AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
Work out what your Port Harcourt commute really costs each month, how keke rules shape routes, and practical ways to cut the transport bill.
To budget a Port Harcourt commute, map each leg of your daily route, keke, taxi, bus or fuel, multiply by working days, and add a buffer for rain, traffic and late finishes. Keke are barred from many main roads and from operating after 10pm, so most commutes mix modes. A monthly figure set aside on payday stops transport from eating into food and bills.
A single fare in Port Harcourt rarely tells the story. Most commuters change vehicles at least once. A worker living in Rumuokoro and working in Trans-Amadi might take a keke to the junction, a taxi along Ikwerre Road and another keke from Garrison or Rumuola. Each leg is small. Twice a day, five or six days a week, it adds up to one of the largest items in many household budgets.
Two sets of rules shape those routes. In 2020 the Rivers State government banned tricycles from 19 major roads in Port Harcourt and Obio/Akpor, including Ikwerre Road, Aba Road, Ada George Road, Trans-Amadi Road, Olu Obasanjo Road and the Eastern Bypass, PM News reported. In May 2026 the police command said tricycles may not operate from 10pm, and banned tinted or covered commercial tricycles from 18 May, according to the Gazette. Rules and enforcement can change, so check before you plan around them.
Write down every leg for one normal working day. Use the fare you actually paid this week, not what you remember from last year.
| Leg | Mode | Example fare (₦) |
|---|---|---|
| Home in Rumuokoro to junction | Keke | 300 |
| Rumuokoro to Rumuola | Shared taxi or bus | 500 |
| Rumuola to office in Trans-Amadi | Keke on inner roads or taxi | 500 |
| Return, same legs | Mixed | 1,300 |
| Daily total | 2,600 |
These are example fares only. Fares move with fuel prices and season.
In this example the commute alone comes to roughly ₦66,000 a month before weekends. Seeing that number is often the moment people start looking for cheaper options.
Some days cost far more than others, and they are predictable.
If your income is irregular, as it is for many traders and freelancers, set aside transport money weekly rather than monthly. A smaller, regular amount is easier to protect than a large monthly one that gets spent on other things in week one.
The May 2026 police guidance included avoiding vehicles in isolated or poorly lit places, avoiding tinted vehicles, sharing your trip details with someone you trust, keeping valuables out of sight and noting a vehicle's details before boarding. If you finish late, plan the ride home before you leave in the morning.
Many Port Harcourt employers pay a fixed transport allowance. Compare it with your mapped monthly cost. If the allowance falls short, you know exactly how much of your salary is subsidising the commute, which is useful when negotiating a raise or deciding whether a job closer to home is worth it. If you move house, run the same calculation for the new route before signing; a cheaper flat in an outer area such as Igwuruta or Eneka can cost more overall once daily transport is counted.
Pryme lets you split your pay on arrival: a Flexible Box on Savings Boxes can hold the month's transport money so it is not spent on other things. Loans on Spaces can only pay transport operators that are Spaces merchants, such as a bus company in the network, and is better suited to planned trips than daily fares; see transport in Port Harcourt with Loans on Spaces and the national transport budget guide.
It depends on your route and modes. Map each leg, multiply by working days and add a buffer for rain and late finishes. Many commuters find it is one of their largest monthly costs.
In 2020 the Rivers State government banned tricycles from 19 major roads including Ikwerre Road. Check the current position, as enforcement can change.
The police command said in May 2026 that tricycles are restricted from operating from 10pm.
Share a drop with colleagues, shift your hours to avoid peak traffic, use a staff bus where offered and group your errands.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
Plan December spending in Port Harcourt: market timing, food, clothes, travel, events and the carnival season, with a worked budget and credit rules.
Using Loans on Spaces at Port Harcourt eateries and restaurants, the Rivers consumption tax on your bill, and how to keep meals out affordable.
How Port Harcourt households can use Loans on Spaces at grocery and retail merchants, when it helps, and how to keep the monthly food bill in check.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
Ideal customer profiles
Generated from your website by VerifiedLead.ai
Pick the ones that look right. Your Sales agent works these first, and you can change them at any time after opening.
We ask this because you have not given us a website. It helps us set the right limits from day one.
Which of these represents you?
Officers listed against this company on the UK register.
We have sent a six-digit code to your email address. Enter it below to confirm the address is yours.
Wrong address? Go back and change it — nothing is created until this step passes. We never ask for a code by phone or email; anyone who does is not us.
Last step. Each time you sign in we email you a six-digit code — we never send codes by SMS.