AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
NIMC's 17 listed enrolment centres in Enugu State, including the state office's temporary move to the State Secretariat, Nsukka and every listed LGA point.
NIMC lists 17 enrolment centres in Enugu State (checked October 2026). The state office's address is Emene Industrial Area by the Enugu-Abakaliki Express Road, Proda Junction, but NIMC notes it is currently at the Enugu State Secretariat. Other centres are at local government secretariats, Government House, the 82 Division barracks at Abakpa and UBA's UNN Nsukka branch.
NIMC's own entry for the Enugu state office reads: Emene Industrial Area by Enugu-Abakaliki Express Road, Proda Junction, Enugu (Currently At Enugu State Secretariat). The same list also has a separate entry for the State Secretariat, at the Enugu State New Secretariat Complex. In practice, the secretariat is the place to go for state-office services until NIMC updates the entry. Call 0700 2255 646 before travelling to Emene.
All addresses below are from NIMC's centre locator, checked in October 2026. The page is not dated. NIMC's enrolment hours are Monday to Friday, 8am to 4pm.
| Centre | Address on NIMC's list |
|---|---|
| State Office | Emene Industrial Area by Enugu-Abakaliki Express Road, Proda Junction, Enugu (Currently At Enugu State Secretariat) |
| Awgu LGA | Awgu Local Government Secretariat |
| Enugu East LGA | Local Government Secretariat, Enugu East |
| Enugu North LGA | Enugu North LG Secretariat |
| Enugu South LGA | Mbadiwe Street, Enugu South LG Secretariat |
| Ezeagu LGA | Local Government Secretariat, Aguobu-Owa |
| Government House | Enugu State Government House, Enugu |
| Igbo-Eze North LGA | Local Government Secretariat, Enugu Ezike |
| Igbo-Eze South LGA | Local Government Secretariat, Igbagwa-Aka |
| Isi-Uzo LGA | Local Government Secretariat, Ikem |
| Nigerian Army Barracks | Nigerian Army Barracks 82 Division, Abakpa |
| Nsukka LGA | Nsukka LG Secretariat |
| Oji River LGA | Oji River Local Government Secretariat |
| State Secretariat | Enugu State New Secretariat Complex |
| United Bank for Africa (UBA) | UBA, University of Nigeria Nsukka (UNN), Nsukka |
| Udenu LGA | Udenu Local Government Secretariat |
| Udi LGA | Udi Town, Udi LG Secretariat |
NIMC's list names 12 local government secretariat centres, alongside the state office, the State Secretariat, Government House, the barracks and a bank. If your local government area is not among them, the nearest listed secretariat is your likely option, whether that is Awgu, Oji River, Udi, Nsukka, Igbo-Eze or Enugu city. Ask the state office whether a mobile enrolment visit is planned. NIMC's charter says mobile enrolment units go to people who cannot reach a centre, for reasons of health, mobility or location.
For students and staff at the University of Nigeria, NIMC lists two options: the Nsukka LGA centre at the local government secretariat and a UBA branch on the UNN campus. A bank-hosted centre runs inside bank premises, so expect the bank's security and opening routine. Students enrolling for exams should read NIN for JAMB and WAEC registration before the registration window opens.
Keep the transaction slip safe. It is your proof of enrolment, but NIMC says it does not itself confer the NIN.
Under section 17 of the NIMC (Establishment) Act 2026, which replaced the 2007 Act in June 2026, every citizen and resident of Nigeria is entitled to a NIN by going through enrolment. Adults are 16 and over; younger children are enrolled as minors with a parent or guardian present and the parent's or guardian's NIN slip.
For adults, one original supporting document is enough. Besides passports, licences and voter's cards, NIMC accepts a declaration of age, a certificate of origin, a school or staff ID and attestation letters from community, religious or traditional leaders. The Act also lets a registered adult relative identify someone who has no government-issued ID, under oath.
Once the NIN is issued you receive a NIN slip. You do not have to return to the centre each time someone asks to see it. NINAuth, NIMC's identity app, lets you sign up with your NIN and a face check, show a digital ID card and download your NIN slip free of charge; see setting up the NIMC app.
If you spot an error later, some changes can be made online through NIMC's self-service portal, including name, phone number, address and date of birth, with the documents NIMC lists for each. Others still need a centre. Bring the original slip whenever you visit.
NIMC lists its Enugu state office at Emene Industrial Area, Proda Junction, but notes it is currently at the Enugu State Secretariat (New Secretariat Complex).
Yes. NIMC lists the Nsukka LGA secretariat and a UBA branch at the University of Nigeria, Nsukka.
NIMC's national guidance is 1 to 5 working days after enrolment, depending on network and verification.
Regular enrolment is free. Corrections are charged, at ₦2,000 for most fields in NIMC's February 2026 charter.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
All 64 NIMC enrolment centres listed for Kano State: the Gwarzo Road state office, metropolitan centres, three market points and every LGA secretariat.
NIMC's list of 48 enrolment centres in Lagos State, grouped by area, with the Alausa state office, opening hours, what to bring and how to check changes.
NIMC's 21 listed enrolment centres in Rivers State: the Aba Road state office, Port Harcourt and Obio-Akpor points, UNIPORT, and the LGA centres beyond.
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