AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
The short answer
The informe de vida laboral is the Seguridad Social's record of every period you have been registered as working in Spain, with each employer or self-employed spell and the days counted. You download it free from the Seguridad Social's online services after identifying with Cl@ve or an FNMT digital certificate; without either, you can request it through the Seguridad Social's other channels. Landlords, lenders and benefit offices ask for it as proof of work history.
For a Nigerian building a life in Spain, the vida laboral becomes one of the most useful documents you own. It answers a question that payslips cannot: how long, and how continuously, you have worked here. This guide covers how to get it, what it shows and when you will be asked for it.
What the report shows
- Each period of registration (alta) and deregistration (baja) with Social Security.
- The employer name and code for each job, or your self-employed (autónomo) spells.
- Whether each job was full time or part time.
- The total days counted as contributed.
It does not show your salary. For that, people use payslips, the employer's annual certificate or the tax return.
Getting it online
The fastest route is the Seguridad Social's online services. You need a way to identify:
| Identification | How to get it | Notes for foreign residents |
|---|---|---|
| Cl@ve | Register online (video identification, invitation letter, certificate) or at a registration office | Use your NIE details exactly as on your card |
| FNMT digital certificate | Free for adults with a DNI or NIE; video, in-person or mobile identification | Works on the device you installed it on |
- Go to the Seguridad Social's online services and choose the working life report.
- Identify with Cl@ve or your digital certificate.
- Choose the full report or the version for a specific date range if offered.
- Download the PDF and save it with the date in the file name, so you can tell versions apart.
Self-employed and mixed histories
If you have been autónomo, your self-employed periods appear alongside any employed work. People who moved between employment and self-employment, or who worked for several employers at once, see overlapping lines. That is normal. When a lender asks for "two years of work", it is looking at the overall span and the gaps, so a mixed record that is continuous is usually read better than a single job with long breaks.
Without Cl@ve or a certificate
If you have neither, register for Cl@ve at a registration office, or request the report through the Seguridad Social's other channels. For general information, the Seguridad Social's phone line is 020, the number it gives on its benefit pages.
When you will be asked for it
| Who asks | Why |
|---|---|
| Landlords and rent insurers | Proof of stable work; see seguro de impago |
| Banks and car lenders | How long you have worked and whether it was continuous |
| SEPE | Checking contributed days for paro |
| Seguridad Social (IMV) | Under-30 applicants must show 12 months of Social Security registration in the two years of independent living |
| Foreigners' offices | Work history for some residence renewals |
The IMV rule in the table comes from the Seguridad Social's IMV page, which also lists sede.seg-social.gob.es as the place to apply.
Sharing it safely
The report contains your NIE, Social Security number and full employment history. That is enough for someone to impersonate you in some processes. Share it only with people who need it, and only the version they need.
- If a landlord only needs proof of your current job, ask whether a recent employer letter will do instead.
- Send it as a PDF by a channel you trust, not on an open messaging group.
- Ask agencies how long they keep tenant documents, and ask for deletion if you do not take the flat.
- Download a fresh copy each time rather than sending an old one; most people asking want a recent date.
Checking for errors
Read it line by line. Common problems are a job missing because the employer never registered you, a part-time coefficient that is wrong, or a gap after a contract change. If an employer did not register you, raise it with the employer first and then with the Seguridad Social; missing days can affect paro, pensions and residence renewals.
Worked example (illustrative)
Example: Funmi worked full time from 1 March to 31 August (184 days) and part time at 50% from 1 October to 31 December (92 days). The report shows both spells; a lender looking at months worked sees about nine months across two jobs, with a one-month gap in September. Explaining that gap in a cover note avoids questions.
Where Pryme fits
Lenders and landlords often want proof of savings next to your work record. A verifiable statement from Pryme, generated through VerifyDoc.ai, can be checked as genuine and unaltered. Pryme accounts can be opened from any country and hold euro and naira together in a multicurrency account.
Questions people ask
How do I get my vida laboral online?
Through the Seguridad Social's online services, identifying with Cl@ve or an FNMT digital certificate. The report is free.
Can I get a vida laboral with an NIE?
Yes. Foreign residents use their NIE details to register for Cl@ve or get the FNMT certificate, then download the report.
Does the vida laboral show my salary?
No. It shows periods of work, employers and days contributed, not pay.
Why is a job missing from my vida laboral?
Usually because the employer did not register you or registered late. Raise it with the employer and the Seguridad Social.
Sources
- Cl@ve: Registro en Cl@ve · accessed Oct 2026
- FNMT-RCM: Certificado de persona física · accessed Oct 2026
- Seguridad Social: Ingreso Mínimo Vital (requisitos, 2026) · accessed Oct 2026
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.