AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
What we are building, what the regulation actually says, and how we think about letting software act on money.
All of South AfricaStart or run a company · 36 articles
How the B-BBEE sworn affidavit works for a small business owned by Nigerians: the R10 million test, the Level Four outcome and what it means for tenders.
Who counts as a beneficial owner at CIPC, the 10-business-day deadlines, the passport checks for Nigerian owners and how the filing ties to annual returns.
What South African banks ask a Pty Ltd with a Nigerian director to show under FICA, from CIPC papers to passports, permits and ownership records.
What the Immigration Regulations require for an SA business visa: cash capital, an accountant's certificate, the 60% staff rule and registrations.
When a South African company files its CIPC annual return, why the fee depends on turnover, what happens if you miss it and how deregistration works.
How to file a director resignation or removal at CIPC, get the CoR39 certificate, and update the bank mandate and SARS representative afterwards.
Why CIPC turns down company names, what the R50 application gets you, and how to resubmit four names so the second attempt is approved.
Passport holders cannot use BizPortal. How CIPC e-Services, Foreigner Assurance and customer verification work for Nigerians registering a company.
The CIPC, SARS, UIF and COIDA registrations a cleaning business needs before taking contracts in South Africa, and what clients ask to see.
How to deregister a South African company at CIPC and SARS before relocating, and what to do with money left in the company first.
What SA's Immigration Regulations say about critical skills visa holders running a business, and when a change of conditions or visa is needed.
What National Treasury's Central Supplier Database needs before a foreign-owned company can tender, and how to fill in the ownership fields.
A South African company that stops trading still files CIPC annual returns, a beneficial ownership declaration and SARS returns until it is closed.
What a Nigerian must check before owning cars used on ride-hailing apps in South Africa: permit, operating authorisation, platform rules, tax and cover.
The registrations a small South African employer completes before the first payday: PAYE and SDL with SARS, UIF contributions and COIDA cover.
When a Nigerian company trading in South Africa must register with CIPC as an external company, what it files yearly and how it compares with a subsidiary.
A CAC business name gives no rights in South Africa. How to register the brand as an SA company, protect it as a trade mark and move customers across.
How a Nigerian Ltd forms a South African Pty Ltd: board approval at home, CIPC registration, beneficial ownership, SARS and exchange control.
How ECSA looks at a Nigerian engineering degree and experience, how to prepare and authenticate your documents, and what COREN status adds.
How a Nigerian pharmacist registers with the SAPC, who may own a pharmacy in South Africa, and the licensing steps before opening one.
How Nigerian founders set up an SA holding or operating company, what happens to the CAC company, and the exchange control and tax points.
What a Nigerian opening a spaza or retail shop in Johannesburg needs: the right visa, a registered business, City licence and zoning checks, and tax.
How South African investors fund a Nigerian company, the SARB allowances and SARS approval involved, and the share structure points to agree.
The legal forms South African churches use, how a Nigerian pastor registers one with CIPC or Social Development, and how the bank account follows.
How a Nigerian association in South Africa registers as an NPO with Social Development, what the constitution needs and how tax exemption works.
Nigerians can be directors of an SA Pty Ltd after CIPC's Foreigner Assurance check. The e-Services route, the documents and the visa limits.
The approvals a Nigerian restaurant in Cape Town needs: visa, company, zoning, the food premises certificate, liquor licensing, staff and VAT registration.
How a director living in South Africa keeps a Nigerian company current at CAC: annual return dates, the 2025 fee schedule, penalties and board decisions.
The rules for a Nigerian-owned hair salon in South Africa: the right visa, registration, municipal health approval, the 60% staff rule and payroll.
Who can act as SARS public officer for an SA company with Nigerian directors, the documents SARS asks for and how to register the change.
A new Pty Ltd gets its income tax number through CIPC. When it must add PAYE, UIF, SDL and VAT, with the thresholds SARS publishes in 2026.
How to request a SARS Tax Compliance Status PIN on eFiling for tenders and contracts, what SARS checks, and how to clear what blocks it.
The clauses a Pty Ltd shareholders' agreement needs when one founder lives in Nigeria: control, money, exits, deadlock, disputes and filings.
How a sole proprietorship and a Pty Ltd differ for a Nigerian in South Africa: liability, tax, CIPC and SARS filings, banking and the visa link.
What a Nigerian should check before owning or running a spaza shop in South Africa: permit, entity, municipal licence and tax, and what is unconfirmed.
What the City of Tshwane checks before a foreign-owned shop in Pretoria can trade: zoning, CIPC, SARS, premises and Home Affairs documents.
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