AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Booking a London passport slot: apply and pay with NIS first, then book biometrics on the NIS appointment system, with the refund rules to know.
In the UK you book a Nigerian passport appointment through NIS: submit and pay for your application on the NIS portal with London as the processing centre, then book a biometrics slot on appointments.immigration.gov.ng and print the slip. NIS says payments are not refunded once an appointment is booked.
A passport appointment in the UK is booked on the Nigeria Immigration Service's own systems, not by phoning the High Commission. The booking only becomes possible once your application has been submitted and paid, which is why many people search for 'free slots' and find nothing: they are trying to book before the application exists. This guide walks through the order of steps as NIS and the Nigeria High Commission in London describe them, as at October 2026.
Use the availability page to see which dates are open for the London centre before you commit to a date. If nothing suitable is showing, the honest answer is to check again regularly rather than pay anyone who claims to have access. NIS has warned applicants not to use third-party agents and to pay for themselves on the official portal (Peoples Gazette, 24 March 2025), and in May 2026 said payments outside approved channels are at the payer's risk.
Our guide to High Commission scam calls covers the wider pattern.
Two alternatives can save a long journey. Adults renewing may be able to use the contactless (self-biometric) route and post their application to the High Commission; this is not available to under-18s or first-time applicants, who must use the appointment system. The High Commission also holds intervention exercises outside London: Phase 2 runs 6 to 30 October 2026 in Manchester, London, Cardiff and Aberdeen, with booking through a form on its requirements page rather than the usual NIS slot. See how intervention exercises work.
Children cannot use the contactless route, so an under-18 always needs an appointment. Before booking, gather what the High Commission lists for minors: the data pages of both parents' passports (at least one Nigerian), consent from the parents or court proof of sole custody, the child's long birth certificate showing the parents, and a death certificate if a Nigerian parent has died. If the child was born outside the UK, bring copies of their entry documents too.
The High Commission is at 9 Northumberland Avenue, London WC2N 5BX, and takes immigration and consular submissions between 9:00am and 1:00pm. Bring:
| Document | Notes |
|---|---|
| Appointment printout | From the NIS booking |
| Printed, signed application form | With payment receipt or slip |
| Old passport | Mandatory for renewal and data changes |
| NIN copy | Must match passport details in the correct order |
| £20 postal order | Payable to the Nigeria High Commission, London |
| Royal Mail C4 special delivery envelope | Prepaid and self-addressed for the return post |
For the full renewal checklist, see renewal at the High Commission in London. If you need to reschedule, do it through the NIS appointment system rather than simply not attending, and keep the new slip.
Sort this out before booking. The renewal portal compares your passport details with your NIN record, and the High Commission says NIN details must match the passport in the correct order. Our Nigeria library explains how to correct NIN details.
The passport fee is paid to NIS in dollars. If you keep dollars in a Pryme multicurrency account, you can pay from that balance or swap pounds first; the app shows the rate and the fee before you approve. Outside Nigeria, Pryme's activities are carried out through regulated partners.
Submit and pay for your application on the NIS portal, choose London as the processing centre, then book biometrics on appointments.immigration.gov.ng and print the slip.
Slots open according to the London centre's capacity. Check the NIS availability page regularly and avoid anyone selling dates.
NIS says a payment can be refunded if no appointment has been booked, except for contactless applications, if you ask within 21 days of payment.
The High Commission says no appointment is needed for an emergency travel certificate; it is handled between 9:30am and 1pm.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
The documents the High Commission in London asks for, why your NIN must change first, and how to keep UK and Nigerian records in one name.
The Nigerian parent's documents, the British parent's part and the child's papers for a first Nigerian passport when one parent is British.
What NIS's published targets say, why London gives no processing time, how the passport is posted back to you and how to track it.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
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