AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
A buyer's guide to Erekesan, Ado-Ekiti's central market: the kinds of goods, the busiest times, a labelled price check and how to pay safely.
Erekesan, also called Oja Oba (the king's market), is Ado-Ekiti's central market in the old city centre, where residents buy foodstuff, provisions, fabrics, household goods and more. There is no official published list of its sections, days or prices, so go early, compare stalls, and check your own banking app before releasing goods or leaving with them after a transfer.
Every Yoruba town has a market at its heart, and in Ado-Ekiti that is Erekesan. The name Oja Oba, the king's market, is the usual name for a town's central market in the Yoruba tradition. For visitors, new residents and students, it is the place to buy almost anything in one trip, but it can be crowded and confusing. We could not find an official map, trading schedule or price list for Erekesan, so this guide describes what buyers commonly report and gives a practical way to check prices and pay safely. Confirm details with regular traders.
Like most large central markets in the South-West, Erekesan is commonly described as grouping traders by what they sell. Expect to find:
If you are stocking a shop, ask traders who sell in cartons and bags; they usually price lower per unit than retail stalls. For cheaper foodstuff in neighbourhood markets, see Bisi and Shasha markets.
Traders and regular buyers say mornings are best for fresh produce and less crowded aisles, and that the market is busiest at weekends and in the run-up to festivals, when prices for rice, oil, chicken and tomatoes usually rise. Some Yoruba markets also have special market days on a rotating cycle when more sellers come in from surrounding towns; ask a regular trader whether Erekesan has one and when the next falls.
National averages give you a reference point. The NBS food price data for April 2026, reported by ThisDay, gave these national average retail prices, plus the Ekiti figure for palm oil:
| Item | NBS average, April 2026 |
|---|---|
| Tomatoes | ₦1,177.92 per kg |
| Brown beans | ₦1,338.93 per kg |
| White garri | ₦808.96 per kg |
| Onions | ₦1,164.39 per kg |
| Palm oil, bottle (Ekiti average) | ₦2,819.09 |
Example: if a trader quotes ₦3,000 for 2 kg of brown beans, that is ₦1,500 per kg, about 12% above the April 2026 national average of ₦1,338.93. That may be fair given later price movements, but it is a reason to ask two other stalls. Prices are rarely sold by the kilogram in the market, so weigh a cup or paint bucket once at home to learn what you are buying.
Example: a family plans a fortnightly trip. They list what they need, price it at their usual stalls and add transport. Foodstuff ₦25,000, provisions ₦12,000, meat and fish ₦10,000, and a return trip by taxi for two people with bags ₦4,000. Total: ₦51,000 a fortnight, or about ₦102,000 for two trips a month. If they shop at a neighbourhood market for foodstuff instead and save 10% on that line, they save ₦2,500 a trip, but only if the extra travel costs less than that.
Stalls and shops in and around central markets are usually let by private owners, family landlords or market associations, and new traders are often expected to join the association for their line of goods. Before you pay for a space, ask who owns it, what the association charges, what council or state levies apply and who collects them, and get receipts for everything. Our guides to the best areas to open a shop and small business levies cover the costs.
The FCCPC's consumer rights page, summarising the Federal Competition and Consumer Protection Act, says the price displayed should be the price charged, that you may examine goods before buying, and that goods can be returned in good condition within a reasonable time. Market practice varies, so agree any return before paying and keep proof of purchase.
Traders with a Pryme Business Account can take payment through bank-transfer checkout free of charge, and issue verifiable receipts through our partner VerifyDoc.ai. Shoppers can set aside a monthly market budget in a Naira Savings Box.
Oja Oba is another name for Erekesan, the central market in Ado-Ekiti's old city centre. Ask locally for the nearest entrance to the section you need.
Foodstuff, provisions, fabrics, household goods, meat and fish, and traditional items, grouped by trade.
Mornings for fresh produce and lighter crowds. Weekends and festive periods are busiest and often dearer.
Many traders accept transfers. Confirm the account name, keep your receipt, and sellers should check their own app before releasing goods.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
A labelled monthly budget for a family of four in Ado-Ekiti, covering rent, school fees, feeding, power and health, and the lines that swing most.
A labelled monthly budget for a family of four in Asaba, and the three items that swing it most: school fees, fuel and rent.
A labelled budget for a family of four in Makurdi, with official fuel, gas and power prices, and the lines that swing the total by tens of thousands.
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