AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
You do not register with an NHS dentist the way you do with a GP. How to find a practice taking NHS patients, and who to call when none is.
There is no formal registration with an NHS dentist in England the way there is with a GP. The NHS says you contact any practice that offers NHS care and ask for an NHS appointment; you may fill in a form at your first visit, but it does not guarantee future NHS care there. If no local practice is taking NHS patients, the NHS tells you to contact your integrated care board (ICB).
Many Nigerians arrive in the UK expecting dentistry to work like the GP surgery: register once, then book when you need to. It does not. Getting a GP is a registration; getting an NHS dentist is a search, practice by practice, and the answer can change from month to month. Knowing that from the start saves a lot of wasted calls.
The NHS page on finding a dentist is clear on the point. At your first visit a practice may ask you to fill in a form to register with it, but this does not guarantee you will always be able to get NHS care there in future. In practice that means:
This is different from your GP, where registration is the gateway to care. If you have not done that yet, start with registering with a GP as a new arrival; it is a separate process and does not cover dental treatment.
The NHS website has a "Find an NHS dentist near you" search. Use it as a starting list, then phone. A practical routine:
A practice that says it is private only is not refusing you NHS care; it simply does not offer it. Be clear on the phone about which you are asking for, because private fees are set by the practice and can be far higher than NHS charges.
The NHS says that if you cannot find a dentist taking NHS patients, you should contact your local integrated care board (ICB), which manages dental services in your area. Your ICB can tell you what is available and how to access it. For dental pain that cannot wait, the NHS points to a separate service for finding an urgent or out-of-hours dentist; do not wait for a routine appointment if you have swelling or severe pain.
Most adults pay for NHS dental treatment, even though it is subsidised. NHS charges in England are set in three bands. As listed by the NHS (page reviewed 13 March 2025; check it for the current figures):
| Band | What it covers (summary) | Charge listed by the NHS |
|---|---|---|
| Band 1 | Examination, diagnosis, advice; X-rays, scale and polish if needed | £27.90 |
| Band 2 | Band 1 plus fillings, root canal work, extractions | £76.60 |
| Band 3 | Bands 1 and 2 plus crowns, dentures, bridges | £332.10 |
| Urgent | Urgent assessment and treatment | £27.90 |
If you need more treatment in the same or a lower band within two months, the NHS says it is free. For a full explanation of what sits in each band, see NHS dentist costs and bands.
Example: you are seen for a check-up and need two fillings. That is one Band 2 course of treatment, so the NHS charge listed above is £76.60 in total, not £76.60 per filling. If, a month later, the dentist finds a third tooth needs a filling, that falls in the same band within two months and is free. Budget for one Band 2 charge, plus the cost of getting to a practice that may be further away than you would like.
Some groups get free NHS dental treatment; the NHS charges page lists who qualifies, so check it before you pay. Paying the Immigration Health Surcharge with your visa gives you access to NHS care on the same basis as other residents; it does not make dental treatment free. Ask the practice to confirm the band before treatment starts so the bill is not a surprise.
Dental charges are one of those small UK costs that are easy to forget in a first-year budget. A Pryme Personal Account holds pounds and naira side by side (multicurrency), and the Personal Assistant can set reminders for appointments and bills; nothing moves without your approval. Outside Nigeria, Pryme's activities are carried out through regulated partners.
Not in the way you register with a GP. The NHS says you can contact any practice offering NHS care and ask for an appointment; a form at the first visit does not guarantee future NHS care.
Each practice decides how many NHS patients it can see. Ask to join a waiting list, try practices further away, and if none has space contact your integrated care board.
No. The surcharge gives you access to the NHS like other residents, and the NHS says most adults pay NHS dental charges. The NHS charges page lists the groups who are exempt.
Use the NHS urgent dental service for your area rather than waiting for a routine appointment. If swelling spreads or you struggle to breathe or swallow, call 999 or go to A&E.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
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