AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The real cost of a parent's visit from Nigeria: visa and biometrics fees, flights, medical cover, and the extra household spending most hosts forget.
A parent's visit from Nigeria costs far more than the visa fee. Budget for the visa and biometrics (as at October 2026, £135 for a UK Standard Visitor visa, $185 for a US visitor visa, and C$100 plus C$85 biometrics for Canada), the return flight, medical cover for the whole stay, and three to six months of extra household spending on food, heating, transport, phone data and outings.
Bringing a mother or father over for the birth of a grandchild, a graduation or simply a long stay is one of the most common reasons Nigerians abroad save. The fee on the visa page is the smallest part of the bill. This guide lists every cost line so you can set a realistic budget, with official fees where they are published and examples where they are not.
| Country | Official fee (as at Oct 2026) | Notes from the official page |
|---|---|---|
| UK | £135 Standard Visitor, up to 6 months | Apply up to 3 months before travel; must show they will leave, can support themselves and pay for the return journey, or that someone else will fund it |
| US | $185 visitor visa application fee | Interview generally required; State Department says an invitation letter or affidavit of support is not needed |
| Canada | C$100 visitor visa (including super visa) plus C$85 biometrics | Family maximum C$500 visa and C$170 biometrics |
| Ireland | See ISD fee page | ISD says decisions take approximately 8 weeks; apply about 3 months before travel and do not buy tickets before the outcome |
Add the costs that sit around the application: travel to the visa application centre in Lagos or Abuja, document translation or certification if needed, courier fees, and the time off work for the parent. Check the current fee on the official page on the day you apply, because fees change.
Fares from Lagos or Abuja vary widely by season, airline and how early you book; December and the summer holidays are usually the most expensive. Budget for a return ticket with checked baggage, and, for an older parent, ask the airline about assistance at the airport when you book. The UK and US pages both ask visitors to show they can pay for the return journey, so a confirmed or affordable return plan helps the application as well as the budget.
This is the line most likely to be underestimated. In the UK, GOV.UK's NHS migrant health guide says GP and nurse consultations, A&E and NHS 111 are free to everyone, but visitors are charged 150% of the NHS cost for most hospital treatment, non-urgent care must be paid in full in advance, and debts of £500 or more unpaid for two months may be shared with the Home Office. In the US there is no public cover for visitors at all. For Canada's super visa, IRCC requires private health insurance from a Canadian insurer (or an approved foreign one) with at least C$100,000 of emergency cover, valid for at least a year from entry.
Visitor policies for older people often exclude pre-existing conditions such as hypertension or diabetes, which are exactly the conditions most likely to need care. See medical insurance for parents visiting from Nigeria for what to check in the policy.
If you will cover most costs, the visa application usually needs to show that. Officers look at the visitor's own finances and at the host's support; the UK's guide to supporting documents asks for bank statements that show the origin of funds, and IRCC's letter of invitation asks the host to state how the visit will be paid for. The details are in inviting family from Nigeria: showing you can support them.
Example only, for a three-month UK visit by one parent. Visa £135; flights £800; travel to the visa centre and documents £60; visitor medical cover £300; extra food £150 a month (£450); heating and electricity £60 a month (£180); SIM and data £15 a month (£45); transport and outings £400; winter clothing £150. Total: £2,520. Add a contingency of 10% (£252) for a total budget of £2,772. Your own figures will differ; price each line before you commit.
If the visit is part-funded from naira savings at home, a Pryme account lets you hold naira and pounds, dollars or euros in one place and convert only the amount needed with Swap, with the rate and fee shown before you approve. A verifiable statement from Pryme's partnership with VerifyDoc.ai can support the financial evidence in a visa application (receipts and statements). Outside Nigeria, Pryme's activities are carried out through regulated partners. For the costs back home while they are away, see carer costs for an elderly parent in Nigeria.
GOV.UK lists £135 for a Standard Visitor visa for up to 6 months, as at October 2026. Check the fee on the day you apply.
No. The State Department says an invitation letter or affidavit of support is not needed and is not a factor in the decision.
GP visits and A&E are free, but GOV.UK says visitors are charged 150% of the NHS cost for most hospital treatment.
Price every line first, especially medical cover. A cheaper policy that excludes existing conditions can cost far more if they fall ill.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Paying six or twelve months' rent in advance is common for Nigerians abroad. The receipts, deposit protection and contract terms that keep it safe.
How politically exposed person rules apply to spouses, children and parents of Nigerian officials opening accounts abroad, using UK law as the example.
New arrivals are often refused a handset contract. Prepaid, SIM-only plans and deposits get you connected while you build a local credit file.
You can add the other type later — many of our customers hold both.
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