AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of Banking how-tosFirst Bank · 42 articles
The exact *894# strings for airtime and data for your own line or someone else's, who can use them, and what First Bank does not publish.
The First Bank balance string, the mini-statement code, what First Bank says about the cost, and other ways to see your balance.
Why *894# fails: registration, SMS alert enrolment, the wrong line, account type, a deactivated number or the network, and how to fix each.
Reset or change your five-digit *894# Quick Banking PIN with *894*0#, what to do if you have no working debit card, and how to keep it safe.
The *894# transfer string, how to pick the receiving bank, which PIN to use, what it costs with stamp duty, and what First Bank says about limits.
Why First Bank places a Post No Debit on an account, how to find out which reason applies to you, what to bring, and how to escalate.
What to do in the first ten minutes, whether you can get the card back, how to block it, and how to order a replacement on FirstMobile.
Block a First Bank debit card by channel or completely with *894# Card Control, through FirstContact, or by ordering a replacement that hot-lists it.
The documents First Bank lists for corporate accounts, the standard CAC and KYC papers banks ask for, and how to avoid a restricted new account.
Why a First Bank card fails on websites: the card type, a WEB or FOREIGN block, limits, OTP and details, with fixes for each one in turn.
What First Bank lists for debit card issuance and upkeep, how the CBN Guide to Charges limits each fee, and what a card costs you over a year.
How First Bank's phone-number cash withdrawal at its ATMs works, what you need beforehand, what the bank does and does not publish on limits.
Changing the phone number on your First Bank account: the form, what to take to the branch, and what happens to *894# and your BVN record.
Requesting a First Bank cheque book: the published form, which accounts qualify, what the CBN says about the charge, and how collection works.
Closing a First Bank account: the closure request form, moving your balance, cards and cheques, loans, and the CBN rule on closure charges.
First Bank complaint stuck? How to log it so it counts, when the CBN lets you escalate, and how to write to its Consumer Protection Department.
First Bank's FirstContact numbers, WhatsApp line, emails and X handles as published, which to use for what, and how to avoid fake support accounts.
First Bank's dollar card options as its FAQs describe them: the Visa multi-currency debit card, Visa Gold and Visa Infinite, with limits and fees.
First Bank domiciliary accounts: the currencies offered, what the FAQs say on withdrawals and charges, FirstDom minimums, and how to open one.
How to get a First Bank statement for a visa application: the request form, stamping, what the CBN lets banks charge, and timing your request.
Debited for a First Bank transfer, ATM or POS payment that failed? Which form to use, what the CBN rules say about timing, and when to escalate.
How Nigerian parents and students pay overseas school fees through First Bank using Form A: the form, what to prepare, the CBN cap, and timing.
FBN Holdings is now First HoldCo Plc. What the 2025 change was, which company your account sits with, and why your account details stay the same.
What a First Bank internet banking token does, what FirstBank's FAQs say about physical tokens, limits and replacement, and how to request one.
How First Bank's KidsFirst (children) and MeFirst (teenagers) accounts work: who operates them, age bands, cards, conversion and opening.
Linking your BVN and NIN to a First Bank account: the online NIN/BVN portal, the branch forms, why the CBN requires it, and what happens if you do not.
Does a First Bank naira card work abroad, what the limit is, and why the figure is not published where we looked. How to check it and what else to use.
The routes to a FirstBank account without a long branch visit, the documents each account type asks for, and why BVN or NIN now decides your limits.
Why FirstBank one-time passwords fail to arrive, the fixes to try in order, the email OTP option FirstBank offers, and when it is a warning sign.
What FirstBank says about becoming a Firstmonie agent: the free POS, services, earnings, Agent Credit costs, and what to confirm before you sign up.
How FirstBank treats inactive and dormant accounts, the ID and forms to bring, how old balances moved to the CBN are reclaimed, and what it should cost.
The two ways money from abroad reaches a FirstBank account, SWIFT or a money transfer operator, the details each needs, and what decides how much arrives.
What to do in the first hours after sending money to the wrong account from FirstBank: who to contact, what to give them and how to escalate if it stalls.
How FirstBank's SMS alert charges work under CBN rules, how to work out what you pay, and the catch before you switch to email-only alerts.
Why FirstBank deducts ₦50 stamp duty, who pays it since January 2026, which transfers are exempt, and how to query a deduction you think is wrong.
The ways to get a FirstBank statement, what the CBN says banks may charge, when you need a stamped copy, and what to do if the file will not open.
First Bank of Nigeria's SWIFT code, what sort codes mean in Nigeria, and the exact details a sender abroad needs so a transfer does not bounce.
FirstBank's published charges for transfers to other banks, the CBN bands they sit under, VAT, the ₦50 stamp duty and a worked total for a real transfer.
What FirstBank actually publishes about transfer and card limits, what it does not, and the routes it gives for raising a limit that is too low.
What FirstBank asks for at each step from FirstInstant to a fully documented account, where to submit it, and what to do when the upgrade stalls.
Every FirstBank *894# code from the bank's own page: register, balance, transfer, airtime, data, bills, card control and how to switch USSD off.
Fixes for common FirstMobile problems: login errors, a new phone, missing OTPs, a rejected card, old versions, and how to bank in the meantime.
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