AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
A caller says they are from the Nigeria High Commission and you must pay. How to check it, the official London contacts, and where to report a scam.
Hang up and contact the High Commission yourself on the details it publishes: 9 Northumberland Avenue, London WC2N 5BX, telephone 020 7839 1244, email hc@nigeriahc.org.uk. Its own pages say fees are paid by postal order or through its e-payment portal, and that information not issued through authorised channels should be disregarded, so never pay a caller by bank transfer, card or gift card. Report the call to Report Fraud on 0300 123 2040.
The pattern is familiar. Someone calls, sounding official, and says there is a problem with your passport, your visa, your NIN or a package in your name. They say they are from the Nigeria High Commission in London, or from immigration, and that a fee or fine must be paid today to avoid arrest, deportation or a cancelled passport. The number may even look like a London number. This article sets out how to check, using only what the High Commission and UK reporting bodies publish.
The High Commission's own website lists the following (read October 2026):
Caller ID can be faked, so a number that matches 020 7839 1244 on your screen proves nothing. What matters is that you end the call and dial the published number yourself, ideally from a different phone, or write to the published email.
The High Commission's consular and immigration pages describe fees paid by postal order made out to the Nigeria High Commission, or through its e-payment portal. Its consular page says cash and cheque are not accepted for student registration, and its passport notices list fixed amounts: a £20 standard administrative charge, and £150 for a lost, misplaced or damaged passport. Passport fees themselves are paid on the Nigeria Immigration Service portal.
Nothing on those pages describes paying a caller by bank transfer to a personal account, by card over the phone, in crypto, or with gift or voucher codes. A request to pay any of those ways is the clearest sign you are not dealing with the High Commission.
In a public notice dated 11 September 2026, the High Commission said publications claiming a £70 administrative fee had presidential approval were incorrect, that the standard charge remains £20, and that applicants who paid £70 would receive £50 back. It advised the public to disregard any information not communicated through authorised channels. That is the standard to apply to calls, texts and WhatsApp messages too. The site does not say whether staff ever phone applicants, so do not rely on a rule that it never calls; rely instead on checking through the published contacts.
The same approach is used for fake visa agents promising quicker Nigerian visas, fake passport appointment sellers, and callers posing as UK banks or HMRC. The defence is the same each time: hang up, contact the organisation on details you looked up yourself, and pay only through the channel its own website names. If money has already gone through a transfer app, read how to report a remittance scam in the UK and when UK banks reimburse push-payment fraud.
Scammers often move fast to get one-time codes. Pryme does not use SMS codes: sign-in uses an authenticator app and payments need your transaction PIN, which you should never read out to anyone. Nothing leaves your account without your approval. More on how Pryme protects your account.
Its website does not say either way. Whatever the caller says, end the call and contact the High Commission yourself on 020 7839 1244 or hc@nigeriahc.org.uk.
Its pages list postal orders made out to the Nigeria High Commission or its e-payment portal at payments.nigeriahc.org.uk. Passport fees are paid on the Nigeria Immigration Service portal.
No. The High Commission said on 11 September 2026 that the £70 claim was incorrect, the standard charge is £20, and those who paid £70 will receive £50 back.
Report Fraud, run by the City of London Police, at reportfraud.police.uk or 0300 123 2040. Call your bank first if you paid anything.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Two routes to a Nigerian police clearance while living in the UK: the High Commission's Police Criminal Check and the POSSAP portal. Documents and fees.
Adding or removing a signatory on a joint or business account in Nigeria while you live in the UK: the forms, resolutions and certified IDs banks ask for.
Asked by your Nigerian bank to update KYC while in the UK? What a video or liveness check involves, the documents banks list, and how to spot a fake.
You can add the other type later — many of our customers hold both.
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