AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
9PSB's contact centre number, the right email for each kind of query, its office addresses and how to escalate an unresolved complaint to the CBN.
9PSB's contact centre is 0700 220 0005 and its customer support email is hello@9psb.com.ng, both listed on its own contact page; agents and partners use partnersupport@9psb.com.ng. Its head office is at 16 Adeola Odeku Street, Victoria Island, Lagos. If a complaint is not resolved within two weeks, the CBN's complaint guide lets you escalate to its Consumer Protection Department at cpd@cbn.gov.ng.
9 Payment Service Bank, known as 9PSB, describes itself on its website as the country's first payment service bank licensed by the Central Bank of Nigeria. Its contact page lists separate channels for different kinds of query. Using the right one saves time, because a message sent to the media or corporate inbox has to be passed on before anyone acts on it.
| Purpose | Channel (from 9PSB's contact page) |
|---|---|
| Contact centre (phone) | 0700 220 0005 |
| Customer support | hello@9psb.com.ng |
| Agents and partners | partnersupport@9psb.com.ng (from the FAQ page) |
| Fintech and API partners | fintechsupport@9psb.com.ng |
| Corporate banking | corporate@9psb.com.ng |
| Document verification | verification@9psb.com.ng |
| Media enquiries | ask@9psb.com.ng |
The contact page does not list a WhatsApp number or opening hours. If someone contacts you on WhatsApp claiming to be 9PSB, verify by calling the contact centre number yourself.
| Problem | Best first step |
|---|---|
| Failed transfer, wrong debit, card issue | Call 0700 220 0005 with the transaction reference, then confirm by email to hello@9psb.com.ng |
| Locked out of the app or USSD | Call the contact centre; have your phone number (your account number) and ID ready |
| Agent or POS terminal problem | Your Service Location Partner (SLP) first, then partnersupport@9psb.com.ng |
| Account upgrade or document query | hello@9psb.com.ng with clear copies of documents |
| Business or corporate account | corporate@9psb.com.ng |
9PSB's FAQ says agents can log disputes through the agent portal, with the support team, or on social media, and that unresolved issues with an SLP should be sent to the partner support address. The FAQ does not state a resolution timeline.
As a CBN-licensed bank, 9PSB falls under the CBN's consumer complaint process. The CBN guide How to Lodge a Complaint (CPD/GEN/GUIDE/03, 24 January 2022) sets out the route:
For a deeper look at evidence, see settling a payment dispute. If your concern is about whether your money is safe with a payment service bank, our guide Is 9PSB safe? covers the licence and its limits.
Contact centre calls go faster when the agent can find your account and the transaction at once. Gather these first:
Never read out your PIN, password or a one-time code on the call. A genuine agent can verify you without them.
Many 9PSB customers deposit and withdraw cash through agents. If a cash deposit made through an agent has not reached your account, ask the agent for the slip and the time of the transaction, and contact 9PSB with those details. The FAQ says each agent's Service Location Partner (SLP) can see end-of-day statements from the POS terminal and the agent app, which helps trace the transaction. Do not hand over more cash to "fix" a failed deposit.
If you think you have been targeted, call 0700 220 0005 yourself, and if money was taken, follow the reporting steps above and keep a record of each contact.
Pryme's contact page lists its support channels, and a Personal Assistant on a Pryme account can prepare reminders and bill payments for you to approve; see Personal Assistant.
The contact centre number on 9PSB's own contact page is 0700 220 0005.
Customer support is hello@9psb.com.ng. Agents and partners use partnersupport@9psb.com.ng; fintech partners use fintechsupport@9psb.com.ng.
16 Adeola Odeku Street, Victoria Island, Lagos, according to its contact page. It also lists offices in Wuse II, Abuja and Nasarawa GRA, Kano.
Give 9PSB two weeks after your complaint, then email cpd@cbn.gov.ng with your tracking number and evidence.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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9PSB runs on *990#. The menu options 9PSB confirms, how your phone number becomes your account number and how to move from USSD to the app.
ALAT account restricted or on Post No Debit? The usual causes, how to find out which one applies, the Wema channels to use and when to go to the CBN.
You can add the other type later — many of our customers hold both.
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