AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Where the Embassy of Nigeria in Madrid is, how to reach it, what we could and could not confirm about its hours, and the services Nigerians in Spain use.
The Embassy of Nigeria in Spain is at C/ Segre 23, 28002 Madrid, telephone +34 91 563 09 11, as listed by the Spanish Embassy in Abuja (checked October 2026). It is the only Nigerian mission in Spain our sources confirm; we found no official page giving current consular hours, so call or email before you travel.
For Nigerians in Spain, the Embassy in Madrid handles the consular jobs that cannot be done online: passport biometrics, emergency travel documents, certifying documents, and help when something goes wrong. Finding reliable contact details is harder than it should be, because several directory sites copy each other. The details below come from an official Spanish government page, and we say where we could not confirm something.
Source: the Spanish Embassy in Abuja's "Documentación y trámites" page, which lists the Nigerian Embassy in Madrid among its useful contacts (page undated, checked October 2026). The email domain foreignaffairs.gov.ng is the one Nigeria's Ministry of Foreign Affairs uses for its missions.
We could not find an official page, from the Embassy or the Nigerian Ministry of Foreign Affairs, giving the Madrid Embassy's current opening hours or the days its consular section receives the public. Directory sites publish hours, but none cite a source and they do not agree. Before you travel:
| Service | How it works | Guide |
|---|---|---|
| Passport renewal | Apply and pay online with NIS, choose Madrid, attend for biometrics | Renewal in Madrid |
| First passport for a child born in Spain | Online application, then the child and parents attend | Child born in Spain |
| Legalising Spanish documents for Nigeria | The last step after Spanish authorities have certified the document | Apostille or legalisation |
| Fingerprints for a Nigerian police certificate | Ask whether the Embassy certifies fingerprints for Force CID | Police clearance from Spain |
| Emergency travel certificate | For a one-way trip to Nigeria when your passport is lost or expired | Ask the Embassy for its document list |
The Embassy does not issue NINs or BVNs: NIN enrolment is done by NIMC-licensed partners, and the non-resident BVN by NIBSS online. See NIN in Spain and BVN from Spain.
Report the loss to the Spanish police first and keep the written report: every Nigerian mission we checked asks for one. The Nigeria High Commission in London, as an example of what missions require, lists a letter, a Lost Case form, a copy or the number of the old data page, the police report, a Nigerian guarantor who knows you with a copy of their data page, and two photographs. For an urgent trip home it issues an emergency travel certificate (ETC), valid for a one-way journey to Nigeria for 30 days from issue. Ask the Madrid Embassy for its own list and fee before you go, because requirements and charges differ between missions.
If your spouse or children hold only Spanish passports, they need a Nigerian visa. The Spanish Embassy in Abuja tells Spanish travellers that a Nigerian visa must be requested in advance from a Nigerian diplomatic mission and cannot be obtained at the airport, and that a passport with at least six months' validity and a yellow fever vaccination certificate are needed. It quotes visa fees of €125 to €350 depending on length and entries (page undated). Confirm the current fee and application route with the Embassy.
Fees connected to Embassy services are often paid in dollars online, while your income is in euros. A Pryme Personal Account holds EUR and USD with local account details, and Swap shows the rate and fee before you approve. Outside Nigeria, Pryme's financial activities are carried out through regulated partners.
C/ Segre 23, 28002 Madrid, as listed by the Spanish Embassy in Abuja (checked October 2026).
The Spanish Embassy in Abuja lists +34 91 563 09 11, +34 914 110 652 and +34 915 630 971, and the email nigeria.madrid@foreignaffairs.gov.ng.
We found no official page with current hours. Phone or email to confirm the consular section is open and whether you need an appointment.
Our sources confirm only the Embassy in Madrid. Be wary of any office claiming to be a Nigerian consulate elsewhere in Spain unless the Embassy confirms it.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Baby born in Spain to a Nigerian parent? You need the Spanish birth certificate, parents' consent and passports, the child's NIN and a capture in Madrid.
Married in Spain and want your married name on your Nigerian passport? Update your NIN first, then gather the Spanish certificate, translation and proofs.
No official timeline exists for Nigerian passports issued in Madrid. Here is what each stage involves, how to track it and how to plan travel around it.
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