AI agents for business finance: what they can and can't do
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
Meet Eva, the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals and follows up. Nothing leaves your account without your approval.
Meet Eva, the assistant inside the Pryme app. She holds dollars, pounds, euros and Naira side by side, swaps at a locked rate, pays bills in any of them and sends anywhere, asking before anything moves.













We give you a limit to spend at the shops and services you already use — and an account that works on your month while you get on with it. Dollars, pounds and euros sit beside your Naira, and an assistant handles the running of it, asking you first every single time.
One global account for your money and business. Move across currencies, automate everyday operations and put AI agents to work — with you in control of every important decision.




Evayour assistant
DanielChief of Staff
BenFinance
BruceCareYour competitor down the road sells the same thing you sell. The difference is who walks in. We put money in people’s hands that can only be spent in businesses like yours — and then we point them at you.
You are not borrowing. You are selling to somebody who already has the money — and that money can only be spent with a business like yours.
₦100,000 from day one · agreement v2.1 · 12 Aug · View
Eva waits for your rate and asks before she moves anything.
No card, no OTP, nothing for the buyer to type in. They transfer from the bank app they already use, and the money lands in the same account your agents are running — already matched to the order, already in your books.
We give the buyer a one-time account number. They transfer to it from any bank app or by USSD — no card, no OTP, nothing to type in.
Get the account numberTo this account, from any bank app. We watch it, and the page updates itself.
₦26,767.50 from GTBank · John D., matched to order ORD‑1042.
Five agents come with the account. Each one has a job description, a budget and a ceiling you set. They do the work and bring it to you — nothing leaves the account without your signature.
Knows what is stuck, who is waiting and what you promised — and keeps all three moving.
Booked a meeting with John Doe Foods for Thursday 11:00.Keeps the books as you trade and tells you the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the receipt already attached.
Recovered ₦410,000 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.Issue a dedicated Naira account number to each of your own customers, collect into it and reconcile against it. The same rails the Business Account runs on, with the licence behind them.
Dollars, pounds and euros beside a Naira account, on one ledger and one set of books. Five agents come with it and run the account — nothing leaves without your signature.
Five agents come with the account. Each has a job description, a budget and a ceiling you set. They do the work and bring it to you — they propose, you approve.
Knows what is stuck, who is waiting and what you promised, and keeps all three moving.
Booked the quarterly review with your auditor for Thursday.Keeps the books in every currency you hold and flags the moment something does not add up.
Flagged a duplicate — invoice DP‑11908 was already paid in July.Holds every filing to its own clock and screens names and payments against your policy — and logs what it refuses.
Screened 412 payments overnight and refused two of them.Goes back to the buyers who went quiet, with the invoice and the receipt already attached.
Recovered $12,400 across three overdue invoices.Replies, follows up on what they asked for and hands you only the ones that need you.
Resolved 4 conversations — two deliveries, one refund.The business has changed shape four times and never changed what it was rooted in. Each version was built out of what the last one could not do.
An online grocery store, built out of a faulty tab. Selling the food was the easy part — taking the money for it, and moving it, turned out to be the business.
A prepaid card. The first time the company issued rather than resold, and the first time it carried the obligations that come with holding somebody else’s money.
Solid Allianze acquired — an existing bank with an existing licence. The perimeter stopped being someone else’s to draw.
More than one currency on one balance, and the rebrand to Pryme. A Nigerian business could hold dollars without holding a second institution.
Accounts that do the work rather than only hold value. Five agents on the account, inside a policy you write — which is where the new mark starts.
Pryme is a financial technology company. It gives people and businesses in Nigeria one account that holds Naira alongside dollars, pounds and euros, and a set of agents that do the running of it — keeping the books, chasing what is owed, answering customers and paying bills. Nothing leaves an account without the owner’s approval.
Yes. A Pryme account holds Naira, US dollars, pounds sterling and euros side by side on one ledger, each with its own account details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area. You can swap between them at a rate you set, and every currency has its own statement.
Spaces is available in Nigeria. It gives a shopper money to spend that can only be spent with a participating business. The business is paid into its Naira account whether or not the shopper repays, because Pryme carries the credit. For the business it is free to join, there is nothing monthly, and the customer’s identity is never shown — only a reference and what it is worth.
Five agents come with the account. The Chief of Staff runs the week and keeps what is stuck moving. Finance watches the money and keeps the books as you trade. Compliance keeps the filings on time and screens what moves. Sales chases what you are owed. Customer Support answers your customers and follows up. Each has a job description, a budget and a ceiling you set, and each one proposes rather than acts — nothing leaves the account without your signature.
Pryme Pay takes payments on your own site or on a checkout page you control. The buyer is given a one-time account number and transfers to it from any bank app or by USSD — no card, no OTP, nothing to type in. The money lands in the same account your agents are running, already matched to the order and already in your books.
Savings Boxes are separate pots inside a Pryme account, held in Naira. Flexible Boxes can be withdrawn at any time, Fixed Boxes hold to a date, Investment Boxes hold for longer, and Interest-free Boxes earn nothing by design. A business can use them to ring-fence payroll and the tax it withholds, so that money cannot be spent by accident.
Pryme is a financial technology company, not a bank. Accounts and deposits are provided by Solid Allianze Microfinance Bank Limited, which is licensed by the Central Bank of Nigeria and is a member of the Nigeria Deposit Insurance Corporation.
Yes. Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Pryme is a financial technology company. It gives you one account that holds US dollars, pounds sterling and euros beside Naira, with an assistant that runs the account for you and asks before anything moves. Accounts are provided in Nigeria today, and further markets open as each licence lands.
Accounts are provided in Nigeria today, subject to verification and approval. Foreign-currency balances are held and converted inside that account, so you can hold, receive and swap dollars, pounds and euros wherever you are.
Naira, US dollars, pounds sterling and euros, side by side on one ledger. Each has its own details — a Nigerian account number, a US account number, a UK sort code and an IBAN for the euro area — and each has its own statement.
Swap at a rate you set rather than the rate of the day, then send to any Pryme username or to a Nigerian bank account. There is no fee to send to another Pryme account.
Eva is the assistant inside the Pryme app. She opens accounts, moves money, saves toward your goals, pays what is due and follows up what is owed to you — and asks you before anything moves.
Pryme Rails lets a platform issue a dedicated Naira account number to each of its own customers, collect into it and reconcile against it, over one API — the same rails the Pryme Business Account runs on.
Notes on money that does the work: what we are building, what the regulation actually says, and how we think about letting software act on money. Read the Ledger
What AI agents can do in bookkeeping, close, collections and compliance today, where a person must stay in charge, and how to judge a product.
How multi-currency business accounts work: local details vs SWIFT, payment rails, the real cost of FX, safeguarding vs deposit protection, and hedging.
How UK, US, Canadian and European firms pay Nigerian suppliers and get paid by Nigerian clients: FX, Form A and M, tax, compliance and payout routes.
What it really costs to send money to Nigeria from the UK, US, Canada and Europe: fees, exchange-rate margins, CBN naira rules, BVN, speed and scams.
What AI can and cannot do in day-to-day bookkeeping, how much time it saves on real numbers, and which jobs must stay with you or your accountant.
The steps in order: death certificate and registration, coroner's permission to move the body, repatriation, and the burial costs at home.
To bury in Nigeria a parent who died in England or Wales, the death is registered first, then a funeral director gives the coroner notice (Form 104) and obtains the Out of England permission (Form 103), which Hertfordshire's coroner service says usually takes up to four working days if there is no investigation. The body is embalmed, placed in a zinc-lined coffin and flown home. One funeral director's November 2023 price list put its own services at £2,655 before coffin, air freight and fees.
When someone dies in the UK, a doctor certifies the cause of death. If the death was sudden, unexplained or followed an accident, it is referred to the coroner. A coroner's investigation, and especially an inquest, can delay everything: Simplicity Cremations' repatriation guide says an inquest can take weeks or even months. Tell the funeral director at once that you plan to bury in Nigeria.
The death is registered at the register office for the area where it happened, and there is a short legal deadline. The register office, or GOV.UK's Register a death service, gives the time limit and what to bring. Order several certified copies of the death certificate: the airline, the Nigerian authorities, banks, insurers and pension providers will each want one. In Scotland the rules differ, and Simplicity notes that a Certificate of No Liability to Register is needed for a burial abroad.
Taking a body out of England or Wales needs the coroner's permission, even where the coroner was not otherwise involved. Hertfordshire County Council's coroner page sets out the process:
Simplicity's guide says embalming is required for repatriation and most countries require a zinc-lined coffin. The documents usually include the coroner's permission, a freedom from infection certificate, an embalming certificate and the deceased's passport. Confirm the list with the Nigeria High Commission in London. Its consular page does not list a corpse repatriation service, so contact the consular section directly to ask what it needs, and expect to pay its £20 administrative charge on any consular service, by postal order.
Funeral Partners' November 2023 repatriation price list is one of the few published examples. Treat it as a guide only, since prices will have moved:
| Item | Price (Nov 2023) |
|---|---|
| Funeral director services (collection, care, embalming, crating, airport vehicle, professional services) | £2,655 |
| Zinc lining of coffin | £350 (£400 with viewing panel) |
| Local service before departure, if wanted | £500 to £850 |
| Coffin or casket | From brochure |
| Airline freight, consular fees, certificates | Disbursements, quoted separately |
The price list says full payment is required before repatriation. Our guide to repatriation costs from the UK to Lagos builds a full example.
At the Nigerian end, a family member or a Nigerian funeral home receives the body at the airport and arranges the mortuary, the lying-in-state, the service and the burial. These costs vary widely by state, family and faith, so get written quotes. Our worked example of a burial budget in Nigeria lists the usual items.
Nigeria's National Population Commission moved to digital civil registration in 2026; Leadership reported that its death notification portal is free to use. A UK death certificate covers the death itself, but Nigerian banks and pension firms may ask for local documents too.
Families are often surprised by how quickly money is needed. The UK funeral director usually wants payment before the body leaves, the airline is paid through the funeral director, and relatives at home start spending on the mortuary and preparations straight away. A few practical points:
Money in the deceased's own accounts may not be available quickly once the bank is told of the death. Ask each bank what it can release, and to whom, before relying on it for the funeral.
Funeral director bills are paid in pounds and burial costs at home in naira. A Pryme account holds both, and family contributions in either currency can be kept together and paid out with Send. Pryme's Personal Assistant can keep track of the payment list in a hard week; nothing moves without your approval.
If the coroner is not investigating, the Out of England permission usually comes within four working days, according to Hertfordshire's coroner service. An inquest can add weeks or months.
Usually the death certificate, the coroner's Out of England form, an embalming certificate, a freedom from infection certificate and the deceased's passport. Confirm the list with the Nigeria High Commission in London.
Its consular page does not list a corpse repatriation service, so contact the consular section directly. A £20 administrative charge applies to consular services.
One funeral director's November 2023 list put its own services at £2,655, plus zinc lining from £350, the coffin, airline freight and fees, which are quoted separately.
This article is general information, not financial, legal or tax advice. Products described are provided under the terms on this site and are subject to regulation and eligibility.
How to hire and pay a carer for an elderly parent in Nigeria from the UK: agency or direct, written terms, fair pay, notice and a payment record.
How UK to Nigeria cargo box services work, what to agree in writing, how customs duty applies, and when an extra suitcase costs less.
How to set a December gift budget, give safely by cash or transfer in Nigeria, stay within travel cash limits, and say no to requests kindly.
You can add the other type later — many of our customers hold both.
The business first, then you. Nothing is submitted until you review it.
Ideal customer profiles
Generated from your website by VerifiedLead.ai
Pick the ones that look right. Your Sales agent works these first, and you can change them at any time after opening.
We ask this because you have not given us a website. It helps us set the right limits from day one.
Which of these represents you?
Officers listed against this company on the UK register.
We have sent a six-digit code to your email address. Enter it below to confirm the address is yours.
Wrong address? Go back and change it — nothing is created until this step passes. We never ask for a code by phone or email; anyone who does is not us.
Last step. Each time you sign in we email you a six-digit code — we never send codes by SMS.