AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How a Canadian spouse or child applies for a Nigerian e-visa, the documents NIS lists for a tourist visa, and what is known about fees as at October 2026.
Canadian citizens need a visa for Nigeria, applied for before travel on the NIS e-visa portal at evisa.immigration.gov.ng; visa on arrival ended in 2025. For a tourist visit NIS lists a passport valid for six months with two blank pages, two photos, a return ticket, proof of funds and a hotel booking or host address. NIS did not publish the visa fee on the pages we read in October 2026; the portal shows it before payment, and the tourist page notes a possible USD 170 biometric fee.
This guide is for the Canadian members of a Nigerian family: a spouse who is not Nigerian, or a child who holds only a Canadian passport and is not travelling on a Nigerian one. If the traveller is Nigerian by birth, the F9A visa for Nigerians by birth on foreign passports may suit better, and a valid Nigerian passport needs no visa at all. Both are covered in our guide for Canadians of Nigerian origin.
Nigeria moved short visits onto an e-visa from 1 May 2025, and visa on arrival ended, as reported by Dubawa in May 2025. The NIS visa page names the e-visa portal (evisa.immigration.gov.ng) for short-visit classes such as transit, business, tourism and sports, and notes that e-visas are not extendable. Stays longer than 90 days, and some categories such as journalists and clerics, go through an embassy application instead.
For applicants in Canada, the Nigeria High Commission in Ottawa says foreign passport holders submit visa documents directly to VFS Global, with no appointment needed. Follow the instruction the portal gives you after you apply; it will say whether any document or biometric step is needed in Canada.
The NIS page for the tourism visa (class F5A), read in October 2026, lists:
The visa is single entry, for tourism only, and the page says it is valid for no more than 90 days from issue. Check the permitted stay printed on the approved visa, since that is what the border officer will apply. For a family visit, a letter from the Nigerian host with their address, phone number and a copy of their Nigerian passport or NIN slip is a sensible addition, though the page does not require it.
A tourist visa is for visits. A non-Nigerian spouse who intends to live in Nigeria should look at NIS's N1A Spouse of Nigerian Citizen visa. NIS lists an attested marriage certificate, a copy of the Nigerian spouse's ID, evidence of residence in Nigeria and a police clearance certificate. It is valid for 90 days from issue, leads to a four-year residence permit, and does not allow employment. A Canadian marriage certificate would need authenticating in Canada first; see authenticating Canadian documents for Nigeria.
The NIS tourism page showed a fee table with no amounts filled in when we read it, and none of the NIS pages we opened stated a visa fee for Canadian passports. The same page says a selected visa "may include an additional fee of USD 170 for biometric capture". We could not confirm the main fee from an official page, so we do not quote one. The portal shows the full charge before you pay. Be wary of third-party sites that look official and add their own service fee.
A Canadian child who is not Nigerian applies in their own name. Bring the long-form birth certificate showing both parents and, if one parent is not travelling, a consent letter from that parent. If the child has a Nigerian parent, they are Nigerian by birth under section 25 of the Constitution and may be better served by a Nigerian passport or the F9B visa for accompanied minors.
Visitors spend in naira once they land. A Pryme account holds Canadian dollars alongside naira, and Swap shows the rate and fee before you approve a conversion. Card and payment security settings are on the security page.
Yes. Short visits need an e-visa obtained before travel on evisa.immigration.gov.ng. Visa on arrival ended in 2025.
NIS did not publish the fee on the pages we read in October 2026. The portal shows it before payment. The tourist page notes a possible additional USD 170 biometric fee.
A tourist visa is for visits. NIS lists the N1A Spouse of Nigerian Citizen visa for spouses, leading to a four-year residence permit.
The Nigeria High Commission in Ottawa says foreign passport holders submit directly to VFS Global, with no appointment needed. Follow the portal's instructions.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Why a Canada-born child may need a Nigerian state of origin certificate, who issues it, and how parents in Canada apply through the state or LGA.
What Ontario asks to see before someone divorced in Nigeria can get a marriage licence: Registrar General authorisation, a lawyer's opinion and the decree.
Which Nigerian papers matter when a naturalised Canadian applies for a first Canadian passport, and why the citizenship certificate does the work.
You can add the other type later — many of our customers hold both.
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