AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
NIMC's FCT enrolment centres, from the Maputo Street state office to the area council secretariats, plus three licensed private agent points.
NIMC lists 38 enrolment centres in the FCT (checked October 2026): the state office on the 2nd floor, Block C, 3 Maputo Street, Zone 3, Wuse, plus centres at all six area council secretariats and many federal offices. It also names three licensed private agents' centres in Wuse 2. NIMC's head office at 11 Sokode Crescent, Wuse Zone 5 handles complaints.
Two NIMC addresses in Abuja confuse people. The FCT state office, the main enrolment centre, is on the 2nd floor, Block C, No. 3 Maputo Street, Zone 3. The head office at 11 Sokode Crescent, off Dalaba Street, Zone 5, Wuse, is where the Director-General and the SERVICOM unit sit. NIMC's Service Charter directs written complaints there, but routine enrolment is done at centres.
Hours on NIMC's enrolment page are Monday to Friday, 8am to 4pm. The list below is from NIMC's centre locator, checked in October 2026; the page carries no date, so check it before you travel.
Many FCT centres sit inside government buildings. They are listed by NIMC as open centres, but security at a ministry or barracks gate may ask why you are visiting, so take ID and say you are going to the NIMC enrolment point.
| Centre | Address on NIMC's list |
|---|---|
| State Office | 2nd Floor, Block C, No. 3 Maputo Street, Zone 3 |
| Federal Secretariat | Federal Secretariat Phase I, Ground Floor, SGF Hall, Ahmadu Bello Way |
| Ministry of Agriculture | Ministry of Agriculture, Area 11, Garki |
| National Orientation Agency | NOA, Old Federal Secretariat, Area 1, Garki |
| FCT Police Command | FCT Police Command, Garki 2 |
| Federal Road Safety Commission | FRSC FCT Command, Zone 7, Wuse |
| National Population Commission ERC | National Population Commission HQ, Zone 7 |
| Federal Ministry of Justice | Federal Ministry of Justice, Maitama |
| Independent National Electoral Commission HQ | INEC Headquarters, Maitama |
| Al Noor Mosque | Wuse II, By ECWA Junction, IBB Way |
| National Christian Centre | National Christian Centre, Central Area |
| National Open University of Nigeria | Open University, Jabi, off FMC Road |
| Nigeria Immigration Service | Nigeria Immigration Service Headquarters ERC, Sauka, Airport Road, Abuja |
| High Court (Lugbe) | By Police Signboard, Close to Lugbe Market, Airport Road |
| Gwarinpa FHA | Third Avenue By Police Station, Gwarinpa |
| NIPOST Kubwa | Opposite Kubwa General Hospital, Phase IV |
| Public Service Institute of Nigeria (PSIN), Kubwa Road | Public Service Institute Of Nigeria, Kubwa Road, Dutse Alhaji |
| Dei-Dei International Market | Dei-Dei International Building Materials Market |
| Nigerian Custom Service (Karu) | Customs Workshop, beside Custom Clinic, Karu Site |
| Mogadishu Cantonment | Mogadishu Barracks, after A.Y.A, along Nyanya-Mararba Road |
| Kenuj Angels School | Kenuj Angels School, Jikwoyi Phase 1 Extension |
| Karshi | Women Development Centre, opposite Secretariat, Karshi |
NIMC's list also includes centres inside the Aso Villa, the State Security Service headquarters, the National Assembly, the Ministry of Foreign Affairs, the Office of the Secretary to the Government of the Federation and the Nigerian Air Force base. Some of these serve staff of those institutions. NIMC opened the Foreign Affairs centre in January 2021 to enrol foreign diplomats.
| Centre | Address on NIMC's list |
|---|---|
| AMAC LGA | AMAC Secretariat, Kabusa Junction, Apo Village |
| Bwari LGA | Bwari Area Council Secretariat, Bwari |
| Gwagwalada LGA | Old Federal Secretariat, after Atlas Hotel, Gwagwalada Abuja |
| Kuje LGA | Opposite Forest Pasali, along Kuje/Gwagwalada Road |
| Kwali | Kwali Area Council Secretariat, Abuja/Lokoja Expressway, Kwali |
| Abaji LGA | Abaji Local Government Secretariat (Council Chambers), off Kogi-Agbaji Expressway, Abaji |
| University of Abuja ERC | University Of Abuja, Permanent Site |
| Dawaki Chief’s Palace | Dawaki Chief’s Palace |
| Jiwa | Chief’s Palace, Jiwa |
| Kurudu | Chief’s Palace, Kurudu |
The FCT is the only state on NIMC's locator with a separate heading for licensed private agents' centres. Three are named:
Regular enrolment remains free under NIMC's rules, and NIMC said in December 2024 that its Front-End Partners may not charge for it. Its February 2026 Service Charter lists a separate premium enrolment service at ₦20,000. Ask before you start which service you are being given. Our guide to checking a licensed agent explains the difference.
With 38 options, the nearest centre is not always the quickest, and NIMC does not publish waiting times by centre. Its charter names high customer turnout beyond a centre's capacity as a known limitation, so a call to the centre or to 0700 2255 646 before you set out is worth it. If you live in a satellite town such as Kuje, Bwari or Gwagwalada, the council secretariat saves a trip into the city.
The FCT state office is on the 2nd floor, Block C, 3 Maputo Street, Zone 3. NIMC's head office is at 11 Sokode Crescent, Wuse Zone 5.
NIMC lists a centre at NIPOST Kubwa, opposite Kubwa General Hospital, Phase IV, another at PSIN on Kubwa Road, and one at Gwarinpa FHA by the police station on Third Avenue.
NIMC lists three licensed private agents' centres in Wuse 2 and a centre at Al Noor Mosque on IBB Way.
Regular enrolment is free. NIMC's charter lists a premium booked service at ₦20,000, which is optional.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
NIMC's 17 listed enrolment centres in Enugu State, including the state office's temporary move to the State Secretariat, Nsukka and every listed LGA point.
All 64 NIMC enrolment centres listed for Kano State: the Gwarzo Road state office, metropolitan centres, three market points and every LGA secretariat.
NIMC's list of 48 enrolment centres in Lagos State, grouped by area, with the Alausa state office, opening hours, what to bring and how to check changes.
You can add the other type later — many of our customers hold both.
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