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The short answer
Not on the provider pages we read. WorldRemit's Ireland FAQ asks for a passport, a European driving licence or a European residence permit as ID, plus proof of an Irish address no more than six months old, and does not mention a PPS number. Remitly says limits depend on whether your identity is verified and that more documents may be requested. The practical obstacle for newcomers is usually proof of address, not a PPS number.
Why people think a PPS number is needed
In your first weeks in Ireland, almost every form seems to ask for a Personal Public Service (PPS) number: your employer, Revenue, the health services. It is natural to assume a money transfer app will too. But the PPS number is an identifier for tax and public services. A regulated money transfer firm's job when you sign up is different: it must confirm who you are and where you live before it moves your money, and it does that with identity and address documents.
What the providers ask for
| Provider | ID it lists | Address | PPS number |
|---|---|---|---|
| WorldRemit (Ireland FAQ) | Current passport, current European driving licence, current European residence permit | Utility bill, bank statement or photo ID showing your address, no more than 6 months old, issued or certified by authorities in Ireland | Not mentioned |
| Remitly (Ireland-to-Nigeria page) | Not listed on the page; identity verification affects limits | Not listed on the page | Not mentioned |
| Wise (ID help page) | Passport photo page, photo driving licence, national ID card (both sides) | Not on that page | Not mentioned |
These were the pages as we read them in October 2026. Each provider can ask for more during your sign-up or later, and the app will tell you exactly which document it needs.
The real hurdle for newcomers: proof of address
If you have just arrived, you may have a passport but no utility bill or Irish bank statement in your name. WorldRemit's FAQ says proof-of-address documents must be no more than six months old and issued or certified by authorities within Ireland. Practical ways people get there:
- An Irish bank statement or a letter from your Irish bank showing your address, once your account is open.
- A utility, broadband or mobile bill in your name.
- Photo ID that shows your Irish address, where you have one.
- For students, ask your provider whether it accepts other official letters; do not assume.
If you are waiting for your Irish Residence Permit, see whether an IRP card is accepted as ID and getting a euro IBAN before your IRP card arrives.
When you might be asked for more
Remitly says its sending limits vary by sending location, verification status, delivery method and destination, and that "additional documentation may be requested". In practice, larger or more frequent transfers lead providers to ask where the money came from. Keep these ready:
- Recent payslips or an employment contract, if the money is from wages.
- An Irish bank statement showing the money arriving.
- A short note of the purpose: family support, school fees, a hospital bill.
If someone does ask for your PPS number
A provider may have its own reasons to ask for extra details in its app, and you can ask its support team why and whether another document will do. The risk is different when the request arrives by phone, text or WhatsApp. The Garda fraud page says the Garda or your bank will never ask for your PIN or password, and warns never to use contact details supplied by a caller or texter. Treat an unexpected request for your PPS number, card details or one-time codes the same way: hang up and contact the provider through its own app.
Worked example: a newcomer's first month
Example only. Tolu arrives in Limerick on a work permit with her Nigerian passport. In week one she has no Irish address document, so a provider that needs proof of address cannot complete her sign-up. In week two she opens an Irish bank account. In week four her first bank statement arrives showing her address. She uploads her passport and the statement, passes verification, and sends a small first transfer to her mother before sending the full monthly amount. Her PPS number, which she applied for separately for her job, never came into it.
Steps for your first transfer
- Download the provider's app or open its website directly.
- Sign up with your name exactly as on your passport.
- Upload your passport or other listed ID, and a selfie if asked.
- Add proof of your Irish address when asked.
- Send a modest first amount, check it arrives, then send larger sums.
For the PPS number itself, which you will need for work and tax, see getting a PPS number in Ireland. For what Remitly asks on a first transfer, see Remitly first-transfer ID checks.
Where Pryme fits
A Pryme Personal Account can be opened from any country; the app tells you which documents it needs during sign-up. Once you hold euro and naira in one place, you can pay family in Nigeria with Send after converting with Swap; the app shows the rate and the fee before you approve.
Questions people ask
Can I send money to Nigeria without a PPS number?
Yes, on the provider pages we read. They ask for photo ID and proof of address, not a PPS number.
What ID does WorldRemit accept in Ireland?
Its Ireland FAQ lists a current passport, a current European driving licence or a current European residence permit.
What counts as proof of address for a transfer app in Ireland?
WorldRemit lists utility bills, bank statements and photo ID showing your address, no more than six months old and issued or certified in Ireland.
Why is the app asking for payslips?
Providers can request more documents for larger or frequent transfers to confirm where the money came from.
Sources
- WorldRemit: Send money from Ireland (sender FAQ) · accessed Oct 2026
- Remitly: Send money to Nigeria from Ireland · accessed Oct 2026
- Wise Help Centre: What documents can I use to verify my identity? · accessed Oct 2026
- An Garda Siochana: Fraud · accessed Oct 2026
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.