AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Alberta has no exchange deal with Nigeria: a Class 7 knowledge test, a Class 5 road test, a 90-day deadline and two years' proof for a full licence.
Nigeria is not on Alberta's reciprocal list, so you must take a Class 7 knowledge test at a registry office and then pass a Class 5 road test once Alberta's Special Investigations Unit has reviewed your file. Permanent residents must exchange within 90 days of becoming resident. If your surrendered licences prove two years or more of driving you receive a full Class 5; with less than 24 months you get a Class 5 GDL licence (Alberta, published August 2026).
Alberta exchanges licences without testing only for drivers from places on its reciprocal list. That list covers the United States and Ukraine under their own rules, and a long list of European and Asia-Pacific countries such as the United Kingdom, Ireland, France, Germany, Japan, South Korea, Taiwan, Australia and New Zealand. Nigeria is not on it, as at the page published 4 August 2026. Drivers licensed in Nigeria go through testing, and how much driving history you can prove decides which licence you end up with.
Alberta says permanent residents must exchange their current licence within 90 days of becoming a resident, and that the deadline still runs if you leave Alberta during that time. Start the process early: the knowledge test, the file review and the road test booking all take time, and you cannot rush the review.
| Step | What happens | What you need to know |
|---|---|---|
| 1. Registry office | You take the Class 7 knowledge test | This is the learner-level written test; study the Alberta driver's guide |
| 2. Surrender and review | Your licence and application go to the Special Investigations Unit (SIU) | You surrender all valid and expired licences you hold, and any International Driving Permit; none are returned |
| 3. While you wait | You may drive on a Class 7 licence | Only with a supervising driver aged 18 or over who holds a full Class 5 or higher |
| 4. Check back | After 10 business days you return to a registry office | You learn whether your application was accepted |
| 5. Road test | You pass a Class 5 road test | The page says Class 5 road test; check the booking page for which version applies to you |
The page does not list fees for these steps. Ask the registry office for the current knowledge test, road test and licence charges before you go.
The outcome turns on experience you can prove. Alberta says that if the licences you surrendered can prove two years or more of driving experience, you receive a full Class 5 licence. With fewer than 24 months, you are issued a Class 5 GDL licence and enter the graduated driver licensing programme. You can shorten the GDL probation by up to six months by completing an approved driver training course.
Proof is judged against the "Minimum Acceptance Standards" in Alberta's GDL Exemption User Guide, and the page warns that some jurisdictions need more evidence of driving history. It recommends meeting those requirements before you apply. For a Nigerian driver whose current card was issued recently, that means bringing evidence of when you were first licensed rather than relying on the card's issue date.
This is why keeping your old Nigerian licence cards matters. Alberta asks you to surrender expired licences as well, and they may be the only proof of your first licensed date. If you no longer have them, see our guide on getting a driving experience letter from FRSC.
Surrendered licences are not returned and Alberta does not give copies. Photograph both sides of every card first. If you plan to drive on visits home, think about what you will hold in Nigeria once the card is gone; ask FRSC about replacement before you travel. An International Driving Permit only works alongside a home licence, and in Canada the Canadian Automobile Association is the only body authorised to issue one; in Alberta you apply through AMA or a CAA club.
Health cover is the other early task in Alberta: see how to register for Alberta Health Care. For the full arrival list, read your first 90 days of money in Canada, and if you are driving in Ontario instead, compare Ontario's rules.
No. Nigeria is not on Alberta's reciprocal list, so you take a Class 7 knowledge test and a Class 5 road test after the SIU reviews your file.
Alberta says permanent residents must exchange within 90 days of becoming resident, even if they leave the province during that period.
A full Class 5 if your surrendered licences prove two years or more of driving; a Class 5 GDL licence with fewer than 24 months.
No. Surrendered licences and documents are not returned and copies are not provided, so photograph them first.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
MPI treats Nigeria as non-reciprocal: three months on your licence, a $12 knowledge test, a $35 road test and an authenticity check on your card.
What a Nigerian-trained nurse pays to register with the College of Nurses of Ontario: CNO application, exam and membership fees, plus NNAS, as at Oct 2026.
What a Nigerian-trained pharmacist pays PEBC to qualify in Canada: Document Evaluation, Qualifying Exam Parts I and II, and the 2027 pathway change.
You can add the other type later — many of our customers hold both.
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