AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How a Nigerian gets the TIE in Spain: the fingerprint appointment, the police fee form, what to bring and why the card matters for banks and benefits.
The TIE (Tarjeta de Identidad de Extranjero) is the physical card a non-EU resident in Spain gets after a residence or stay authorisation is granted: you book a cita previa for fingerprints at the police office that handles foreigners in your province, pay the police fee, attend in person and collect the card later. We could not open the Policía Nacional fee page in October 2026, so take the current form and amount from the official appointment page or the office itself, not from a forum.
For a Nigerian living in Spain, the TIE is the document most offices ask for after the passport. The Seguridad Social, for example, lists the TIE among the identity documents it accepts when you apply for the Ingreso Mínimo Vital. Banks, landlords and employers ask for it too. This guide explains what the card is, how the appointment works, what the fee involves and what to do if the date you need is weeks away.
People often mix up the two. The NIE is your foreigner identification number: it stays with you for life and appears on every tax, bank and social security record. The TIE is the plastic card that carries that number, your photograph, your fingerprint and the type of authorisation you hold (work, study, family, long-term residence and so on). A visa sticker in your passport lets you enter; the TIE shows you are now authorised to stay.
If you do not have an NIE yet, start with how to get an NIE as a Nigerian, because the TIE appointment assumes your number already exists.
The card is issued after you attend in person so the police can take your fingerprints. The appointment is booked online through the central cita previa system for foreigners. You choose your province, then the procedure for issuing a TIE after a granted authorisation, then an office. In large cities appointments can be scarce, and new slots tend to be released in batches, so people check at different times of day.
The TIE fee is a state police tax paid on an official form, and the proof of payment is brought to the appointment. The amount depends on the type of card (initial authorisation, renewal, long-term residence, EU family member card) and is updated by the state budget. We tried to read the Policía Nacional fee pages in October 2026 and could not load them, so this article does not state a figure. Use the official police website or the office that gives you the appointment as the only source for the amount, and keep the proof of payment with your appointment papers.
Requirements are set per procedure and the official appointment page lists them. Offices commonly ask for:
| Item | Why it is asked for |
|---|---|
| Passport (original and copy) | Identity and the visa or entry stamp |
| Authorisation resolution or visa | Shows which card type to issue |
| Recent passport photo | Printed on the card |
| Proof of fee payment | The stamped police fee form |
| Certificado de empadronamiento | Shows your address in the province |
| Appointment confirmation | Reference for the slot |
If something on the official list differs from this table, the official list wins. For the padrón certificate, see how to register on the padrón in Madrid.
Without a valid TIE many money tasks stall. Spanish banks review identity documents and can restrict an account when the card on file has expired. The FNMT digital certificate, which you need for most online tax and benefit tasks, is issued to holders of a DNI or NIE, and in practice you identify yourself with the card. Benefits such as the IMV check legal residence over time, so gaps between an expired card and a renewal can complicate a claim. Book renewals early and keep the receipt that proves you applied in time.
While you wait for a card, a Pryme account, which you can open from any country, keeps your naira, euro, dollar and pound balances in one place with local details for each. Multicurrency balances stay in the currency they arrived in until you choose to use Swap; the app shows the rate and the fee before you approve. Outside Nigeria, these services are provided through regulated partners.
Offices give a collection date or notice on the day. Times vary by province and season, so check the receipt you are handed rather than relying on a general estimate.
It depends on your situation and the papers you hold. Ask the office before booking flights, and carry the resolution and receipt; do not assume a receipt alone lets you re-enter.
The amount depends on card type and is set by the state. We could not open the official police fee page in October 2026, so check it there or with your office before paying.
No. The NIE is your lifelong number; the TIE is the card that carries it and shows your current authorisation.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Where to download the informe de vida laboral, how to identify online as a foreign resident, what the report shows and when landlords or lenders ask.
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