AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Zenith lists *966*7*Amount*CustomerID# for DStv. How to register *966#, pay by USSD, eazyMoney or the app, and what charges apply.
Zenith Bank's *966# page lists *966*7*Amount*CustomerID# for DStv and PHCN payments, so you dial *966*7*<amount>*<smartcard number># from your registered number and confirm with your 4-digit PIN. Zenith says *966# is free but network charges apply; DStv's own page also lists Zenith's eazyMoney, using biller code DStv and your smartcard as the biller number.
Zenith Bank is one of the few banks whose USSD page names DStv directly. That means you do not have to hunt through menus: there is a single string for the payment. This guide covers that string, how to register, the eazyMoney route listed on DStv's own payment page, and the Zenith app.
Zenith's *966# page says first-time users dial *966*00# from the phone number registered for AlertZ (Zenith's alert service). The steps on that page:
Zenith lists all its retail accounts as eligible except domiciliary, ZECA and Premium Gold or Platinum accounts, and the service works on Airtel, Glo, 9mobile (now T2) and MTN lines.
Zenith's page describes *966*7# as covering DStv and PHCN; other Zenith billers use *966*6*BillerCode*Amount#. If you do not know your smartcard number, see our smartcard number guide. To be sure of the amount, check MyDStv or DStv's *288# service first, because an underpayment can trigger E16.
DStv Nigeria's how-to-pay page lists Zenith's eazyMoney as a channel. Its steps: open the eazyMoney app or eazymoney.com.ng, select Bill payment, enter your smartcard number as the Biller Number and DStv as the Biller Code, enter the amount and your 4-digit Secret PIN. DStv's page says to choose "Bank" if you have a Zenith account and "Eazy money" if you do not. That last option is useful for family members who do not bank with Zenith.
The order of the parts matters: amount first, then smartcard number. Typing the smartcard number in the amount position would either fail or, worse, try to charge a very large sum, so read the confirmation screen before entering your PIN. Leave out the naira sign, commas and kobo; type 19000, not 19,000. If the menu returns a name you do not recognise, end the session and check the smartcard number with the decoder owner. Zenith's page says *966*00# also returns your balance by SMS, which is a quick way to make sure the account has enough before you pay.
In the Zenith mobile app, look for bills or payments, choose DStv, enter the smartcard number and amount, confirm and approve. Zenith's pages that could be opened in October 2026 do not walk through the app screens or list an app bill fee, so follow your app's labels and read the confirmation screen.
| Item | What Zenith's *966# page says |
|---|---|
| *966# service | Free, but network charges apply |
| DStv/PHCN string | *966*7*Amount*CustomerID# |
| Transfers | ₦100,000 cumulative per day (above that needs an indemnity via *966*60#) |
| Airtime | ₦3,000 per day |
| DStv bill limit | Not stated separately |
The page does not quote the network charge figure, and it does not say whether the daily transfer limit also covers bill payments. If a payment is declined for exceeding a limit, use the app or ask Zenith.
| Channel | Best for | Watch out for |
|---|---|---|
| *966*7# USSD | Basic phones, no data, one quick payment | You type the amount yourself, so a missing zero underpays |
| Zenith app | Seeing the name, amount and any charge clearly | Menu labels change between versions |
| eazyMoney | Relatives without a Zenith account | Biller code must be DStv and the biller number your smartcard |
If you pay for several decoders, for example your own and a parent's, the app keeps a history that is easier to check later than a string of SMS alerts. For a single monthly renewal from a basic phone, the USSD string is quickest, provided you check the amount on the confirmation screen before entering your PIN.
The Pryme app lists cable TV under bills, paid from your Naira balance with the total shown before you approve, which avoids typing the amount into a USSD string. See TV subscriptions on Pryme and our cable TV renewal guide.
Zenith lists *966*7*Amount*CustomerID#. Use your DStv smartcard number as the customer ID.
Dial *966*00# from your AlertZ number, enter the last 4 digits of your debit card, confirm your name and create a 4-digit PIN.
Zenith says the service is free but network charges apply. Check your alert for the exact deduction.
DStv's payment page says to choose "Eazy money" if you do not have a Zenith account, with DStv as the biller code and your smartcard as the biller number.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Every DStv price revision we could verify since 2022, with announced figures, effective dates, the tribunal orders and the FCCPC charges.
The 2022 and 2024 tribunal orders, the ₦150m penalty and the 2025 FCCPC charges against MultiChoice, in date order with sources.
Paid DStv but still on E16? The four official ways to clear the error, how long to wait, and what to check when clearing does not work.
You can add the other type later — many of our customers hold both.
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