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The short answer
In Makurdi, NIN enrolment and modification are done at NIMC enrolment centres and licensed front-end partners, while BVN enrolment and BVN record updates are done at your own bank branch. First NIN enrolment and the first NIN slip are free; under the NIMC Service Charter (February 2026) a date-of-birth correction costs ₦28,574 and other changes such as name or address cost ₦2,000, so always pay against an official invoice.
NIN and BVN: two records, two offices
People in Makurdi often treat the National Identification Number (NIN) and the Bank Verification Number (BVN) as one thing because banks now ask for both. They are separate records kept by separate bodies. The NIN is issued by the National Identity Management Commission (NIMC) and is your identity number for life. The BVN is a banking record created through your bank and held in the industry database run by NIBSS on behalf of the Central Bank of Nigeria (CBN). Our explainer on BVN vs NIN covers who may ask for each.
The practical rule is simple: NIN problems go to NIMC; BVN problems go to your bank. A teller cannot change your NIN date of birth, and a NIMC officer cannot edit your BVN.
Where to enrol or correct your NIN in Makurdi
NIMC runs enrolment centres in every state capital and in local government areas, as summarised by Techpoint Africa (updated June 2025), and it also licenses front-end partners to enrol people on its behalf. In Makurdi this means a NIMC state office and enrolment centres, plus partner points that may sit inside banks, post offices or business premises. We could not confirm current street addresses for Makurdi centres from an official list, and centres do move, so confirm before you travel:
- Call the NIMC contact centre on 0700 2255 646 or email nimccustomercare@nimc.gov.ng and ask for the nearest open centre in Makurdi (both listed on the NIMC contact page).
- Ask at the Makurdi Local Government secretariat whether an enrolment point is operating nearby that week.
- If you are using a partner point, ask to see its NIMC licence and insist on a payment invoice that names the service.
For a phone number, name, address or date-of-birth change, NIMC also runs a self-service modification portal (selfservicemodification.nimc.gov.ng), which can save a trip to a centre if your documents are in order.
What to bring for a NIN modification
NIMC's modification page for adults lists the original NIN slip, a Remita payment printout, a signed application letter and a supporting document that fits the change:
| Change | Supporting document NIMC asks for |
|---|---|
| Name | Sworn affidavit, newspaper publication, or marriage certificate |
| Address | Utility bill, tenancy agreement, bank statement, or community leader attestation |
| Phone number | Police report |
| Date of birth (18 and over) | National Population Commission (NPC) attestation letter |
Gender, the NIN itself, your state and LGA of registration and your fingerprints cannot be changed through modification, according to the same page. A new slip carries the same NIN and NIMC says it takes two to five working days or more.
NIMC fees as at February 2026
NIMC revised its fees in May 2025, and the figures below are from the NIMC Service Charter dated February 2026. Some older NIMC web pages still show earlier amounts, so treat the invoice generated for your transaction as the final word.
| Service | Fee (NIMC charter, Feb 2026) |
|---|---|
| First NIN enrolment and first slip | Free |
| Date-of-birth correction | ₦28,574 |
| Other data changes (name, address and similar) | ₦2,000 |
| NIN slip reissue (lost or damaged) | ₦600 |
| Slip through the self-service portal | ₦1,000 |
| Premium enrolment | ₦20,000 |
| NIN retrieval by *346# | ₦50 |
Worked example (illustrative): a trader in Makurdi whose NIN shows the wrong date of birth and an old address would pay ₦28,574 for the date-of-birth change and ₦2,000 for the address change, ₦30,574 in total at charter rates, plus the cost of an NPC attestation and any transport. If someone quotes ₦45,000 "for everything", ask for an itemised invoice.
BVN enrolment and correction at a Makurdi bank
The CBN describes BVN enrolment as a branch process: you bring a valid ID, complete a form, have your fingerprints and photograph captured, and receive your BVN by SMS, usually within 24 hours. You then give the BVN to any other bank where you hold an account so all accounts are linked. Any commercial bank branch in Makurdi that offers BVN services can enrol you; you do not have to go to the bank that will later open your account.
For corrections, your own bank raises the request. Name and date-of-birth changes on a BVN generally need supporting documents, and the bank may ask that your NIN record matches first, because Tier 2 and Tier 3 accounts now need both numbers, as the CBN BVN page notes.
Checking your BVN by phone
NIBSS lists *565*0# to retrieve your BVN from the phone number registered to it, at ₦20 per request, as at its November 2025 page. It will not return a BVN if that phone number is linked to more than one BVN.
Steps if your NIN and BVN do not match
- Print or view both records and write down exactly what differs: spelling, order of names, date of birth or phone number.
- Decide which record is correct. If the NIN is wrong, fix it with NIMC first, using the documents above.
- Once NIMC has issued the corrected slip, take it and a valid ID to your bank and ask them to update the BVN to match.
- Keep your Remita receipts and the bank's acknowledgement. If NIMC has not acted within the charter time, use the complaints portal at nimc.esupport.ng.
- Never hand your BVN, NIN slip or OTP to an agent who offers to "clear it from Abuja"; read is it safe to share your BVN.
If you are registering for NYSC, writing an exam or applying for a passport soon, start early. See our Makurdi passport guide and common money scams in Makurdi.
Where Pryme fits
Opening a Pryme Personal Account needs your identity details to match, so sorting your NIN and BVN first helps with any account. Once your records are clean, you can open an account and keep your sign-in protected with an authenticator app and transaction PIN, as explained on our security page.
Questions people ask
How much is NIN date of birth correction in Makurdi?
NIMC's Service Charter (February 2026) sets the date-of-birth correction fee at ₦28,574 nationwide, the same in Makurdi as elsewhere. Pay only through the official invoice and keep the receipt.
Can I do BVN registration at any bank in Makurdi?
Yes. The CBN describes BVN enrolment at a bank branch with a valid ID and biometric capture. Once you have the BVN, give it to your other banks so they can link it.
How do I check my BVN without going to the bank?
Dial *565*0# from the phone number registered to your BVN. NIBSS listed the charge at ₦20 as at November 2025.
Is NIN registration free in Benue?
First enrolment and the first NIN slip are free under the NIMC charter. Premium enrolment, modifications and reprints carry fees.
Sources
- NIMC Service Charter (February 2026) · accessed Oct 2026
- NIMC: Contact us · accessed Oct 2026
- NIMC: NIN modifications for adults · accessed Oct 2026
- Techpoint Africa: everything you need to know about NIN in Nigeria (updated Jun 2025) · accessed Oct 2026
- CBN: Bank Verification Number (BVN) · accessed Oct 2026
- NIBSS: USSD validation services (*565#), updated Nov 2025 · accessed Oct 2026
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.