AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
NIMC's list of 48 enrolment centres in Lagos State, grouped by area, with the Alausa state office, opening hours, what to bring and how to check changes.
NIMC lists 48 enrolment centres in Lagos State on its centre locator (checked October 2026), headed by the state office at Plot 1b Obafemi Awolowo Way, Alausa, Ikeja. Most local government and LCDA secretariats host a centre, alongside special centres at the Ikoyi passport office, UNILAG, YABATECH, LASU Ojo and LASPOTECH. Enrolment is free.
Every address below comes from NIMC's Find an enrolment centre page, checked in October 2026. NIMC does not date the list, and centres move: the Enugu state office, for example, is shown on the same page as temporarily relocated. Before a long trip across Lagos, check the locator again and, if you can, call the centre or NIMC's line on 0700 2255 646.
NIMC's enrolment page gives hours of Monday to Friday, 8am to 4pm. Go early. Network and power outages and heavy turnout are among the limitations NIMC's own February 2026 Service Charter lists.
| Centre | Address on NIMC's list |
|---|---|
| State Office | Plot 1b Obafemi Awolowo Way, Alausa Ikeja |
| Ikeja LGA | 1, Obafemi Awolowo Way, Ikeja LGA, Ikeja |
| Lagos Island LGA ERC | Lagos Island LGA, 7b Joseph Hardney Street, Campos Stadium |
| Ikoyi-Obalende ERC | Ikoyi-Obalende Secretariat, Obalende Roundabout |
| Immigration Passport Office ERC | Ikoyi Passport Office, Alagbon |
| Federal Inland Revenue Service | NRS Building, 17b Awolowo Road, Ikoyi, Lagos |
| Iru LCDA ERC | 1-7, Muri Okunola Street, Victoria Island |
| Zenith Bank ERC | Zenith Bank Head Office, Ajose Adeogun |
| Eti-Osa LGA ERC | Eti-Osa LGA Secretariat, KM15, Lekki-Epe Expressway, Igbo Efon |
| Sangotedo ERC | Sangotedo Local Government Secretariat |
The Alausa state office is also where NIMC lists self-service payment terminals run by a licensed provider, alongside its Abuja, Port Harcourt, Kano and Enugu offices.
| Centre | Address on NIMC's list |
|---|---|
| Lagos Mainland LGA | Yaba LCDA, opposite Panti Police Station, Adekunle |
| Yaba College Of Technology (YABATECH) | Yaba College Of Technology, Yaba |
| University of Lagos (UNILAG) ERC | Property Management Building, Faculty Of Education, Opposite Education Hall, University of Lagos |
| Surulere LGA ERC | Surulere LGA Secretariat, 24 Masha Road, Onilegogoro Bustop, Surulere |
| Coker-Aguda ERC | 19/29 Thomas Animashaun Street |
| Mushin LGA ERC | Mushin LGA Secretariat Headquarter, 82/84 Palm Avenue, Mushin |
| Odi-Olowo LCDA | 29 Town Planning Way, Ilupeju, Mushin |
| Shomolu LGA | Shomolu Local Government Area Building, 14/16 Durosinmi Street, Shomolu |
| Bariga ERC | Apelehin Area Office, New Garage, Bariga |
| Kosofe | 53 Ogudu Road, Ojota, Lagos |
| Agboyi Ketu LCDA | Agboyi Road, Alapere Ketu |
| Onigbongbo LCDA | 2, Community Road, off Ogundana, off Allen Avenue, Ikeja |
| Ojodu LCDA | 1 Powerline Road, Oke-Ira, Ogba, Ikeja |
| Centre | Address on NIMC's list |
|---|---|
| Alimosho LGA | 3 Bada Street, Alimosho |
| Ayobo Ipaja LCDA | LCDA Secretariat, Ayobo Road, Ipaja |
| Igando Ikotun LCDA ERC | 2, Igando Ikotun LCDA, Idimu Road, Ikotun |
| Ejigbo LCDA | Ikotun Egbe Road, NNPC Junction, Ejigbo |
| Isolo LCDA | Osolo Way, Isolo Road, Okota, Isolo |
| Oshodi/Isolo LGA ERC | Oshodi/Isolo Local Government Secretariat 3, Oyetayo Street, Bolade, Oshodi |
| Agege | Old Secretariat by Agege Maternity, Agege |
| Orile Agege LCDA | Powerline Road, behind Health Centre, Orile, Agege |
| Agbado/Oke Odo | Abeokuta Express Road, Oja Oba, Abule Egba |
| Ijaiye Ojokoro ERC | 9/11 Bola Ahmed Tinubu Road, Ijaiye Ojokoro LCDA |
| Amuwo Odofin LGA ERC | Amuwo Odofin Local Govt Secretariat, 41 Road, FESTAC Town |
| Oriade LCDA | Mumuni Adio Badmus Road, Ijegun Egba, Satelite Town |
| Ajeromi-Ifelodun LGA ERC | Lyemi Health Centre, Tinubu Hall, Ojo Road, Ajegunle |
| Apapa LGA ERC | Apapa LGA, 37 Burma Road, Apapa |
| Apapa Iganmu LCDA ERC | Apapa Iganmu LCDA, Gaskiya Road |
| Ojo LGA | LGA Secretariat, Olojo Drive, Ojo |
| Lagos State University (LASU) Ojo | MBA Block, MBA Board Room, LASU, Ojo |
| Oto-Awori LCDA | KM 28 Badagry Expressway, Oto Ijaniki, Tedi Village |
| Olorunda LCDA | APC Party House, Iledu Bus Stop, Badagry Express Road |
| Badagry LGA ERC | Soglo Way, Town Hall, Badagry |
| Centre | Address on NIMC's list |
|---|---|
| Ikorodu LGA ERC | Ikorodu LGA Secretariat, Opp. Ikorodu General Hospital, Ebute Road, Ikorodu |
| Lagos State Polytechnic (LASPOTECH) | Lagos State Polytechnic Campus, Shagamu Road, Ikorodu |
| Imota ERC | ICT Centre behind Imota Health Centre, Imota |
| Ibeju LGA | Igando-Oloja Bus Stop, Lekki Ajah Expressway |
| Epe | Epe LGA Secretariat, Itamarun |
The process, from the form to the transaction slip, is covered in NIN enrolment: documents and what happens at the centre.
Unlike the FCT, NIMC's Lagos list does not name licensed private agents' centres. Lagos State's residents' registration agency, LASSRA, is on NIMC's 2024 list of revalidated Front-End Partners. NIMC's February 2026 Service Charter lists a premium, booked enrolment service at ₦20,000, distinct from free regular enrolment. If a Lagos agent charges you for regular enrolment, see how to tell a real agent.
New to the city and sorting your bank account too? See opening an account and proving your address in Lagos, and the state-by-state centre guide.
NIMC's Lagos state office is at Plot 1b Obafemi Awolowo Way, Alausa, Ikeja. NIMC lists 47 other centres across the state.
NIMC lists the Eti-Osa LGA centre at the secretariat on KM15 Lekki-Epe Expressway, Igbo Efon, and a Sangotedo centre at the local government secretariat.
NIMC's enrolment page lists Monday to Friday, 8am to 4pm. Arrive early, because outages and crowds can slow service.
Regular NIN enrolment is free nationwide. NIMC's charter lists a separate premium enrolment service at ₦20,000.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
NIMC's 21 listed enrolment centres in Rivers State: the Aba Road state office, Port Harcourt and Obio-Akpor points, UNIPORT, and the LGA centres beyond.
How NIMC's Front-End Partner licensing works, where the official partner lists are, what an agent may lawfully charge, and the warning signs of a fake.
Which NIN details you can correct on NIMC's self-service portal, the documents for each, fees, timings, and the changes that still need a centre.
You can add the other type later — many of our customers hold both.
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