AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The B-2 visa fee, what proof of support the State Department actually looks for, and how to budget flights, insurance and costs for visiting parents.
For parents from Nigeria to visit the US, each pays the $185 non-refundable visitor visa application fee (State Department, accessed October 2026); for Nigerians the B-1/B-2 visa currently has no reciprocity fee and is issued for one entry with three months' validity. They must show ties to Nigeria and that the trip is paid for, by them or by you; the State Department says an invitation letter or Affidavit of Support is not needed and is not a factor. Budget flights, visitor health insurance and living costs on top.
Parents visiting family usually apply for a B-2 visitor visa. According to the State Department's visitor visa page, each applicant completes the online DS-160 form, pays a $185 non-refundable application fee, and attends an interview at the US Embassy or Consulate unless they qualify for a waiver; fingerprints are usually taken. Some nationalities also pay an issuance (reciprocity) fee.
For Nigerian nationals, the State Department's reciprocity schedule lists B-1, B-2 and B-1/B-2 visas with no reciprocity fee, one entry and three months' validity (accessed October 2026). That means a visa used for one trip cannot be used again; a later visit needs a new application and a new fee. Check the page before applying, as schedules change.
Families often spend time and money on invitation letters and affidavits. The State Department's page says applicants "must qualify based on their ties abroad" rather than on assurances from family or friends in the US, and that "A letter of invitation or Affidavit of Support is not needed to apply for a visitor visa"; if brought, it is not a factor in the decision. What the officer may look at:
Our guide to Form I-134 and visiting parents explains where that form does and does not come in. This is information, not immigration advice.
The visa lets your parents travel to a US port of entry; the officer at entry decides how long they may stay, recorded on the I-94. Extensions are applied for through USCIS. The State Department warns that overstaying can void a visa and affect future eligibility, which matters if your parents hope to visit again.
| Cost | Notes |
|---|---|
| Visa application fees | $185 per person (State Department, accessed Oct 2026) |
| Travel to the interview | Transport and possibly a hotel near the embassy or consulate in Nigeria |
| Flights | Return fares from Lagos or Abuja; see paying for parents' flights from Lagos |
| Visitor health insurance | Not listed as a visa requirement, but US medical bills are high |
| Living costs | Food, a room, local transport, phones |
| Activities and shopping | Trips, clothes, gifts they take home |
Two parents visiting for eight weeks. Visa fees 2 × $185 = $370. Return flights at an example $1,300 each, $2,600. Visitor health insurance at an example $8 per person per day for 56 days, $896. Extra household costs at $150 a week for 8 weeks, $1,200. Activities and gifts $800. Total: $5,866. The fees are from the State Department; all other figures are examples.
Because the officer looks at ability to pay, be consistent: if you are paying for the trip, your parents should be able to say so clearly at the interview, and if they are paying, their own funds should match the cost of the trip. Large sums deposited into a parent's account just before the interview, with no explanation, can raise more questions than they answer.
On the US side, paying for your parents' flights, food and outings is a gift to them in principle, but only gifts above the annual exclusion to one person need a gift tax return. Medical bills you pay directly to a US hospital for a parent are, per the IRS, not taxable gifts at all.
Parents often want some spending money of their own while visiting. A prepaid or debit card in their name, or dollars you give them for the trip, avoids them carrying large sums of cash from Nigeria. If they do bring foreign currency, US rules require amounts over a threshold to be declared on arrival; check the current rule with US Customs and Border Protection before they fly.
Your parents will usually have no US cover of their own, and a hospital stay in the US can cost far more than the whole trip. Under EMTALA, hospitals that take part in Medicare and offer emergency services must screen and stabilise people with an emergency condition regardless of ability to pay, but CMS's page says nothing about the treatment being free; bills follow. See visitor health insurance for parents.
If your parents pay some costs themselves, a Pryme account lets them hold naira and dollars together, and you can send them dollars or naira from the US. You can also pay their visa fee or flights from the dollar balance in your own multicurrency account.
The application fee is $185 per person (State Department, accessed October 2026). The reciprocity schedule shows no extra issuance fee for Nigerian B-1/B-2 visas.
The State Department's reciprocity schedule lists B-1/B-2 visas for Nigerians as one entry, three months' validity (accessed October 2026).
No. The State Department says an invitation letter or Affidavit of Support is not needed and is not a factor in the decision.
Yes. The State Department says applicants may show that another person will pay some or all of the trip costs, but they still need ties to Nigeria.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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