AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
You cannot sit a car test in Great Britain until you have lived here 185 days in the past 12 months. How the rule works, the fees and timing.
GOV.UK says you must have lived in England, Wales or Scotland for at least 185 days in the last 12 months before the date of your car driving test. The test costs £62 on weekdays and £75 on evenings, weekends and bank holidays, as at October 2026. You usually also need to have passed your theory test, and only you can book your test.
Nigerians who arrive on a work or study visa often want to get a full UK licence quickly, especially because a Nigerian licence can only be used for 12 months after becoming resident. The 185-day rule sets the earliest date you can take the practical test, and it is easy to plan around once you know how it is counted.
GOV.UK's booking page says: you must have lived in England, Wales or Scotland for at least 185 days in the last 12 months before the test date. Three points follow from the wording:
There is a related 185-day point at the provisional licence stage: GOV.UK says you need permission to live in Great Britain for at least 185 days to apply for a first provisional licence. That is about your visa length, not how long you have already been here.
Example only. Chidi arrives in Manchester on 1 March and stays without leaving. 185 days from 1 March, counting 1 March as day one, takes him to 1 September. He can book a test for 1 September or later. If he spends two weeks in Abuja in June, those 14 days do not count, so his earliest test date moves to around 15 September.
Test slots can be booked in advance, so you can book before you reach 185 days as long as the test itself falls after the date you qualify. If plans change and you travel, check the count again before the test day. If you are unsure how the rule applies to you, GOV.UK's booking page points to DVSA's contact route.
| Item | As at October 2026 (GOV.UK) |
|---|---|
| Car practical test, weekday | £62 |
| Car practical test, evening, weekend or bank holiday | £75 |
| Car theory test (usually passed first) | £23 |
To book online, GOV.UK says you need your UK driving licence number and a credit or debit card, plus your instructor's personal reference number if you want to check their availability. GOV.UK also says it is against the law to book a car driving test for someone else, so be careful with anyone offering to "get you an earlier slot".
A Nigerian licence can be used for 12 months from becoming resident in Great Britain, according to GOV.UK. After that you need to drive on a provisional licence, with L plates and a qualified supervisor, until you pass. Because the test cannot be sat until day 185, you have roughly six months between the earliest test date and the end of your Nigerian licence period. That is enough time for most experienced drivers if they plan:
On the day, GOV.UK says the pass standard is no more than 15 driving faults and no serious or dangerous faults.
Passing the practical test ends the learner stage but starts another clock. GOV.UK's new driver rules say your licence will be revoked if you get 6 or more points within 2 years of passing your test. The rules apply to people who exchange a foreign licence for a British one and then pass a test in Great Britain, and to those who first pass here. If your licence is revoked, you apply for a new provisional licence, pay for it again, and retake both theory and practical tests.
Two common ways to collect points early are speeding and driving a car you are not insured to drive. GOV.UK lists driving without insurance at a £300 fixed penalty and 6 points, which on its own reaches the threshold; see the penalties for driving uninsured.
Test fees, lessons and insurance are paid in pounds. A Pryme account holds GBP with local account details next to your naira, so you can ring-fence a driving budget. For the full cost list, see the total cost of passing, and how multicurrency accounts work.
You must have lived in England, Wales or Scotland for at least 185 days in the last 12 months before your test date.
The rule is about the test date. You can book ahead as long as the test falls on or after the day you meet the 185-day count.
No. The rule counts days you have lived in Great Britain in the last 12 months, so days spent abroad reduce the total.
£62 on weekdays and £75 on evenings, weekends and bank holidays, as listed on GOV.UK as at October 2026.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Who can apply for a GB provisional licence, what DVLA charges (£34 online, £43 by post), the 185-day rule and what you can do with it.
How to check your deposit is in one of the three approved schemes, the 30-day rule, the information you are owed and what to do if it was not protected.
Settled status opens Student Finance England, but a 3-year residence rule and a first-degree rule apply. What ILR holders going back to study should know.
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