AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The Atlanta consulate lists different papers for renewal, first passports, children, name changes and lost booklets. The full lists, days and fees.
For a passport renewal the Atlanta consulate asks for the online form (names and date of birth matching your passport and NIN), the payment slip, a copy of the data page, the old booklet, your NIN, the appointment slip and a self-addressed stamped return envelope. Other cases add documents: a notarised parental consent for children, divorce or marriage papers for a name change, a police report for a lost passport. Consular days are Monday, Tuesday and Thursday.
The Consulate General of Nigeria at 8060 Roswell Road, Atlanta, GA 30350 publishes separate checklists for each kind of passport application. Arriving with the wrong set is the main reason people are sent away, so match your case to the right list below. Everything here is from the consulate's required documents page as read in October 2026.
| Case | Extra items the consulate lists |
|---|---|
| First passport, adult | Proof of Nigerian citizenship (state or local government certificate, or proof of birth to a Nigerian parent), one photo, birth certificate copy with original for sighting |
| First passport, under 18 | One photo, birth certificate copy (original may be asked for), a parent's data page copy, a consent letter signed by a parent and notarised |
| Name change by marriage or divorce | Form in the new name, data page copy, one photo, old booklet, marriage certificate or divorce documents, copy of the husband's ID |
| Change of name or correction on request | Formal letter with reasons, court order and newspaper publication, earlier supporting documents, proof of the ₦30,000 non-refundable admin fee |
| Lost or stolen | One photo, police report, data page copy or at least the passport number |
| Damaged | One photo, data page copy, remnants of the booklet, fire report if relevant, letter explaining the damage |
The ₦30,000 admin fee is payable in naira only, through passport.immigration.gov.ng/request or the QR code on the page.
The passport fee is paid on the NIS portal, and the payment slip goes in your bundle. NIS's April 2026 service agreement lists US$150 for 32 pages and US$230 for 64 pages. The consulate's own fees page, modified in May 2025, still shows $142, $162 and $242 for the three booklet types, so pay what the portal calculates on the day you apply.
Separate administrative charges set in a 2021 notice include $30 per document authenticated, $30 for a letter to the police for a character certificate, $50 for a letter of certification of passport, and $150 or $250 for an Emergency Travel Certificate, paid by POS debit card or money order to "Nigeria Consulate Atlanta". Check that the notice is still current when you call.
Officers work through applications quickly, so put the papers in the order the list gives them: form, payment slip, copies, the old booklet, NIN, appointment slip, then the envelope. Make the copies on plain white paper, one side only, and check that the data page copy is sharp enough to read the passport number. Bring originals of anything you have copied, because the page says some originals are needed "for sighting".
For a child, both the parent's data page copy and the notarised consent letter should name the child exactly as the birth certificate and NIN do. If the parent signing is not the one attending, ask the consulate in advance whether that is acceptable.
The stamped envelope is how the booklet comes back, so use a tracked service and write the address in full. NIS's 2026 service agreement gives 21 days for a renewal after enrolment. Keep the application ID and payment reference to follow up; see checking your passport status from the US.
For the steps that come before the appointment, see renewing at the Atlanta consulate and the states Atlanta covers.
If your case includes the naira-only correction fee, paying it from a naira balance avoids asking family at home. A Pryme account opened from the US holds naira and dollars side by side (multicurrency), and the app shows the rate and the fee before you approve a conversion.
Its consular days are Monday, Tuesday and Thursday, except public holidays; the office opens Monday to Friday, 9am to 5pm.
The consulate treats a renewal without the old booklet as a lost passport, which needs a police report and the data page copy or passport number.
Yes. Every list on its required documents page includes a self-addressed return envelope with postage from the Post Office.
It is payable in naira only, through passport.immigration.gov.ng/request or the QR code on the consulate's page.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
The Atlanta consulate does not publish its state list. How to work out whether it serves you, plus its address, passport fees and consular services.
The New York consulate lists six items for adults, extra papers for children, a US$30 admin charge and strict name matching with your NIN. The checklist.
The 20 states under the Nigerian consulate in New York, its passport document list and US$30 administrative charge, and where visa applications go.
You can add the other type later — many of our customers hold both.
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