AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Wrong name, date of birth or phone number on your NIN? What NIMC lets you change, the documents and fees, and the self-service route from the UK.
Most NIN corrections can be started from the UK on NIMC's self-service portal, selfservicemodification.nimc.gov.ng, which covers name, phone number, address and date of birth. NIMC's February 2026 charter lists ₦2,000 for a name or other change and ₦28,574 for a date of birth change; gender and state of registration cannot be changed, and a date of birth can be changed only once.
NIMC's modification page for adults separates the record into two groups:
| Can be updated | Cannot be updated |
|---|---|
| Names | Gender |
| Date of birth | The NIN itself |
| Addresses | State and LGA of registration |
| Phone number | Enrolment centre and tracking number |
| Place of birth and origin | Fingerprints and signature |
| Parents' NIN and origin |
If the error is in a field on the right, a modification will not fix it. Contact NIMC at nimcmodification@nimc.gov.ng and explain the problem.
NIMC's self-service portal at selfservicemodification.nimc.gov.ng handles changes of name, phone number, date of birth and address. You verify your NIN, log in, pay through Paystack, upload the supporting documents, and receive the new slip by email once the change is approved. NIMC's service charter says self-service modifications take 48 to 72 hours, and a date of birth change of more than five years takes about two weeks.
Most of these can be produced in the UK. A UK marriage certificate supports a married-name change; a UK affidavit can support a correction, and our guide to swearing an affidavit in the UK for Nigeria explains how. For a phone number change, NIMC lists a police report; ask NIMC whether a UK police report is accepted before obtaining one. The NPC attestation for a date of birth change is applied for online at nationalpopulation.gov.ng.
The most frequent case. If your passport now shows a married surname, a name change on the portal with your marriage certificate brings the NIN into line. If you married in the UK, the UK certificate is the document; if your marriage was customary in Nigeria, see proving a traditional marriage for the paperwork that usually accompanies it.
UK forms put the surname last, Nigerian forms often first, and enrolment operators sometimes swap first and middle names. A swap is a name change in NIMC's terms, so treat it as one and support it with an affidavit that states the correct order.
A missing letter is still a modification. Support it with your passport or another government ID, which NIMC lists as acceptable evidence for a name change.
If the number on your NIN is a line you no longer have, change it, because NIMC's phone-based services rely on that number. NIMC lists a police report as the supporting document for a phone change.
| Change | In Nigeria (NIMC charter, Feb 2026) | Diaspora (Nairametrics, May 2025) |
|---|---|---|
| Name or other detail | ₦2,000 | $60 name, $10 other (outside Africa) |
| Date of birth | ₦28,574 | $55 in Africa; outside Africa not reported |
Which fee applies depends on the channel. The self-service portal charges in naira through Paystack; a UK diaspora partner charges NIMC's diaspora fee in dollars. NIMC's own fees web page still showed older figures when checked, so go by the payment invoice.
NIMC's diaspora facts sheet says a date of birth change needs notarised evidence and a letter, Governing Board approval, and is allowed once in a lifetime, with a decision within seven working days. The CBN applies a similar once-only rule to the date of birth on a BVN. Get it right: the new date should match your passport and birth record exactly.
The last step matters. A corrected NIN that no longer matches your BVN can trip bank checks; see fixing a BVN and passport name mismatch. For the Nigeria-side detail on NIMC's process, see how to correct your NIN details.
Contact nimcmodification@nimc.gov.ng with your NIN, the change requested and any payment reference. NIMC's charter says email complaints get a reply within 48 hours and complex cases are resolved in 10 to 15 working days. You can also log a complaint at nimc.esupport.ng.
Consistent records make it easier to run Nigerian accounts from abroad. A Pryme Personal Account can be opened from any country; see how Pryme works.
Yes. NIMC's self-service portal handles name changes online, with a supporting document such as a marriage certificate or sworn affidavit. NIMC's charter lists ₦2,000 for the change.
NIMC's February 2026 service charter lists ₦28,574. A date of birth change is allowed only once.
No. NIMC's modification page lists gender among the details that cannot be updated.
NIMC's charter says 48 to 72 hours for self-service modifications, and about two weeks for a date of birth change of more than five years.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
The High Commission wants a NIN that matches your passport. How to decide which record is wrong, which to fix first, and what each route needs.
NIN enrolment in the UK runs through NIMC-licensed diaspora partners. How the system works, how to confirm a centre is licensed, and what fees to expect.
Three official ways to get your NIN slip from the UK: the NINAuth app, the NIMC Mobile ID app and the NIMC portal. What each needs and costs.
You can add the other type later — many of our customers hold both.
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