AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
How to send Glo airtime to another number, what the NCC's 321 share code does, the PIN to set first, and what Glo has not confirmed about limits.
To transfer Glo airtime, use Glo's share service: the NCC made 321 the share code for airtime and data on every network, so dial *321# and follow the menu to send airtime to another number. Many guides describe an older EasyShare format, *131*recipient number*amount*PIN#, with a default PIN you must change first; we could not find that format, the default PIN or a transfer limit on Glo's own pages in October 2026, so confirm them on the menu or with customer care before you rely on them.
Airtime transfer lets you send part of your Glo balance to someone else's line, often a family member who has run out, or a customer when you sell airtime informally. Glo's service has been known for years as EasyShare. This guide separates what the regulator and Glo confirm from what is only repeated on third-party sites, because sending airtime to the wrong number cannot usually be reversed.
In June 2023 the NCC published harmonised short codes that every operator must support. Code 321 is listed for 'share airtime/data'. Glo's own data FAQs, checked in October 2026, refer to 321# as the route for adding a number to share data with, and to *312# for sharing and gifting data. So the 321 menu is the regulator-approved starting point for sharing on Glo.
| Code | What it does | Source |
|---|---|---|
| *321# | Share airtime or data (harmonised code) | NCC, Jun 2023 |
| *312# | Buy, share or gift data | Glo data FAQs |
| *310# | Check balance (harmonised code) | NCC, Jun 2023 |
| *303# | Borrow (harmonised code; Glo lists it for borrowing data) | NCC; Glo data FAQs |
Many Nigerian blogs describe EasyShare as a single string: *131*recipient number*amount*PIN#, with a four- or five-digit default PIN that you change before your first transfer. We did not find this format, the default PIN or the PIN-change code on any Glo page we opened in October 2026. Operators moved many services to the harmonised codes after 2023, so an old string may still work, may have been redirected, or may have been withdrawn.
Our advice is to use the 321 menu, which prompts you for each detail, and to set or change any transfer PIN only through a menu or instruction that comes from Glo itself. Do not share your PIN with anyone who calls or messages you claiming to be from Glo.
Third-party pages quote minimum and maximum transfer amounts and daily caps for EasyShare. We could not find any of these figures on Glo's site, so we are not repeating them. The 321 menu will reject an amount outside the current limit, and Glo customer care (300, the NCC harmonised call-centre code) can tell you the current rules for your line.
Say you have ₦1,500 on your line and want to send ₦1,000. If the menu shows a ₦20 charge (an illustrative figure, not Glo's), your balance after the transfer would be ₦1,500 − ₦1,000 − ₦20 = ₦480. Checking your balance before and after is the only reliable way to see the real charge.
If airtime left your line but did not arrive, or went to the wrong number, call Glo straight away with the time, amount and recipient number, and ask for a reference. Glo may be able to act only if the recipient has not used the airtime. If Glo does not resolve a failed transfer, the NCC's complaint procedure lets you escalate after giving the operator the first chance; see escalating a Glo complaint to the NCC.
Some people use airtime transfer to resell airtime in their area. If you do, keep a simple record of every transfer: the date, the recipient number, the amount and what you were paid. A shared balance cannot be recalled once used, so take payment before you send, and never send airtime to someone who claims they have paid but cannot show a completed bank transfer. Glo's menu and SMS confirmations are your only record from the network side.
Often it is simpler to buy airtime for the other person directly than to share your own balance. From the Pryme app you can buy Glo airtime or data for any Glo number and see the payment on your account history (airtime and data). If you want to share data instead, read how to share Glo data with another number.
Dial *321#, the NCC's harmonised share code, and follow the menu. Older guides give *131*number*amount*PIN#, which we could not confirm on Glo's site in October 2026.
Glo's own pages we checked do not publish a default PIN. Follow the PIN prompt on the 321 menu or ask Glo customer care, and never share the PIN.
Glo's share service is described as Glo-to-Glo. Check the 321 menu; to fund another network, buy airtime for that number from a bank or payment app.
Glo did not publish a limit on the pages we checked. The menu rejects amounts outside the current limit, and customer care on 300 can confirm it.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Every Glo code we could confirm in October 2026, from Glo's own pages and the NCC's harmonised list, for data, balance, sharing, borrowing and tariffs.
How to try to get back a Glo line you stopped using, what Glo asks to prove ownership, and why you should act before the number can be reassigned.
Every GOtv self-service route MultiChoice lists, which one fixes which problem, what to have ready, and how to escalate an unresolved complaint.
You can add the other type later — many of our customers hold both.
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