on complaining about a bank or fintech in Nigeria sets out the CBN escalation route in full.

Safety points specific to airtime by USSD

  • Never dial a *737# string someone sends you to "confirm" a purchase or receive a prize. Airtime strings move money from your account.
  • Your 737 PIN is the only barrier on a phone someone else picks up. If your phone is lost, GTBank lists *737*911# as its account block string.
  • If you suspect your SIM has been swapped, act quickly; see our guide to SIM swap fraud.

For a full list of other 737 codes, see the GTBank *737# code list, and if dialling fails entirely, read GTBank *737# not working.

Where Pryme fits

If you hold a Pryme Personal Account, you can buy airtime and data in the app alongside electricity and cable TV, with a transaction PIN and authenticator app protecting each payment. A Personal Assistant can also prepare recurring top-ups for your approval; see the Personal Assistant.

Questions people ask

What is the GTBank code to buy airtime for another number?

Dial *737*Amount*PhoneNumber# from the phone registered on your GTBank account, for example *737*1000*08012345678#, then confirm with your 737 PIN or card digits.

How do I buy data with GTBank USSD?

Dial *737*4# from your registered number and follow the menu to choose the network, bundle and recipient. Prices are shown in the menu when you dial.

What is the maximum airtime I can buy with *737# in a day?

GTBank's Bank737 features page lists a daily recharge limit of ₦10,000 for airtime and data, as at October 2026.

I was debited but airtime did not come. What should I do?

Check the recipient number and your debit alert, wait a few hours, then contact GTConnect or email gtbankmailsupport@gtbank.com with the time, amount and reference. If unresolved after two weeks, you can escalate to the CBN.

Sources

  1. GTBank Bank737: complete list of features (undated page) · accessed Oct 2026
  2. GTBank Bank737: frequently asked questions (undated page) · accessed Oct 2026
  3. GTBank: Bank 737 service page (undated) · accessed Oct 2026
  4. GTBank Help Centre: complaints and enquiries (undated) · accessed Oct 2026
  5. CBN Consumer Protection Department: complaints management (undated) · accessed Oct 2026

This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.

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How to check your GTBank account balance with *737#

The *737*6*1# balance code, the ₦10 per-enquiry charge GTBank lists, and cheaper ways to see your balance through GTWorld and alerts.

PEPryme editorial · Banking desk19 Oct 2026 · 5 min
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GTBank *737# not working: causes and what to do

Why *737# fails: a phone number GTBank does not hold, network trouble, PIN issues, limits or a blocked profile, and how to fix each one.

PEPryme editorial · Banking desk19 Oct 2026 · 5 min
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How to reset or change your GTBank 737 PIN

Create your first 737 PIN with *737*5# and your debit card digits, what GTBank says (and does not say) about resets, and what to do without a card.

PEPryme editorial · Banking desk19 Oct 2026 · 5 min