AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Moving into an Irish rental: which bills to set up, how electricity accounts and bin charges work, deposits, and how to budget before the first bill.
In most Irish rentals the tenant sets up an electricity account with a licensed supplier of their choice (ESB Networks runs the wires, not your account), takes a meter reading on moving in, and chooses a private bin company. Citizens Information says there are no flat-rate bin fees: companies charge by weight, per lift, or both, so costs depend on the company and how much you throw away. Your lease decides which bills are already in the rent, so read it first.
Before you ring any supplier, read your tenancy agreement and ask the landlord or agent three questions: which bills are included in the rent, which accounts are already in the landlord's name, and whether the building has a shared bin system. In a house share, one housemate often holds the electricity account and the others pay a share; in an apartment block, bins are frequently handled through a communal system. Citizens Information notes that residents of apartments or developments with shared facilities must be able to show they have access to and use them, so keep whatever the management company gives you.
If the bills are in your name, they are your contracts. That matters for Nigerians who are new to Ireland, because a utility account is one of the first Irish records with your name and address on it. Many people later use a bill as proof of address. See the first 90 days of money tasks in Ireland for where this fits with your PPS number and bank account.
Electricity in Ireland has two separate roles. ESB Networks owns and runs the network and the meter. A licensed supplier, which you choose, sells you the electricity and sends the bill. The Commission for Regulation of Utilities (CRU) regulates the industry and keeps the list of licensed suppliers. So "setting up ESB" usually means opening an account with a supplier, which may or may not be the company with ESB in its name.
If the property has been disconnected, the route depends on how long. Under six months, you register with a supplier and it arranges reconnection. Between six months and two years, you also need a registered electrical contractor to check and certify the wiring. Over two years, you apply to ESB Networks for a new connection. These steps are from the Citizens Information electricity page, last edited on 1 October 2025.
Suppliers can ask a new customer for a security deposit, and many newcomers without an Irish payment history meet this. Citizens Information says each supplier's deposit policy must be fair, transparent and reasonable, that the deposit is returned on your final bill after the contract ends (usually after 12 months), and that the supplier must warn you if you are at risk of losing it. If you are on a low income and cannot pay a deposit, the page points you to your local Intreo office.
Not every Irish rental has a gas supply; many flats are all-electric. If yours has a gas meter, the pattern is similar in outline: a supplier holds your account, you give a reading when you move in, and you keep your own meter-point number from the bill. We have not set out the gas network's own rules here, so confirm the details with the landlord and the supplier you choose. Some suppliers sell electricity and gas together on one account.
Household waste is collected by private companies, not by the council. Citizens Information says you choose a company that serves your area, collections are weekly or fortnightly depending on the waste type, and there are three standard bins:
| Bin | What goes in | Note from Citizens Information |
|---|---|---|
| Brown | Food and organic waste | Your bin company must provide and collect a brown bin (all households except offshore islands) |
| Green | Clean, dry, loose recycling | Drink containers with the Re-turn logo can go back for the deposit instead |
| Black | General waste | Usually the most expensive bin to fill when charging is by weight |
There are no flat-rate fees. Companies charge by weight, per lift, or a combination, and the structure varies between companies, so compare before you sign up. Some areas use pre-paid tagged bags instead of wheelie bins; untagged or unbranded bags are not collected. The page also lists a waste recovery levy of €10 per tonne and a landfill levy of €85 per tonne, which collection companies pay and often pass on in their prices. Burning household waste, or putting it in street litter bins, is an offence.
We have not quoted typical Irish bill amounts, because prices differ by supplier, by tariff and by how you use the home, and any figure we gave would date quickly. Build your own estimate instead, from three sources: the prices on the supplier's and bin company's own websites, the previous tenant's or landlord's bills if they will share them, and your first two bills once they arrive.
Ada and Tunde share a two-bedroom flat. They estimate electricity at €120 a month and bins at €30 a month, so €150 in total. Split equally, each sets aside €75 a month from the day they move in. When the first two-month electricity bill arrives at €260 instead of the €240 they expected, the €20 gap is shared, €10 each, and they raise their monthly set-aside. The method matters more than the numbers: set aside from day one, and correct after the first real bill.
Pryme gives you euro account details alongside naira in one account, so a household pot for shared bills can sit apart from money you send home. See multicurrency accounts. The Personal Assistant can remind you when a bill is due and prepare a payment; nothing moves until you approve it.
No. ESB Networks runs the network and meters, but you can choose any licensed supplier. The CRU keeps the list. Your account and bill come from the supplier you pick.
It is printed on electricity bills. Ask the landlord or the previous tenant for an old bill, or check with the supplier once you have the meter details.
Suppliers can ask new customers for a security deposit. Citizens Information says it must be fair and reasonable, and it is normally returned on your final bill after the contract ends, usually after 12 months.
There is no single price. Citizens Information says there are no flat-rate fees: companies charge by weight, per lift or both. Compare the bin companies serving your address.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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You can add the other type later — many of our customers hold both.
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