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The short answer
On a first Remitly transfer from Ireland, expect to confirm your name, date of birth and address and, often, to upload a photo ID such as your passport or Irish Residence Permit card. Remitly's own pages say limits depend on your verification level and that it may ask for more, such as a utility bill, bank statements, payslips, your occupation, source of income and reason for sending, as amounts grow.
Remitly is widely used for euro to naira, and its first-transfer offer draws many new customers. The first transfer is also when Remitly learns who you are, so it is the one most likely to pause for checks. Knowing what is asked, and having it ready, is the difference between money arriving today and money arriving next week.
What Remitly says it may ask for
Remitly does not publish a separate Ireland checklist on the pages we could open in October 2026, so this section uses its own pages for other sending countries, which describe the same approach. Remitly's sending-limits page (August 2026) lists what it may request:
- Full name, date of birth and residential address.
- A government-issued photo ID, such as a passport.
- A national tax or identity number where that country uses one (in the US it lists SSN or ITIN; Ireland's equivalent would be your PPS number, if asked).
- A utility bill as proof of address.
- Bank statements or payslips.
- Your occupation, source of income and reason for sending.
The same page says personal limits depend on verification level, payment method, destination and history. Remitly's UK Nigeria page adds that limits vary by sending location and ID verification and that "additional documentation may be requested". The exact request on your first Irish transfer appears in the app.
Which documents to have ready in Ireland
| What is checked | Good documents to have |
|---|---|
| Identity | Valid passport; Irish Residence Permit (IRP) card; Irish driving licence |
| Address | Utility bill or bank statement in your name at your current Irish address, recent (WorldRemit, for comparison, asks for no more than six months old) |
| Money and purpose | Recent payslip, P60 or employment detail summary, savings statement |
Your IRP card is often the most useful single document because it is issued in Ireland and ties you to an Irish address. Some services set rules on where documents are issued: WorldRemit's Ireland FAQ, for example, says documents must be issued or certified by authorities within Ireland. Remitly may apply its own rules; follow what the app asks.
How the first transfer usually runs
- Sign up with your Irish mobile and email and enter your details exactly as on your ID.
- Add the recipient: name as on their Nigerian bank account, the bank and the 10-digit account number, or mobile wallet details.
- Choose how to pay. Remitly's UK page lists debit and credit cards, Apple Pay (EU, UK and Singapore) and "Easy Bank Transfers" for the UK and EEA.
- Upload your ID and take a selfie if prompted.
- If the transfer pauses, check the app and your email for a request and answer it the same day.
Worked example
Example only. Ada, a nurse in Galway, sends €200 on her first Remitly transfer with her passport. It goes through after an ID upload. A month later she sends €2,500 for her father's surgery and Remitly asks for her source of funds. She uploads two payslips and a hospital invoice from Ibadan, and the transfer is released. Had she sent the €2,500 first, both steps would likely have come at once.
Common reasons a first transfer stalls
- Name on the profile differs from the passport, for example a missing middle name or a married name.
- A blurred, cropped or expired ID photo.
- A card in someone else's name.
- An address document older than the provider accepts, or in another person's name.
- A first transfer much larger than typical, without an explanation of purpose.
Remitly's Nigeria pages for other sending countries say delivery times can vary with "transaction review". Answering a request quickly is the main thing you control.
What your recipient needs
Checks fall mainly on you as the sender, but the recipient's details must be right too. Remitly's UK Nigeria page says the recipient does not need to sign up. For a bank deposit, use the name exactly as the Nigerian bank holds it; a nickname or a reversed order of names is a common reason for a payment to be queried. If you are paying a relative's wallet, confirm with them that it is fully registered before you send.
Where Pryme fits
A Pryme account opened from Ireland holds euro and naira in one account, and you can send to Nigerian banks with the rate and the fee shown before you approve. More on Remitly: Remitly fees from Ireland and Remitly sending limits. On which ID apps accept, see using your IRP card.
Questions people ask
What ID does Remitly need in Ireland?
A government photo ID such as a passport, with your name, date of birth and address. Your IRP card and an Irish utility bill or bank statement are useful backups.
Why is Remitly asking for my payslip?
Remitly says it may ask for source of income and supporting documents as amounts or limits rise. Upload a recent payslip or statement.
Do I need a PPS number for Remitly?
Remitly's published lists name national ID numbers for some countries. If the app asks for a PPS number, it will say so; otherwise it is not required.
How long do Remitly ID checks take?
Remitly does not publish a time. Transfers can be delayed by review, so respond to any request promptly.
Sources
- Remitly: Increase your sending limits (Aug 2026) · accessed Oct 2026
- Remitly: Send money to Nigeria, UK page (viewed Oct 2026) · accessed Oct 2026
- WorldRemit: Send money from Ireland, FAQ (viewed Oct 2026) · accessed Oct 2026
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.