AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How to fix a wrong name or date of birth on your NIN while living in Italy: the NIMC self-service portal, the evidence it wants and the charter fees.
You can correct a NIN name or date of birth from Italy on NIMC's self-service modification portal, which handles name, date of birth, phone number and address online. NIMC's February 2026 service charter sets ₦28,574 for a date-of-birth correction and ₦2,000 for other changes; a date of birth needs your NPC birth certificate or attestation number, and a name change needs evidence such as a court affidavit, newspaper extract or marriage certificate.
For a Nigerian in Italy, the NIN sits underneath almost every Nigerian process you will meet from abroad. Passport renewals at the Embassy in Rome are printed from NIMC data; remote bank account opening and BVN checks compare against it; telecoms link your line to it. A small mismatch, such as a surname spelled Okonkwo on the NIN and Okonkow on the passport, or a date of birth with day and month reversed, can stop a renewal or an account opening at the last step.
| Field | Online self-service | Evidence NIMC lists | Charter fee (Feb 2026) |
|---|---|---|---|
| Name (spelling, order, married surname) | Yes | Court affidavit, newspaper extract, marriage certificate or another government ID | ₦2,000 |
| Date of birth | Yes | NPC birth certificate (born after 1992) or NPC attestation (before 1992), with its number | ₦28,574 |
| Address | Yes | Utility bill, tenancy agreement, bank statement or similar | ₦2,000 |
| Phone number | Yes | Police report (as NIMC lists it for Nigeria) | ₦2,000 |
Fields outside this list, such as place or state of origin, are not on the self-service page and generally go through a NIMC office or a licensed diaspora partner. Gender, the NIN itself and fingerprints cannot be changed. Each field is a separate transaction, and fees are as at October 2026; check the amount on the portal invoice. For the full fee list, see our Nigeria guide to NIMC fees.
If you married in Italy, your evidence is an Italian marriage certificate from the comune. It is in Italian, so ask NIMC (nimcmodification@nimc.gov.ng) whether it accepts it as issued or wants an English translation before you upload. If you are correcting a spelling, a court affidavit and a newspaper publication are the usual pair. An affidavit can be sworn outside Nigeria before a notary or an authorised officer at a Nigerian mission under section 110 of the Evidence Act. The newspaper notice has to appear in a Nigerian paper, which a relative or lawyer in Nigeria can place for you and send you the page.
You need the NPC certificate number. If you have no NPC document, get one first; see getting your own Nigerian birth certificate from Italy. NIMC's diaspora fact sheet of April 2023 described a date-of-birth change as one you can make once, so check the date against every document before you submit.
Example: Amaka in Florence has her married surname missing and her date of birth one year out. At charter rates the two transactions cost ₦28,574 + ₦2,000 = ₦30,574, before the NPC document, affidavit and newspaper notice. She does the date of birth first, because it can only be done once, then the surname.
Decide first which document is your reference. If your passport, bank records and Italian permit all agree and only the NIN is wrong, change the NIN. If the NIN is right and your passport is wrong, leave the NIN alone and correct the passport at the Embassy instead, because the passport is printed from the NIMC record. A common Italian twist: your permesso di soggiorno and codice fiscale were issued from your passport, so if you change the passport later, Italian records may need updating too. Fixing the NIN to match an existing, correct passport avoids that chain entirely.
Once NIMC approves the change, the updated slip is sent to the email address on your record, so check that address is one you still use before you pay. Download a fresh slip or digital NIN and keep it with your passport papers for the Rome appointment.
After the NIN is right, bring the BVN into line: updating BVN details from Italy. Then renew your passport: documents for the Rome Embassy.
NIMC fees, affidavits and newspaper notices are paid in naira. A Pryme multicurrency account holds NGN beside your euro, with the rate and fee shown before any conversion.
Yes, on the NIMC self-service portal, with your NPC birth certificate or attestation number. The February 2026 charter fee is ₦28,574.
₦2,000 per transaction under the February 2026 charter, as at October 2026.
It lists a marriage certificate as evidence for a name change. Ask NIMC whether it needs an English translation.
The charter gives 48 to 72 hours for self-service modifications, longer for large date-of-birth changes or queried documents.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
How the NIS portal payment works before your Rome appointment, the diaspora fee in dollars, how your card converts it, and what to do if payment fails.
How to tell your new Nigerian passport is ready, what the Rome Embassy says about collection, and the usual reasons a booklet is slow to arrive.
Signing a power of attorney in Italy for Nigerian property: draft with a Nigerian lawyer, sign before a notaio, legalise, then stamp and register.
You can add the other type later — many of our customers hold both.
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