AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What you can bring from Nigeria into Dublin Airport: no meat or dairy, fish up to 20 kg, honey 2 kg, and rules for egusi and spices.
From Nigeria you cannot bring any meat or dairy products into Ireland, including cheese and powdered milk, except infant formula under 2 kg. Under EU rules you may bring up to 20 kg of fish, including dried and smoked fish and stockfish, and up to 2 kg of honey. Dried seeds and spices are generally allowed for personal use, though some origins have 5 kg or 2 kg limits.
Flying back to Dublin from Lagos or Abuja with a bag of home food is part of the trip for many families. The rules at the airport are EU rules, because Ireland applies the EU's controls on food from outside the EU. They are strict on meat and dairy and more relaxed on dried and packaged foods, with weight limits in between. This guide covers personal luggage only; selling the food is a different matter.
| Food | Allowed from Nigeria? | Source |
|---|---|---|
| Meat and meat products (suya, kilishi, ponmo, sausages, corned beef) | No | FSAI; European Commission |
| Milk and dairy (cheese, wara, powdered milk, yoghurt) | No, except infant milk and formula under 2 kg | FSAI; European Commission |
| Fish (stockfish, dried or smoked fish, prawns) | Up to 20 kg, or the weight of one fish if heavier | European Commission |
| Honey | Up to 2 kg | European Commission |
| Dried fruit, seeds, spices, herbs | Generally yes for personal use; some origins limited to 5 kg fresh or 2 kg dried | FSAI |
| Biscuits, sweets, chocolate, cakes without meat or dairy | Yes | FSAI |
The Food Safety Authority of Ireland's page on food imports for personal use says travellers arriving from non-EU countries may not bring any dairy or meat products, including cheese. The European Commission's page on personal imports says the same: no meat, milk or their products from non-EU countries, under Commission Delegated Regulation (EU) 2019/2122. In practice that rules out suya, kilishi, dried or smoked meat, ponmo, meat pies with meat fillings, and tins of corned beef. Powdered milk counts as dairy.
The one exception is for babies and medical needs. Both pages allow powdered infant milk, infant formula, baby food and foods for special medical purposes under 2 kg, in original packaging, and not needing refrigeration before opening.
The European Commission's page allows fishery products up to 20 kg per person, or the weight of one fish if that is higher. It names fish and certain shellfish such as prawns and lobsters. The page does not separate fresh, dried and smoked fish, so dried stockfish and smoked fish fall within the same 20 kg. Dried crayfish are shellfish in the everyday sense; the Commission's wording ('certain shellfish') leaves room for doubt, so count them within your 20 kg and declare them if asked.
FSAI says dried fruit and seeds are allowed for personal consumption, and spices and herbs are allowed if they are not from high-risk areas and are free from pests. It adds that some nuts, dried fruits, seeds, spices and herbs from certain third countries have weight limits of 5 kg for fresh and 2 kg for dried products, and points to a country-specific list. Check that list for Nigeria before you pack a large bag of egusi or dried pepper. Our guide on bringing egusi, crayfish and stockfish into Ireland looks at these foods one by one.
The European Commission says controls are carried out at EU entry points, that scanners and detector dogs may be used, and that non-compliant food is seized and destroyed, with those responsible liable for costs or penalties. The simplest course at Dublin Airport is to declare food you are unsure about rather than walk through the green channel with it.
Posting does not get around the rules. FSAI says sending meat or meat products to Ireland by post from non-EU countries is illegal, and that fresh meat, dairy and plants are prohibited in the post.
These allowances are for your own consumption. The Commission's page covers only personal goods carried by travellers or posted, not commercial imports. If the food is for an African shop, a catering business or resale, it is a commercial import with health certificates, border checks and food business registration; see importing Nigerian foodstuff into Ireland and importing smoked fish for sale.
Example only: a family of three returns from Enugu. Between them they carry 12 kg of stockfish and dried fish, 3 kg of dried crayfish, 1.5 kg of honey, 4 kg of egusi and a tin of infant formula. The fish and crayfish total 15 kg, inside the 20 kg one traveller could carry under the Commission's rule. The honey is under 2 kg. The formula is allowed if it is under 2 kg and unopened. The egusi is the item to check: if FSAI's country list sets a 2 kg limit for dried seeds from Nigeria, 4 kg split across two passengers' bags is the cautious way to pack it, and a pack of ponmo someone added at the last minute would have to come out.
If you would rather have relatives buy food locally for a visit or a celebration, a Pryme account lets you send naira from euros at home with Send; the app shows the rate and the fee before you approve. Outside Nigeria, Pryme's services are provided through regulated partners.
Yes, within the EU's 20 kg per person limit for fishery products, or the weight of one fish if heavier, according to the European Commission.
No. FSAI and the European Commission say no meat or meat products may be brought from non-EU countries.
Only powdered infant milk or formula under 2 kg, in original packaging. Other milk products are not allowed.
The European Commission says non-compliant food is seized and destroyed, and you may be liable for costs or penalties.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Form NXP is the Nigerian seller's export declaration. How it and the export proceeds rules affect how an Irish buyer should pay.
Paying a Lagos supplier from Ireland: naira or foreign currency, what the transfer really costs, and the records Revenue and customs will expect.
What an Irish exporter's proforma invoice must show for a Nigerian Form M: 90-day validity, HS codes, Incoterm, RC number and TIN.
You can add the other type later — many of our customers hold both.
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