AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What financial evidence a host abroad usually gives when inviting a relative from Nigeria, country by country, and why the visitor's own ties still decide.
When you invite a relative from Nigeria, the visa officer mainly assesses the visitor, but your support can help: a signed letter saying who you are, your status, where they will stay and who pays, with recent bank statements that show where your money comes from and proof of income such as payslips or an employment letter. The US says an invitation letter is not needed at all, while Canada's super visa requires the host to meet a minimum income.
Hosts often believe a strong invitation letter wins a visa. In most systems it does not: the officer decides whether the visitor will leave at the end of the trip and can be supported while there. Your role is to make the funding and accommodation clear and believable. What that evidence looks like differs by country, so this guide goes through the main destinations and then the documents that work everywhere.
The State Department's visitor visa page says "a letter of invitation or Affidavit of Support is not needed to apply for a visitor visa" and is not a factor in the decision. Applicants qualify on their own ties abroad, not on assurances from family in the US. The page does say another person may pay some or all of the trip costs, so if you are paying, the visitor can explain that at interview and bring evidence such as your bank statements.
IRCC's letter of invitation page asks the host to give the visitor's name, date of birth, address, phone, relationship, purpose and length of visit, where they will stay, how they will pay and when they will leave, plus the host's own details, job, status in Canada with a copy of the status document, and the names and dates of birth of the host's spouse and dependants. IRCC says a letter does not guarantee a visa. For a super visa, the letter must also include a promise of financial support and the household size, and the host must meet a minimum necessary income, for example C$38,002 for a household of two in the table updated 29 July 2025. IRCC prefers a Notice of Assessment as proof.
The Standard Visitor page says the visitor must show they can support themselves or that someone else is funding the trip. The Home Office guide to supporting documents (updated 8 October 2026) says financial documents should show access to funds, such as "bank statements which detail the origin of the funds held", and lists credit card statements, photocopies of bank cards and statements more than a year old among less useful documents. Documents not in English or Welsh need a full translation with the translator's confirmation, date, name, signature and contact details.
The Irish Immigration Service asks for a signed application letter from the visitor stating, among other things, who is paying, and the applicant's bank statement on headed paper covering the last six months. A host who is funding the trip usually adds their own letter and evidence.
| Document | What it shows | Tip |
|---|---|---|
| Signed invitation letter | Relationship, purpose, dates, accommodation, who pays | Match the dates to the visitor's form exactly |
| Your status document | That you are lawfully resident | Share code or permit copy, as the country asks |
| Recent bank statements | Money available and where it came from | Large unexplained deposits shortly before the application raise questions |
| Payslips or employment letter | Regular income | Employer letter on headed paper with salary and start date |
| Tenancy or mortgage statement | Where the visitor will stay | Show space for the visitor |
| Proof of relationship | Birth certificate linking you | Certified translation if needed |
The visitor's own evidence matters as much: their job or pension in Nigeria, property, family ties and travel history. A host's money cannot make up for weak ties at home.
Example only. Bisi in Calgary invites her father for a super visa. Her household is her, her husband and one child; with her father that is four, so the minimum necessary income in IRCC's July 2025 table is C$56,724. Their Notice of Assessment shows C$71,000, above the minimum. Her letter promises support for the whole stay, lists the four people by name and date of birth, and attaches her PR card copy, his birth certificate and the insurance policy.
If you will pay for the trip, statements that show steady income and where the money came from help most. Through Pryme's partnership with VerifyDoc.ai, any Pryme customer can generate a verifiable statement that the receiving officer can check is genuine and unaltered (receipts and statements). Pryme accounts can be opened from any country; outside Nigeria, Pryme's activities are carried out through regulated partners. See also proof of funds from a Nigerian account, proving support to family with remittance records and the full cost of hosting parents.
No. The State Department says an invitation letter or affidavit of support is not needed and is not a factor. She qualifies on her own ties to Nigeria.
IRCC lists the visitor's details, purpose, length and where they will stay, how they will pay, and the host's details, job, status and family members.
It depends on household size, including the visitor. IRCC's table updated 29 July 2025 starts at C$30,526 for one person; check the current table before applying.
None of the official pages cited here require it. Follow the specific checklist for your visa route.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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